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Virgin card - linked to email address
I use more than one email address and have two virgin cards. I was recently buying something online, had an issue with the process for registering an account, so had to phone. The person took my order, contact details, card number etc and said, sorry that email address has been rejected, let me delete the card and try…
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When seeking to maximize credit: should husband and wife use same/different credit card providers?
We are doing some building work and need to use credit to finish the work. We can't currently remortgage. I have a Sainsburys credit card with a £9k limit and 0% interest on purchases for 18+ months. My wife has an Barclaycard she uses only for expenses, but any introductory offer has now passed. We earn about the same…
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Argos card with balance transfer
I have a 0% virgin card which cleared both a barclaycard cc and my very account, and I'm making regular payments to it. I've now been approved for an M&S 0% balance transfer card and hoped to pay off Argos with it, but now seeing I can't make payments with a cc. Rather than going to Argos site and clicking make payment (as…
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Dispute with eBay, Paypal and Aqua about replica goods
I am hoping someone can point me in the right direction!!!! I purchased items through Ebay with my Aqua Credit through Paypal. They turned out to be counterfeit. I proceeded to go to ebay to advise them of this matter. However they advised me that the items needed to be returned to the seller in order to obtain a refund.…
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Tandem
HI, it's a bit pointless having the Tandem CC on here. I tried to apply for one via MSE last Friday & at the bottom of their website it said 'under maintenance' which would be fine for the weekend maybe. But it is still down today, so if a Credit card co. can't even have their website working they aint gonna be much cop.…
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Big Mistake
So...long story short...made a !!!! up with minimum payment on 0% purchase CC from tesco, now confused with all jargon they have been sending about it all, minimum payment has just tripled this month. (from £25 I have just now paid 78!) What's the quickest way out? Getting a balance transfer card with another bank? Or…
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Interest after successful section 75
I wont go into this long winded, at this time. I succsessful claimed back £700 through section 75 for goods not delivered that was paid for on my Aqua credit card. After settling a complaint regarding the process l recieved £20 in good faith. This brought my account down to £54. I have paid every month regardless of…
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Japan
I’m going to Japan for the RWC,but not until September ‘19, my question is should I take a credit card as I have been told that they are not wildly accepted or what else could I take, as I will be in Japan for nearly a month, any help would be greatly appreciated. Thank you. Cheers Stephen Wood
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Getting a credit card as a student?
Hi, I'm a student in my third year of uni and I'm looking to build my credit score. I have no debts and already have a savings account and an ISA that I pay into. I'm just wondering how easy it would be to get a credit card to start building my credit? My income consists of student bursaries, student loans and some money…
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Credit card details compromised... again
For the second time this year Nationwide are cancelling and re-issuing my Visa card. In response to a question I sent them Nationwide said: “We receive information from different sources about potential compromises of card details. This information comes from within the financial services industry and from law enforcement…
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Lloyds Bank Duo Avios Credit Card
I have held these Lloyds-issued cards (Amex and Mastercard) for a number of years. I also have a BA Amex card. I also have (or rather had ) an Avios account. So, now Avios is "closing", no problem, all my (and my wife's) Avios have been moved over to our BA exec accounts (linked to BA Amex cards). I am continuing to earn…
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Buying 2nd hand cars with credit cards
Hi everyone. My wife and I need a new car at quite short notice. As we have some new family coming soon and we do quite a lot of driving we need something more reliable than we currently have. So we are willing to move up from buying old bangers to something more substantial. We've found one we like through a private…
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Credit Score Abroad
It mentions if a brit moves to Europe for 3 years and returns his/her credit score starts clean is that true? It also mentions "In the UK, a consumer’s credit report is held for three years"? Anyone elaborate? https://www.yourmoney.com/saving-banking/what-happens-to-your-credit-score-when-you-move-overseas/
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Santander Everyday BT Card - BT Rules
Evening all, I currently have a small balance on a standard Tesco car at an APR of 19.9%, which I want to BT. I can easily clear this in the next 6 months however I also want to building up my cash savings balance (well my current account balance paying 3%). In addition to the Everyday card having no BT fee (in addition to…
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DCA guilty of fraud?
Long ago I defaulted on a TSB card. They took me to court and i have been paying their CCJ via bank transfer since then. The debt moved to Lloyd's and more recently Link. Shortly before it moved to Link, Lloyd's sent me paperwork which looked to me as if they had added money to the debt. When i wrote to them they said the…
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Argos card won't cancel
Hi, I paid my Argos card off back in May and asked for them to cancel it. I thought no more of it until about a month ago I got some money off coupons in the post. I emailed straight away asking them again to cancel. A few days later I had no reply so tried to log in to myargoscard and saw it was still active. So I rang…
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Help! Bad experience with Virgin Atlantic Mastercard
Hi All, Just joined this forum looking for some advice. I successfully applied for a Virgin Atlantic Rewards Plus Mastercard at the end of October this year . I quite like the Virgin brand. I fly with them quite often and hold gold status in their Flying Club, and having a Virgin Credit card has always been a great way to…
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Platinum Cashback Credit Card question
Hello The Card gives 1% cash back on spend up to £10,000 and 1.25% after £10,000 I just wanted to check, If i spend £12,000 in a year would I recieve 1% back on £10,000 and 1.25% on £2,000 or would I recieve 1.25% back on the whole lot? Am i right in thinking that I will recieve the cashback on my card anaversary? Thank…
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Wife got a mbna nosia refund out of the blue
As above we recieved a cheque in the post for a few hundred pounds for an old mbna credit card she had, now I know I’ve had two cards in the past and they’ve been settled but there was a brief period I was getting charged silly interest or charges for late or missed payments before we cleared the debts, I’m just wondering…
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Just got a job but need some funds, whats the best credit card?
I'm a recent graduate (July '17) And I've been freelancing for a while, not making that much but enjoying the freedom it gave me. I was living at my parent's house, outside of London. So my overhead was very little. Been offered a permanent position in London for a decent amount of money. I want to move out and at least…
