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Barclaycard initial
Hi There I have received a Barclaycard card initial after invited to apply with a credit limit of 1200£ . I activated the card since a week and I see no Purchase offers or Instalment plans offers . However, I indicated in the application that I will be using it for that purposes. I called the customer service and…
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Parents Helping - Advice Please
Hi all - some advice please? My parents are taking out a credit card to consolidate some debt for me and I would like to know 1. Can they transfer my balance on to their card under the interest free schemes given the cards are in different names? 2. If not, is there a way around it? Many thanks
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credit card max payment
Hi - sorry if this is the wrong board. I'm trying to boost my credit rating by using my credit card as much as possible and having a direct debit set up to pay off the balance in full. But I notice that there's a time lag of a few weeks between the point where the statement is issued and the point where I pay it off (e.g.…
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Shocked by Optimum Prepaid Mastercard T&C
After reading today's MSE weekly email I chanced upon the Optimum Prepaid Mastercard when looking at credit cards and thought this card would be a good card to use to register with Google/Amazon/Ebay etc. to limit fraud/over-spending... I was under the impression that Pre-paid cards were... Pre-paid, i.e. you load them and…
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Suspected Fraud
I got a txt msg from Tesco Visa saying my card had been cancelled as a precaution do to industry wide measures. I have asked for details as to how, when and where this happened so that I can take appropriate action. However I have been told that cannot provide this. This does not seem right if the security of my data has…
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Advice: Managing and increasing limit
So ive just been given an overdraft by halifax of £1500 and a clarity credit card which is decent as i am going to Mexico for 14 nights in august 2019. What I would like is how do i use my Credit Card or Overdraft so that I am able to increase this limit asap? my credit card atm is £800 which im sure is pretty low. My goal…
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Amazon
I live in France and have made purchases on Visa and Mastercards from Amazon UK for years .However today they will not accept either card as they have a French billing address! anybody know why? Thanks Tim
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Balance transfer and purchase credit card
Hi, I am new to this so apologies if I am in the wrong place or this has been answered elsewhere. I currently have a credit card with Tesco and my 0% interest is about to expire. I use the credit card solely for holidays; paying for flights and hotels so that I know it is secure and gives me time to pay it off. I would…
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Scam site?
I used my credit card on a site yesterday for a music software download. I was surprised that there was no confirmation. I looked the site up today to see that it could be a dodgy one. Having cancelled my card I am worried about any repercussions if my card has been already used fraudulently.
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second Tesco card or M&S
I need a new 0% card for purchases. Has anyone successfully applied for a second Tesco card? What was the credit limit like and were you given the longest potential interest free period? I was also thinking about the M&S card as an alternative. How have credit limits offered by M&S compared with other cards? :beer:
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Travel Barclays Platinum Credit Card T & C
Hello, I read in here that Barclay Platinum Card has no overseas use charge until 2019. I find the following on their account when I logged in: One straightforward fee The same 2.99% flat non-sterling transaction fee applies to purchases and cash withdrawals anywhere. We won't charge any additional cash withdrawal fees,…
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interested free and balance transfers
Hello, I currently have an AA credit card which is currently interest free but that ends in December. I'm looking to change to a new interested free card which I can transfer the balance to for free. Any suggestions? Thanks
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TSB direct debit problems?
I thought i'd have seen this on page 1 of the forum but it wasn't to be the case so maybe this isn't as wide a problem as i thought. For the second time in recent months i've been hit by interest charges on the credit card as TSB haven't taken the direct debit. There's been more than enough money in the paying account to…
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Virgin pre paid MasterCard from post office
Hi Years ago my wife took out one of the above and has just contatct them re the card and they firstly took a 3 week s to answer 1 email and then 1 week plus to respond second one and have advised the following 4.99 for new card or 5.00 admin charge to withdraw amount in account which been there for 4 years plus Any advise…
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Transfer or pay balance off
This has got me pondering! I am in the unfortunate position where I have to shuffle my balances around on my credit cards and look for the best deals for maybe the next 24 months. I am good at it and keep most of my balances on all my cards at 0%. (1 long term 3.9% big balance) Currently I have £1900 on a card which is at…
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Are Vanquis just being awkward?
I've got a Vanquis card and have been trying to change my name since I got married last year. I sent Vanquis an original wedding certificate and council tax letter for the permanent address in May 2018, they lost it. They maintain that they never received the evidence but I literally wrote "as per the phone call with X…
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Buy now pay later credit
New user on forum looking for advice. I need to make a large purchase of 4-6k I am about to change mortgage deals and can’t have such a large withdrawal on my account or signup to a direct debit. This will limit my lending options for a new mortgage. I am freelance and don’t get a regular income. My account needs to look…
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When will available credit refresh?
My statement date is 8th but the direct debit does not produce until the 3rd. When will my available credit refresh itself back to normal is it upon the beginning of the new billing cycle or only on receipt of payment?
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Reclaiming money spent with mental illness
Hi all, This is a bit of an embarrassing situation for me but really I just want to get some general advice. I have bipolar type 2 (diagnosed) and just recently I went through a manic episode. I bought a return flight on my credit card which I really couldn’t afford and the airline states it’s non-refundable. I wonder if…
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Credit card limit reduced
I tried to pay with my card. No authorisation. Ringing the credit card bank I find that the limit has been suddenly reduced. The letter was waiting for me at home. It contained two amazing paragraphs, one that the bank was reducing my credit limit substantially from end October, two, that immediately they were reducing my…
