Balance transfer and purchase credit card

memobaggins

Hi,

I am new to this so apologies if I am in the wrong place or this has been answered elsewhere.

I currently have a credit card with Tesco and my 0% interest is about to expire. I use the credit card solely for holidays; paying for flights and hotels so that I know it is secure and gives me time to pay it off.

I would like to complete a balance transfer to another credit card so that I can continue paying 0% interest and I have seen the best ones for the longest periods on MSE website.

However, I am unsure whether it is best to find a balance transfer and purchase credit card or whether to just complete a balance transfer and then open another credit card solely for purchases. I pay off a fairly large amount each month so it isn’t that I am in huge debt and need to pay it all off.

If anyone could offer any advice, or maybe even alternatives, it would be greatly appreciated.

Thank you
M

[Deleted User]

Find a BT card and put your spending on a separate card.

andersondavis

Bank of America has BankAmericard, 0% APR for approximately 18 months and has no charge for balance transfer. I consolidated my last credit debt on that card last year.

Willing2Learn

Take a look at this list below of BT cards with no fees:
https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards/#nofees

Tesco also does one with no fee that offers clubcard points too