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Making a credit card payment on someone else's behalf
Hi, Is it possible to make a credit card payment on someone else's behalf? I am currently stuck abroad and won't be able to make a payment before the due date. I was thinking of asking a friend to make the payment on my behalf. Thanks,
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Is there a tool/method that I can use to figure out the interest I pay on ALL of ROP
credit cards? I want to figure out if a loan at 9.9% is better over a period of time than the higher intrest credit cards :) Thanks
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JLewis partnership card
Hi I have just been informed that JLewis is increasing the interest rate on my card from 16.9% to 18.9% thats a 2% rise do i have to accept this increase or can i refuse it . steed1
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Pre approved....but was a lender from a completed IVA 3 years ago clear
Hello, I completed an IVA in 2009, all gone from my file. I've had credit since and managing it perfectly with 12 months left on a 0% deal. I'd like to balance transfer next year, although I always look at what cards I can have now that have long 0% deals, after I get my credit reports each month. MBNA were a creditor in…
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Paying off each month, but what balance
Stupid question alert!!!.... I've reached my mid forties and never had a credit card, for no reason other than through choice. I've only every used my debit card. I don't have any debts, but felt I should get a credit card as they carry some handy benefits (especially around online purchase protection). So I applied for,…
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Credit card fraud, catching the criminal
Hello, Anyone else had this? Contacted my credit card company fraud debt as saw an unauthorised flight purchase transaction with a well known travel company, for just under £2k! As well as politely accepting that my card company would "investigate" but also wondering if they actually would, I called the travel company…
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Payed into credit card but hasn't come off balance
HI there, I am new to the credit card world, simply got one as i was travelling so was using it whilst abroad. I had my first statement through so i payed it off in full (777.05) via card transaction, not direct debit. I payed it early before the due date, which is the 4/9/2017. Even though it has come out of my account…
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Buying in a foreign currency
Hi Everybody! I obtained a Halifax Clarity Credit Card due to the 'we will give you £20 credit after your first bill' offer. I had to ask them why my 20 quid hadn't been credited and the lady told me that I had to spend 'in foreign currency' before I got the credit. Well, Ive already been on my hols and I now need to use…
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Fraud credit card in default and Captial One will not help
Hey all I know it seems all my posts are credit file related, forgive me :D So between 2009 and 2013, I was in a very bad relationship. Without going into much detail, this relationship was both mentally and physically abusive that I am still severely traumatised to this day. Anyway, douche bag ex had a very bad credit…
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Credit Card Missed Direct Debit - Bank Error
I have a Bank of Scotland credit card that I use sporadically. I keep it separate from my wallet, so there can be some months where I don't spend anything. It's set up to be paid automatically by direct debit, though in the past I've sometimes paid it using FP via online banking. Today when I checked my statement, I…
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Why would you ever pay a balance transfer fee?
Hi everyone, I've been wondering for a while: as there are so many cards out there that offer 0% balance transfers with no fee, why would you ever elect to go for a card that charges a fee? Obviously 0% fee cards tend to have shorter offer periods, but why not just balance transfer to another no-fee 0% card at the end of…
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Barclaycard platinium rejected:(
Just applied recently, when I checked on their website like good of acceptance was 9/10 I have checked Experian report nothing bad there, only thing is my account is quite young, just over 31 months. My credit score is good 400£ on Barclaycard initial, never late payments 1 phone contract Gas and electricity contract. Have…
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Quick Question re 0% Balance Transfer Cards
Hi all I am looking everywhere to find how long I have left, or how long I had in the beginning, on 0% interest for a few cards where I have transferred balances. I've looked on the original email application and statements and can't find it anywhere. I just want to work out how much I need to pay each month to get them…
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Confused!
I always pay my Credit Card Statement in full each month so it doesn't matter to me. However I was really confused by what the Barclaycard Customer Services said to me. Surely this can not be true? She said if you pay your minimum balance or any figure over it but under the statement amount you get charged Interest for the…
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Balance transfer - what happens to original card?
HIya If you use a balance transfer card to pay off an existing credit card - what happens to that 'original' card, once it's paid off? Do you hand it back, or is it available to use with a 'zero' balance?
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Went over credit limit
Hi there, I booked a holiday on Monday and paid via credit card to get the protection it offered. Stupidly I didn't think to check my limit as I rarely use it and went approx. £200 over my limited. The building society called me today to check whether I had any money troubles (I don't) and to tell me I've gone over my…
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Does money transfer count towards a balance transfer?
Hi guys a quick query I am buying a house and my solicitors will not allow me to pay the stamp duty by credit card and they need the money directly. I have a card with Tesco bank which allows for money transfers. However if I use this facility if I apply for a balance transfer will this count towards the total balance or…
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Next Directory Payment with Credit Card
Hi, I've read conflicting advice about paying off a Next directory account with a credit card. I took out a Virgin purchase only card, which is interest free for 27 months, with the intention of using it to pay my Next balance off as I'm being charged interest on that. I have read some older posts on here where people have…
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Possible section 75, advice would be helpful
Hi everyone, Last week I received a stone dining table I ordered back in May. When I originally got the quote, I asked for a round table that measured 160cm in diameter. The company said they could only make one that was 159cm as it was limited by the size of the stone itself. As it was close enough, I placed an order with…
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Capital One Credit Card
I wanted to ask if anyone knew what the criteria was at Capital One in a request to write off some credit card debt on medical grounds. I send Capital One a detail income and expenditure sheet, proof of income, and proof of medical problems. I ask if the balance could be written off on medical grounds an inability to pay.…
