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RBS Account Termination Letter
Hi, My bank has threatened me to set off my funds I hold with the bank current account and savings against any debt owed? Can they do this legally without my say so or do they require approval from the court. I don't hold bank accounts with any other creditors which I have credit cards, which is a good thing, however could…
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Complete Newbie. Where to begin?
Hi guys I'm looking for some assistance if you would be so kind. I'm completely new to credit cards and have been drawn to them for the purported security benefits vs. Debit cards. All I really want is a credit card to buy stuff with. I'm not at all bothered about low interest rates as I never intend to borrow more then I…
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Delete
Delete please
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Money transfer max limit
Hi, Got a lloyds loan with £7700 left to pay at about 12% interest, due to clear September 2019. I want to get a 0% money transfer card, I've been pre approved for a few, but no where I can find tells me what's the max opening balance. I already have a 0% balance transfer from MBNA that has £5700 at 0% and the money…
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Amex Credit Card Blagged Deal
Hi guys, we're featuring a new exclusive offer on the site that whilst perhaps not being suitable for everyone, we feel might be a good deal for some of you; http://www.moneysavingexpert.com/credit-cards/cashback-credit-cards#amexrewards Spend £1,000 on the Amex Rewards* credit card in the first three months and you'll get…
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Trying to sort out ill mother's credit card debts...How?!
My mum has two credit cards - one Capital one and one Santander. I don't have the statements on me so I'm unsure how much is on each one, but together the balances total around £1,800. In July this year, she suffered a stroke and ended up in hospital for approximately 6 weeks, and has now been transferred to a Care Home as…
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Paying an Invoice with a Credit Card
Hi there - new member. I have looked across the MSE site, forum and the internet but can't find an answer for the following question: I have been given an invoice by a company which includes their account number and sort code. I want to pay this invoice by credit card to ensure I am protected by Section 75 of the Consumer…
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Help - went over credit limit & interest free offer over
Hi I have a credit card with interest free for 2 years but unfortunately I went over the limit by £15 in last July & I didn't notice that up to got card statement showing interest charged. interest charged from August to Nov. reach £475. I talked to the bank & they said the interest free offer was gone because I went over…
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How do I stop them?
My mentally ill brother keeps racking up huge credit card debts. He owns his own flat and has no trouble getting approved for cards. Is there a way to prevent companies from issuing cards to him?
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Help to Buy ISA Bonus - Land Purchase
Hi, Have recently opened a Help To Buy ISA and looking to use it (including the 25% bonus) as a contribution along with other savings to purhase a plot of land and self-build a house. The GOV website states the HTB ISA and bonus CAN be used to purhcase land but not the construction costs to build a house if land is already…
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Amex nectar card
Hi there Has one got a amex nectar card and can do me a favour by recommending me before i apply for a new one. thanks
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Barclaycard fraud
What on earth is happening with Barclaycard or the companies who accept it? Three weeks ago they rang me to say my card had possibly been compromised as a result of fraud with one of the suppliers I had ordered online from but they claim they couldn'5 advice which company. They replaced my card. I'be used it only once…
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Balance Transfer from a Newday Account possible?
Hi Guys. I have read many threads on here before posting and couldn't find the same predicament mentioned. I used to have a PaypalCC that as many people have mentioned then got transferrd to Santander then Newday. I have recently got a 28 Month 0% Balance transfer card and transferred one balance but wanted to transfer the…
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Making full use of the cards I have
Hi all Just reviewing my cc situation. And after some advice Current situation : Halifax clarity - limit 1300. Using this as m everyday spend card ( instead of debit ) and paid of in full. Each month by dd. Usual spend 350pm I Mainly used his for the reward payments. Obviously that's now stopped NatWest credit card - limit…
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First Credit Card
Hi Guys, As I am only in the UK a short time, I have not build up much of a credit history. I am going to apply for an Aqua card in order to do so. I plan on using the card solely for recurring monthly payments (buying my monthly train ticket) only and then paying it off with my debit card. Does anyone know if this method…
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Positive point for BREXIT
My Capital One card used to have decent cash back. But an EU stipulation about a year ago meant this had to be removed. That's my example of how EU interfered with how a U.K. A finance institution operated to our detriment
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£25 amazon voucher if you apply for an Aqua card
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So the 1-2-3 Credit Card is getting hit too
After slashing interest rates on the 1-2-3 current account, I got a letter from Santander saying that cashback on the 1-2-3 credit card is going to be limited quite a lot. It seems that if you don't visit department stores or travel, the best you can do really with cashback is to cover the fees for having the card? Paying…
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Tesco Credit Card - Decent Opening Limit
I know there are frequent questions from posters regards providers that offer healthy opening credit limits. Just thought i'd share my experience. I have two cards currently Barclaycard and Halifax - Respective Limits are £12.5k and £6k. Both have zero balances. Just applied and been accepted for Tesco low-rate purchases…
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Apply for credit card befrore or after moving to bought house
I have been holding off applying for a credit card while getting a mortgage. Now that is approved, but it creates the question: Should I apply for the card before or after moving? Advantages of waiting: * I'd be able to fill in "home owner" rather than "private tenant". Does that matter much? * It may be a better postcode.…
