First Credit Card

CaoimheK101

Hi Guys,

As I am only in the UK a short time, I have not build up much of a credit history. I am going to apply for an Aqua card in order to do so.

I plan on using the card solely for recurring monthly payments (buying my monthly train ticket) only and then paying it off with my debit card. Does anyone know if this method of using the CC should still help improve my credit rating?

Thanks in advance!

[Deleted User]

It will help to establish some positive credit history, as long as you use it correctly.

bengalknights

I would suggest paying off with Direct debit however its fine the method your using

FluroFrancis

if you can try for Barclaycard initial before going for Aqua

dresdendave

CaoimheK101 wrote: »

Hi Guys,

I plan on using the card solely for recurring monthly payments (buying my monthly train ticket) only and then paying it off with my debit card. Does anyone know if this method of using the CC should still help improve my credit rating?

If the purpose of these transactions is to build a positive credit history then make sure the purchase appears on your statement before paying it off.