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mbna-amex
Hi Guys, has anyone who has a Mbna-amex card noticed the new layout? Better;;;;It's worse.? My latest transactions are 23/11th, nearly 3 weeks ago: How are we to monitor fraud, if they don,t update our transactions. Mbna have always been later than others at updating transactions, but, 3 weeks is a bit long. I've just…
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New credit card
I got terrible credit with lots of defaults and some ccjs I am trying to put everything right at the moment I have catalogues with health credits and 3 mobile phone contracts. I tried to get a credit card with Barclays and there eligible said good news you have a good change 2/10 so tried and was rejected, tried to open a…
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Santander 123 Credit Card
Please see the question here: https://forums.moneysavingexpert.com/discussion/5377147 I have a Santander 123 current account, which I am thinking about switching from. I also have a Santander credit card and I am wandering what to do with this when I transfer away from Santander? The balance of the card is around £1400. I…
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Why is Barclaycard so special?
Hi all! I've been looking at the forum for quite some time, but this is my first post here. My first question will be about Barclaycard. Whenever I use my Barclaycard to pay at a shop using the chip & pin machine, the screen shows 'Barclaycard Visa'. But when using any other debit or credit card, the screens simply show…
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Post office have a credit card app?
Has anybody used the post office credit card app? I had an email about it, but the email address was from ...@mailer.postoffice.com or something so I'm not 100% it's legitimate. And of course I don't want to put my credit card details into an app that came from an email link I don't trust.
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RBS CC playing up
On Monday I tried to buy some lunch in via contactless and I got a transaction declined message, so I used another card. I used the RBS card on TFL, its been fine. I used it on Tuesday it was fine. Same shop and terminal. On Wednesday I got another "Transaction declined". and today "Bank security check". When I enter the…
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question about credit cards
Hi, I have just got my first credit card to build up my credit rating with a limit of £50. My question is is this 50 monthly, or can I keep using it? E.g Monday I use 50, Thursday I pay that 50 back Can I borrow it again or can I only borrow it once per month as long as I pay it back?
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Additional card holder - financial association?
Hello everyone, Just a brief question; I want to get my wife credit cards on my accounts so that she can collect the rewards when I'm not with her. The question is, are "additional cardholders" then financial associates (As shown on credit reference agency files)? Cards are: Amex (amex issued) Lloyds Mastercard (if that…
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Balance Transfer Advice
Hi guys, please can someone give me a pointer in the right direction? My Virgin credit card's interest free period ends at the end of this month, so it's balance transfer time. I have a balance of £2533 on this card. Standard APR goes up to 20.9% when the 0% deal ends, no thanks. I currently have an MBNA, a Lloyds, and a…
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Your opinion on a balance transfer...
My current 0% balance (£5800) on my Barclaycard is ending soon so I'm looking to shift it before the deal is up, I also have an MBNA card but the rate would be 10.9%. My idea was to close down the MBNA account (to lower my 'available credit) and go for a Post Office card with 0.33% handling and 0% interest for 26 months.…
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Balance transfer after credit card is paid
Hi All Bit of a strange question but say for example I wanted to do a balance transfer from an existing card to a new one I would be applying for. What are the average (if something exists) turnaround for new credit card applications? And assuming its fairly long (4 weeks +) What happens if my auto credit card payment pays…
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Help needed fast!!
Hi, I have searched all the threads and I cannot find an answer to my query so hope someone can help me. We've all heard the many horrible stories of children unwittingly racking up large credit card bills on the xbox. Our son did this on my husband's Barclay Card two summers ago and fortunately BCard were very…
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Aqua card - Acepted and later
My partner has recently applied for an aqua card. Checks OK, received pin through the post and all of a sudden got a letter saying The credit card has been cancelled due to a recent risk assessment of the account and should be destroyed immediately! The card was not physically received yetWe used a single bank account on…
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Nationwide Positive Balance
Hello, Just paid my Nationwide card in full (I dont need congratulating!) however I am about to get a refund onto the card which will put it £70 odd into a positive balance. How do Nationwide deal with this? Do they send a cheque for the difference or just allow me to spend 'for free' until I have used it up? Thanks.
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Contactless debit card query,
I have a Debit card query and note this is a Credit card thread not sure where to post my query so here goes. I have a Contactless debit card with Barclays. I very rarely use this facility but did recently on a purchase under £20. The sales assistant told me that it is a popular way of paying for small priced items and…
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Looking for advice
I am a 24 year old male looking for some advice... I moved into my own flat at the start of October and have struggled since with my finances, I only earn around 1k per month and I'm currently £1200 overdrawn. In an ideal scenario id like a loan of 2k to pay back in 2 years but my credit rating probably isn't the best and…
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Sign of things to come? - New NationWide Select Card Terms
Just received a leaflet from Nation Wide with the new statement. Highlights of Changes to the Credit agreement from 17 March 2016: 1. Balance Transfer intro rate applied from the date of transfer not from account opening. 2. No interest on new purchases if the outstanding is paid in full (this excludes the balance transfer…
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Putting Amex in credit using balance transfer
Hi, I'm looking to transfer a balance from my Barclaycard to my Amex Platinum. My Amex only has a £1500 limit but I need to make a large (£5000) purchase. Can someone please tell me if it is possible to transfer the £5000 from Barclaycard to Amex, putting it temporarily in credit? Thanks
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Credit Rebuild cards - 0%?
Hi all, I'm relatively new to the forum, so my apologies if this has already come up but.... I am looking at building on an average to poor credit score and would like some advice if possible? If I get a credit card with stupidly high APR, spend say £100 a month on it, but pay this off say a day or a week later, will that…
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Direct debit
I have a card with RBS which I have a dd with. They always take this on 1 of the month. This month they haven't taken anything. I have made payments to the card throughout the month, as is normal for me, but they usually take the direct debit. Any ideas why they wouldn't take the payment?
