Nationwide Positive Balance

RichL74

Hello,

Just paid my Nationwide card in full (I dont need congratulating!) however I am about to get a refund onto the card which will put it £70 odd into a positive balance.

How do Nationwide deal with this? Do they send a cheque for the difference or just allow me to spend 'for free' until I have used it up?

Thanks.

[Deleted User]

Either spend it, or ask them to refund it to you.

RichL74

Thanks a lot.

eDicky

You have not intentionally put the card into positive balance, which would surely be against their T&Cs, so there should be no need to worry.

TadleyBaggie

eDicky wrote: »

You have not intentionally put the card into positive balance, which would surely be against their T&Cs, so there should be no need to worry.

Indeed. Last month I had a £1427 balance on a Sainsburys card, so i did a balance transfer to a 0% MBNA card. Two weeks later Sainsburys still took the full £1427 via the direct debit, putting me £900 pounds in credit. It didn't seem to bother them, and I'm now spending the credit this month without issues.

RichL74

Cool thanks a lot for the updates.