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possibly stupid questions about aqua start card
Its my first credit card-it's supposed to be no interest on purchases if you pay it off on time, in full,it says it's 59 percent on cash.Well I just got my first statement and I owe 100,30 of that was cash out the machine and the statement date is the 2nd of may but the payment due date is the 20th of may.It has taken 62p…
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Halifax clarity card
I have the above card I got it last year to go to Canada. I have looked on best deals for $C dollars as I am going back again this year. I just used the card to shop last year but I am looking for some cash and this card is showing as the best deal but I do not know how it works. I cannot log into the account either…
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Frequency of payment??
Hi, I'm posting this question and realise it's probably going to sound obvious to those who know. I have just been getting a credit card to help improve my credit history. I have no borrowings apart from a mortgage and this has been the case for nearly 6 years. One ccj on my file at 5 1/2 years old. My question relates to…
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too early to apply for another?
My mother needs to move about £2000 to interest free credit cards, I've literally just applied for one and was hoping the near £2000 but came in just under £500. I could lend her the cash but I would not ask for it back not that i dont need that saved for a rainy day but i would never ask for it back. Is it too early to…
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Possible to transfer Paypal credit to a prepaid card?
Correct me if I'm wrong, but I think it's not possible to move money directly from Paypal to a credit card: https://www.paypal.com/uk/webapps/helpcenter/helphub/article/?solutionId=FAQ1955&topicID=ADDING_AND_WITHDRAWING_MONEY_HELPHUB&m=TCI I don't want to transfer money from Paypal to my ordinary bank account. I still need…
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Post office 6.9% existing customer offer
I received something in the post from the Post Office offering a 6.9% balance transfer and also I think offering that when any existing offer expired it would go to 6.9% rather than go to the normal rate. Not a great offer but if I can leave the existing balance there at that rate it suits me. Problem is I have lost the…
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santander 123 - supermarket cashback offers
Just logged onto my 123 account and found some nice supermarket offers cashback. Waitrose expires today 5% Sains 5% 17/5 and morrisons 10% 25/5. Hope this helps someone and you have got these offers!
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Halifax Reward Current a/c with credit card
hi all when will i likely start seeing cashback extras been with them about a month now still not showing any? thanks
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how good are the soft searches - in your opinion?
Hi all, i was bankrupt 6 years ago. Recently everything fell off my file and I now just have two non-credit bank accounts showing 6 years of perfect behaviour and a sim only phone contract for the last 3 years (weirdly enough this only shows on Equifax report and not experian). I've paid water, gas, council tax, sky, car…
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New credit card for new house white goods / TV - advice please
Hi all, Just looking for a quick piece of advice; I'm hopefully buying a house soon and whilst I've got the money for a deposit + fees + whites good etc I think it'll be tight. What I'd like to do is buy things for the house on a credit card, then use the 20ish months at 0% to save and then just pay it off. I theoretically…
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Italy - Clarity Card
It is viable to withdraw from a cash point using Clarity card at the airport in Rome? I'm wondering if mastercard cash points are easy to find in Rome... How easy is it to get a card unblocked if it somehow becomes blocked whilst abroad?
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Is there any Non-Amex cards offering 1% back on spending?
Hi All I have been affected by the CapitalOne cashback cut. I was on the 1.25% cashback world card. This finishes at the end of the month and goes to 0%. I used it for a lot of expenses for the family and work, and over the course of a year made in the region of £1000 in cashback. I have an Amex which I am happy with but…
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AMEX Supplementary Card Application
My wife has just applied for the Amex Platinum Cashback card as a replacement for the Capital One card. The application was accepted but re the supplementary card it said "a note will be put in the post re this in the next 10 days". Is this likely to be a rejection for the extra card? We both have a spotless credit record…
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Spending more than credit limit?
I'll keep this short and sweet. My wife took out a credit card with 0% interest for 19months as we need to make a purchase on it (UK citizenship) and we thought why not spread the cost rather than paying on one go. The plan was sound except the cc company only gave her a limit of £1000 and we need to put £1005 on it. She…
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MSE News: Nationwide revamps credit card fees, but will other providers do the same?
Nationwide credit card customers will no longer be charged for going over their limit from today... Read the full story: Nationwide revamps credit card fees, but will other providers do the same? Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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2 Barclaycards into 1??
i have what might be a stupid question or a good one?! I curently have 2 barclaycards, one with £10000 limit & one with £5000, when i obtained the 2nd card i was told i could transfer some of my limit from the £10000 to the £5000 card. now my question is- if i transferred the £5000 over to my 1st card, then in a few months…
