Credit cards

Archives for June 2013

Dixons Advantage Card on my Credit Report
I used for the first time that Noodle website that allows you some access to your credit report. Low and behold I have a Santander Credit Card which baffled me at first, then noticed it was 1997. Look closely and found my old credit card wallet, matched the credit card number up to a Dixons Advantage Card that I haven't…
Is their such a thing
Hi All, I was looking for a credit card specifically for using to pay for a holiday with and then pay off. Do holiday companies do their own cards? I remember their used to be a Thomas Cook one but now you cannot apply for them. Thanks in advance
Quick queiry - Balance transfer
I had a quick queiry, and not sure if I'm being overly paranoid or not! I had credit card, requested a balance transfer to new credit card last Tuesday. Transferred balance showed on new card from Thursday on my online banking. However the same balance is still also showing on the old credit card. Should I be concerned or…
MBNA Rate for Life + Balance transfer?
I have done a search but couldnt see anything - apologies if the answer is somewhere obvious! I have an MBNA rate for life card which I am paying off at the moment - min payments - while I concentrate on paying off cards at a higher interest rate. They've offered me a bt deal for 12 months, can I transfer on to the card…
Amex and refund dispute
I returned a bike to an independent shop on 25th May as not fit for purpose. (bought earlier same day and pedal fell off !). Got refund of £179 onto Amex card. Still waiting for refund (29 June). Contacted Amex who will not investigate with shop saying I must do it - does anyone know if this is correct ? I have never had a…
What is the best company for first credit card!
Looking to get my first credit card, anybody got any ideas where to get the best one for first timers? Thanks
Argos credit card / Vanquis- nothing heard since app 2 weeks ago
sent off council tax bill as verification, thats not come back, and they havent had anything logged yet.. should I be worried? transaction has tracked, on Quidco.
Halifax "lost" payment!!
So i made a payment to my Halifax credit card for £7 on 15/5 (before the May statement was produced) When the May statement arrived the balance was £7.36- so having paid the £7 already i paid a further £1- as in total that covers the balance.... or so i thought!!! I have just received a snotty letter from Halifax saying i…
2000% charged by Lloyds for £1.53 for one day.
Yes it is real. Made a mistake on my credit card short paid them £1.53 by the due date. Now charged £24.00 late payment charge and over limit charge. Lloyds refused to refund the charges due to me being 1 day late with a payment in the previous 6 months Be really careful. Made official complaint they decided to refund me…
clarity for purchases and claxton for cash??
goin to menorca for 11 nights on mon and wondering how best to spend the money. we've a caxton card we used last year which i was impressed with, txt load and u can se what uve spent. ive not got a clarity card and wonder whoch one to use? i was thinking of using the clarity for meals and trips etc and the caxton for cash…
CC debt and brain injury?
My wife suffered what turned out to be a as yet un-diagnosed brain injury just over a year ago. She was working at the time and was paying her cc bill without problems, but has been on unpaid sick leave since the injury happened and the cc company is for want of a better word hounding her. Now, she spoke to them at their…
Refund Question
I purchased something on my credit card, let's say it cost £100. My statement was produced on the 15th of the month, but I was refunded on the 17th. So I have a paper bill which says £100 owed. When I log in to internet banking, the credit card still says £100 debt. Will it be next month that I see it has been refunded and…
Letter from crediter saying pay £0.00
i have received a letter from my my creditor saying if i pay £0.00 in the next 45 days then they will clear the remaining balance owed and close my account. So i phoned them and they said it was sent in error and i can't do this ????
Ryanair credit card
I'm thinking of applying for a Ryanair credit card as you can get a 'free' flight once you spend £100 and we are planning to fly with them in October, however does anyone know how booking this flight works. Does it have to be over the phone and could it end up costing more for 2 flights (1 free apart from charges and…
Barclaycard Inital
Hi all! I just have some info about my application for a Barclaycard Inital (may be of use for people in a similar circumstance) and wanted some advice on the back of that. I recieved my card on Wednesday and to be honest was a bit taken aback that I'd been accepted! I applied on Friday (21st June) and after going through…
Barclaycard Freedom Application
Hello. I applied for this card, went through the complete application. It then asked me to agree terms etc and then it would go off and give me a decision etc within a couple of minutes. So off it went for a minute or so to check and then came back with 'create a passcode, memorable word etc for 'mybarclaycard', along with…
Will I be accepted or am I pushing my luck?
This is one for the seasoned stoozers I suppose or people who have dabbled with cards for a while. I'm wondering if I could ask for a general consensus on whether I would be accepted for the Tesco Bank 0% 12mths BT card with 0% fee. My situation is as follows: No. of credit cards currently: 8 (3 x 0% purchase cards total…
What happens if you pay your credit card too much?
Hi All I have a vanquis card, and wondered what happens if you make a payment online that is more than your balance. Does your card simply go into credit? Or do you get charged?
Just got approved for an M&S card - unsure about repayment requirements
Hello. I've been denied a few credit cards this year but was just accepted for an M&S one. My reason for wanting a credit card is to benefit my offset mortgage. I was under the impression that 0% interest would be charged on purchases for the duration of the introductory deal (15 months) so long as the minimum repayments…
Aqua Card Payment issues
Today I went to pay my Aqua card bill online. They have just switched their website, so I had to set up a new ID and account. All went fine until I paid my bill and it said my payment was declined. I never had this issue before but I thought I may have typed my card number wrong and tried again. It didn't go through. Then…

★ ★ ★ Meet your Ambassadors

MSE News

Have yourself a MoneySaving Christmas… starting with the best way to bag a cheap, sustainable Christmas jumper from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, and then feel pressure to buy a new one the following year. That's neither sustainable nor MoneySaving, so what can we do about it? I have a few ideas...
More Than to stop selling car insurance policies – here's what it means for your cover
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
more than car insurance swinton
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
New scam ad protection measures to be introduced by Facebook, Google and more – changes Martin Lewis has long called for
New scam ad protection measures, such as two-click reporting and verification for advertisers, are to be introduced by major tech firms, including Amazon, Facebook and more.
Bank of Scotland, Halifax and Lloyds to close 276 branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, will shut at least 276 of their bank branches in 2023 and 2024 after Lloyds announced a further 45 closures today (Wednesday 29 November).
'Unpredictable' broadband and mobile price hikes should be banned, say Which? and Citizens Advice
Broadband and mobile firms should be banned from hitting their customers with unpredictable mid-contract price hikes, consumer group Which? and charity Citizens Advice have said.
Martin Lewis: Do you have a Power of Attorney? It’s crucial protection – not just for the elderly – and more important than a will
Do you have a Power of Attorney? MoneySavingExpert.com founder Martin Lewis explains how this crucial protection works, why it's more important than a will, and how to get one in the latest episode of ITV's The Martin Lewis Money Show Live.
Second cost of living payment paid to millions – here's who qualifies and what to do if you haven't got yours
More than eight million households on certain benefits and Tax Credits have now received the second third of their £900 cost of living payment.
50+ beauty dupes for big brands including Elemis, Charlotte Tilbury, and Fenty
At MSE, we’ve challenged you to ‘downshift’ your grocery shop for years (check our Downshifting Guide ), but you can also save on make-up and beauty products by downshifting from brands to much cheaper ‘dupes’ – lookalike products, where often even the packaging is similar to the expensive brand.

View All

Credit cards

Discussion List