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Dixons Advantage Card on my Credit Report

I used for the first time that Noodle website that allows you some access to your credit report. Low and behold I have a Santander Credit Card which baffled me at first, then noticed it was 1997.

Look closely and found my old credit card wallet, matched the credit card number up to a Dixons Advantage Card that I haven't used since I was a teenager.

So, I filed a complaint to see if I can get this out of my report, it said anything older then six years can be removed.

BUT it seemed to have recent updates, however I cleared the balance long time ago and no-one has been using it as it was correctl at "0".

But what gets me is it is in Santanders hands now, I never knew that and I lived at the same address since I was a kid. So what gives? If Noodles fails to remove it then what is the course of action should I take... lol bizare.

Store cards, often wonder if they worth anything... also I noted a heck of a lot of search activity on my credit file! amazing really

Comments

  • If Noddle is reporting the account it must be because Santander still considers it to be active. You'll have to contact Santander about it.
    Are you for real? - Glass Half Empty??
    :coffee:
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    ask the lender to close it, but if all green is positive for you
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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