-
Want to transfer balances to new card but in new job
Please delete, can't work out how to do it. Thanks
-
Barclaycard Initial credit limits
Hi, Is there any sort of rough estimate of your first credit limit on a Barclaycard Initial or will it all depend on the applicant? Also what sort of credit limits did you get with your Barclaycard Initial and has it been increased? And after how long? Thanks, Jack
-
Question regarding credit cards.....
I signed up this evening for the 30 day free trial with Experian - It said that I have 2 negative factors about me - One of the factors was that the number of credit accounts that I use is too high.... I had a look and I have half a dozen credit cards - Most of them are still "Active" but are empty - The reason I have so…
-
Amex Instant decision
Hi all, I have applied for the Amex Costco card and I've heard that Amex give instant declines for people they won't accept. I didn't get the instant yes or no, so would you say this is some sort of reasonable sign? I understand it doesn't mean I have been granted an Amex but I have a household income of £70K and personal…
-
Tesco bank email addy???
I have been having some issues with tesco bank and have rang their 24/7 help line to be told to ring back in opening hours, then cut off :eek: anyway, I wanted to get in touch with them to make a complaint. I thought I'd write an email....but can I find an email address...NO!!! Only a snail mail address, surely this can't…
-
Obtaining a credit card with no employment
I have some rental income and a cash lump sum to live off but need a credit card to start rebuilding my credit score having not had any borrowings for over 10 years. Is there a card that does not require proof of income? I am happy to credit a sum of money up to the initial balance if this should help me to acquire such a…
-
Do minimum payments on a 0% card look bad?
I've just got my first card with a 0% for 12 months offer. I usually clear my balances in full and am wondering if paying the minimum payment for the 0% period look will look bad to other lenders. Can they somehow see that you're taking advantage of an offer? Would it look better to pay a larger amount? Thanks. EDIT: Also,…
-
Tesco cc PIN
I ordered an additional card for my wife and we have received the PIN. It is the same as my PIN. Is this normal, or a 0.01% coincidence?
-
Shout credit card
Does anyone have any experience of Shout credit card which is part of Raphaels bank? Looking for ways of rebuilding credit and have been declined by cap 1, aqua and vanquis. Thanks
-
Halifax mastercard £5 reward
With the Halifax mastercard £5 reward for spending £300 a month on the card do I have to spend £300 a calendar month on the card to get the reward or £300 during my credit card statement month to get the reward? :money: I have looked for the answer elsewhere but cant fine it. Thanks. Obviously I know that it needs paying…
-
Super BT
Hi guys, Just though I'd let you know had a letter drop this morning from Barclaycard. 0% money transfers from credit card to bank with a 0.9% fee and 0% until June 2014. A rare barclaycard offer, but pretty decent for an existing customer imo.:j:j I'm ringing them now to clear my loan which is at 11% APR and will now be…
-
Best Credit Card to use in America
Hi Im not very clued up on the Credit Card terminology (APRs, % etc) and wanted some laymens help please. I found the MSE page about best cards to use on holiday but just wanted to clarify the best card for my situation: - Going to America - Need a card to use to pay for things like petrol, food, attractions, withdrawing…
-
Linked Address's on credit report: affect credit rating?
Hi guys, for some reason I have 11 linked address's on my credit file, can this affect my ability to obtain credit? thanks.
-
Fraud
Not sure if this is the correct place..... It came to ur attenton at Christmas that my husband (they attempted with me also) had been the victim of fraud. It was goods delivered to the address we used to live at (after we moved out) It was most likely (or in my eyes 100%) the tenants that moved into the property after we…
-
NatWest: Chequebook with an online Debit Card
*EDIT* PLEASE MOVE THIS TO THE BANK ACCOUNT SECTION. SORRY!! Hey guys! Happy Friday :D Just a quick question, is it possible (from your experience), to have a Chequebook with an online (Full Auth) blue debit card? - Chequebook was ordered 12 months after account opening I want a Service card that will work at Pay@Pump but…
-
Replacement Bank Cards
Does anybody know how many bank cards there are in circulation in the UK and how many are replaced each year? Thanks. pablo65.
-
When/how to go about increasing limit?
...............
-
Capital One - does this sound right?
I got my new Capital One card (the 5% cashback one) on 26th February and activated and used it that same day. I set up a Direct Debit over the phone and asked for my payments to come out of my bank account every 1st of the month. (I get paid on 27th of the month.) It's now only a week and a half later, and I've just had my…
-
Capital one cards - be aware
I have a Capital One Card and I make all payments online. They recently had a make over with their website. Now up till January I had paid my bills on time and didn't go over the limit. However, I have found out today that I have been over my credit limit for the past 2 months and was not aware of this. The new website has…
-
Asda charging interest despite 0% balance transfer
[FONT=Times New Roman, Times, serif][FONT=Times New Roman, Times, serif]I have an Asda credit card and was offered 0% interest free balance transfer which I arranged. I also then made a purchase using the card. Upon receiving my statement Asda have tried to charge interest on the purchase even though I have not had the…
