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Santander CC BT 0% for 17m
Had one of these through the post the other, stating I was guaranteed acceptance subject to money laundering bla bla bla. Anyway, posted the application off on Tuesday and I just logged on to my onlilne banking and was not expecting to see its been approved, the limit set and BT has already been done. Pleasantly surprised…
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Outstanding Credit Card Debt
Could anyone tell me whether there is any liability for family members to pay off credit card debts incurred by someone who has recently passed away?;)
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Aqua Card credit increase...
Cancel my old credit credit with the different company before asking Aqua card to increase my credit limit, will that make a difference? Thank you
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Store Credit Card
Was contacted by Westcot about 3 weeks ago asking if I had an M&Co Credit card. I have, and it appears that I did not advise my store credit card company of my change of address. I seldom use this card and have made a few orders online with M&Co paying with my bank debit card, so as far as I was aware M&Co knew my new…
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Demand for payment following credit card fraud
Writing on behalf of a family member, who was the victim of credit card fraud a few months ago. They raised a dispute with their card company, who eventually refunded the money. All good there. Today, they received a rather nasty letter from a company who I assume were one of the companies who the fraudster bought goods…
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Will a recent mortgage affect ability to get a credit card?
Hi all Just after some advice. I bought a house about a month ago as a FTB with my OH. I'm just looking to get an interest free credit card for any larger purchases we pay for in the future. I currently have a card with Natwest which I don't use, has no offers on, and have had since last 2007. I also have a Virgin credit…
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Credit cards with nil balance: Close or not to close?
Hello everyone, I currently have a Natwest credit card which I owe £0 on and a limit of £1450 and a Barclaycard credit card which I owe £400 on with a limit of £4500 which I am going to pay off at the end of this month and then start saving up to buy a property next year. So my question is, would I look better to potential…
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Advice please - unsigned credit card agreement
In February 2008 I telephoned Halifax about my current account and was asked if I wanted a credit card (they could probably see from my account that I had an Egg card) to do a balance transfer onto. I was open to a better deal so went through the application process. I subsequently received an agreement to sign in the…
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card company breached my details.
Hi I am new here and looking for some advice, I took out a credit card a few months ago. In November I used my friends daughters mobile phone to make a payment on my bill as my mobile was in for repair. This month both my own mobile and my friends daughter have received my monthly txt notifying us when my bill needs paying…
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close credit card accounts
i know there are manythreads on this, but i would like to ask the question from my point please I have 4 credit cards that i am in control off. MINT limit £8100, balance £7600 interest at 14% MBNA limit £3000, balance £0 interest at 30% MBNA limit £3500, balance £0 interest at 22% NATIONWIDE limit £2500, balance £2000…
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0% Balance transfer runs out before purchases- how is money being paid off allocated?
Hoping someone out there can help me with trying to understand how the credit card company (Tesco) decides what money gets paid off first? I have a 0% credit card- Balance transfers for 9 months and purchases for 16 months. I transferred a balance shortly after opening the account and have been spending and paying money…
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Balance Transfer on top of Balance Transfer
I have a 0% balance transfer on my Barclay card which ends in 9 months Barkley's raised my credit limit by 4000£. Now I would like to transfer another balance transfer on top of the existing balance transfer, but they are only offering the life time BT of 6.9%. How will i be charged interest? on both BT's? or just on the…
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Capital One new online site.
Anyone else hate the new website ?:mad:
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Barclaycard application poor service?
Applied for barclaycard 4th december 2012 for a balance transfer. 10 days later nothing received. Could see credit check had been done on my online credit report. Rang up the applications helpline. They confirmed application granted checked address etc and said would chase it up and send another agreement for me to sign…
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Barclaycard
I was wondering if anyone could help, I've never been offered a different interest rate in 12 years with barclaycard, I was made redundant and have found the payments hard do you they could switch me to a better rate? Have they ever offered help to anyone? Thank you for reading x
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I have to state what limit I want?
I'm applying for a credit card and I have to put what credit limit I want, and I have no idea what to put! I want the same limit that my current card has (I'll then cancel my current card, I only want one credit card) but this has always seemed quite high to me so I'm worried that my application will get rejected if I ask…
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A totally hypothetical question
I cannot stress this enough before I start. I have no intention what so ever of doing anything like the question i am about to ask. This purely a hypothetical question asked out of curiosity. With the arrival of my latest mortgage statement i now realise that i have more in available card credit that i owe on my mortgage.…
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Prepaid Credit Cards
Does anyone know where you can get one of these that you can add funds to? the reason i ask is, we dont have a debit or credit card, this month the bank bounced the car insurance payment, and the insurance company would only accept payment via debit or credit card. I have had to buy a preloaded visa from clintons, it cost…
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Just checking on paying the Halifax credit card off through Halifax
I want to pay my Halifax "One Card" off in full. I've gone to the bill payment section & typed in halifax for the company. I have a few options & i can discount some of them immediately such as the one with brackets & the platinum. I'm wondering if mine is the top one: HALIFAX CARD SERVICES For all card payments 80-20-45…
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Paying off Next Store Card
Hi, I was wondering if it is possible to pay off a Next store card using a credit card? There is a balance of around £2000 on it. I was thinking of getting a 0% credit card and trying to do this, saving myself paying the interest to Next. I haven't had a credit before and I don't think my credit rating is that good as I…
