-
Barclaycard have wrong name on account
After remarrying approx 5 years ago we sent in the necessary proof or the name change to my wife's a/c. Unfortunately approximately 18 months later we had to get a DMP in place, we have continuously paid towards that debt amongst others. We now have been told via Payplan that Barclaycard have that debt in a completely…
-
Halifax Clarity - Cash and credit Mix
If I use my card abroad for cash withdrawals and store purchases... In order to avoid interest, can I just pay off the cash purchases while I am away, and wait for the direct debit to pay off the balance at end of month? thanks
-
Clearing a Balance
Hi, Iv recently learnt on this forum that its better to clear a balance on the date due (or in receipt of a statement) other than before. Iv been one to always clear my balance (atleast on one of my cards) as soon as it shows on my online statement. However, i use my credit card for most things (to get cashback), so my…
-
Cash limits
Just to avoid doubt I thought I would start off by saying I never use credit cards to withdraw cash and so I am not actually particularly bothered by cash limits. However, I have noticed that my cash limits are never increased when my credit limit in total is. Out of interest has anyone received an automatic (i.e. not…
-
Late Payment Charge
Hi everyone! I just had a text from TESCO credit card asking me to call urgently, so I had a quick check of my account (just encase it was a scam) and it looks like they have not set up the direct debit I had asked them to when I applied for the card!! According to my account I have 2 late payments on my card, which should…
-
LTSB Card fraud
Hi, just looking for a bit of advice. Was using my credit card for transactions which were fine and thought nothing of it. Whilst checking my online statement four days later I noticed cashpoint withdrawls from the card from the day after I had used it. I then realised my car wasn't where I though I had left it. Called the…
-
One to avoid - Tesco Bank Mastercard...
I received a letter today from Tesco Bank informing me that I have gone over my credit limit and that I need to make a payment. Having logged in to online banking to make the requested payment, I noticed that an OVERLIMIT FEE of £12 has been charged. I called Tesco Bank to have the fee refunded but, as many others have…
-
ASDA Money Credit Card - with No Pin or Pin with No Card
I have received an ASDA Money Credit Card but No PIN. Successful on-line application month of Nov 12; Received Card 8 Days Later; One Week after receiving Card still no PIN, so I Contacted Customer Services. 9 days later (16 Days after receiving card) Still No PIN, so Contacted Customer Services yet again today. Any Other…
-
Paying an IBAN with a credit card
Hi I have recently purchase a bike from Germany and taken advantage of a 0% credit card to pay for it. However the bike company are requesting an IBAN, how can I do this with a credit card? I've seen a company called ibanpal but wasn't sure how trusted they were Many thanks Greg
-
Natwest - Low Credit Limit
Hi, Recently I've been wondering why Natwest have never increased the credit limit on my standard mastercard, the limit is 2000 and hasn't been increased in 3 years. I requested a copy of my experian credit report (statutory) and I see nothing out of the ordinary, although I only have two "Credit Accounts" listed, my…
-
Shocking Customer Services from Tesco Credit Card
I just wanted to rant on here that the Tesco Credit Card Customer Services Team is appaling. I have been on hold now for over 20 minutes and my call apparently is in a queue. Yet amazingly enough, if I choose the automated option to apply for a new Credit Card, my call is answered just like that!! Quick to get your custom…
-
Vanquis Bank Charges!!
:mad: Okay I need a little help here....my hubby took out a Vanquis Credit Card due to low rating. And we are paying it back slowly threw direct debit, we have tried to reason with them and yet with low funds in the household we had to stick to a limit they set. But I am worried as they keep charging my husband £12 each…
-
MBNA rate for life credit card
I have 5000 debt that I’m paying off by switching to 0% balance transfer cards each time the 0% runs out I’m worried ill run out of cards to switch to and is driving me mad so I was thinking of doing a balance transfer to the MBNA rate for life card. But I can’t figure out what my repayments would be or if I would be…
-
Barclaycard
Yesterday I emailed barclaycard through the email service provided when you log into your barclaycard account ask about whether you get 30 days after the statement has been generated to pay off the full bill. The reply I got was that I do get interested added each day until I don't pay off my visa bill in full but I…
-
Card for a 19yo
Good evening, I am currently 19 years old and I am looking for a CC to pay off a holiday and/or car insurance. I have been looking at the Tesco purchases card as this gives 16 months at 0%, but would this be an option worth looking at as I don't want to take out a loan. I more than double the required income needed to be…
-
Burtons or regular store card
If i buy something in burtons today on my burtons card and return it in a few days time, do they refund me with money or do they put it back on the card? Thanks
-
Tesco Mastercard. . . payment changes already made?
Mrs H and I would love to know if anyone else has received a letter from Tesco Bank advising of new credit card payment details. We received such a letter this morning. It said Tesco Bank's account details are changing to sort code 400250 and account number 31316044. It asked if we could accordingly change the details we…
-
Question about interest on creditcard balances
If my statement arrives say on the 12th of the month and they've added the calculated interest a couple of days previously to the balance stated on there, is there a difference between the interest they would charge on the following statement if I paid it with an online payment immediately, as opposed to waiting for the…
-
Credit Score, Credit Card, Pay in advance
Hi If I pay my credit card company in advance, and use that credit card to make multiple small purchases. will that improve my credit score?
-
Section 75 Advice Required
Hi Guys, I was wondering if you would be able to give me a little advice on behalf of my mother and father. Early last year, my father paid £9000 using his MBNA credit card to a company known as Incentive Leisure Ltd. This was a company who offered to 'take' my parents timeshare away from them as at the time, they felt…
