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Son's Xbox account hacked - used my Paypal fraudulantly
Hello, I was wondering whether anyone could advise me. After getting a Paypal e-mail confirming a purchase from Microsoft that I knew I had not made. I went to Paypal and removed my credit card and replaced it with my Debit Card. At that time I thought that my son may have jumped on my Playbook and ordered a game or…
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Help Identifying Credit Card Provider
Hi If I am being dim please excuse me. I am trying to track down a credit card provider. I had a Vantage credit card, low credit score card, a while ago. I thought it was a Lloydstsb card however they say it was not. I wondered if anyone had one of these cards and can remember who provided it. Or does anyone know how i…
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Section 75 Question - iFit Live & Treadmill Purchase
Hello, I bought a refurbished NordickTrack Treadmill in September 2012 which is compatible with iFit Live (this is an interactive service which connects to your treadmill via a wireless module) I bought the treadmill with the iFit Live in mind, but didn't buy the iFit Live module (this plugs into the treadmill) untill a…
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Freedom Prepaid MasterCard [TEXT DELETED BY FORUM TEAM]
Hello, I ordered a Prepaid Mastercard with Freedom Prepaid MasterCard (a White Eagle brand): easy, and quick to receive the card! BUT once I loaded GBP 500 by wire transfer, the company remained silent and NEVER credited my account !! Customer service is never answering my requests, by Phone they always say that they need…
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Barclaycard Payment Dates
I am currently juggling savings around and starting up 2 x first direct regular savings accounts and waiting for a lump sum to come through. I always pay my CC's in full, and this is going to be my first month coming to a close with the Cashback Barclaycard. My statement date is approximately going to be 19th December. Can…
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Freedom pre-paid Mastercard load system is down
Be aware of Freedom pre paid Mastercard, their loading system is down. Three days ago I loaded my card at Post Office and until today no funds on my card. Their customer service says that loading system is temporarily down. 3 days (maybe more, who knows?) I wouldn't call "temporarily".
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Interest free Barclays card.. Idea
I have 0% on purchases Barclays card with £200 left to pay. Limit of £1400 which I was going to use £1000 as a deposit for my car finance. Do you think this is a good idea? Got the car chosen reduced by £600 from the original £7400 down to £6800 so my idea is knock £1000 off with a big deposit, get the rest on finance. BUT…
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New Cards and their limits in this day and age
I thought it would be interesting to see who has had a new card recently and what kind of limit has been given. With stricter lending rules I expected to see lower limits. I just applied for the Marriott rewards card as I travel to the US frequently and stay in that particular chain, so there is a definite benefit for me.…
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Littlewoods - Buy now, Pay later.
Hi Everyone, I am a newbie to the forum. I am just looking for some advice, I missed my payment on a buy now, pay later balance. This was due to me being in hospital and my partner sorting bills out etc, she came across the Littlewoods bill 3 days after the due date upon which she made payment straight away and the guy who…
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Tesco Bank balance transfer fiasco - Help!
Has this happened to anyone before who can advise? I asked for Tesco to complete a balance transfer approx. 3 weeks ago for just over £2800, to pay off the debt on my Halifax card. Tesco quickly added this amount to my Tesco balance however Halifax received no such payment from them to pay off the balance on their card. I…
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Contactless Payments
I live and work in London and use my Oyster Card numerous times each day. My new MBNA/BMI Credit Card recently arrived and was enabled for Contactless Payments (it had the wifi symbol on it). This uses the same technology as the Oyster Card, which means that I must remove the credit card from my wallet each time I use my…
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Paypal and Credit Cards
Hi I'm about to make a purchase over £100 from an online retailer who's only takes payments via PayPal. I have options to pay at PayPal with my credit card as a guest or by logging in to my Paypal account. Can either of those options alter the way in which the transaction is processed and so affect my eligibility to…
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Virgin credit card - account frozen
My hubby rang all his cc providers to see if any could lower rates so we can pay debts off easier, but virgin took this conversation as thinking that we couldn't afford to use the card anymore (which we don't anyway) & have frozen the account. However we never asked 4 this & now aren't allowed 2 take up any 0% offers they…
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Halifax Clarity Card - Questions :)
I got the card today, as I'm abroad (traveling) and got my post from the UK today with the card and the PIN. I got a few questions 1) I went, today, to the ATM to withdraw foreign currency (1,000 Israeli Shekels) and my limit is £1,800 on this card, so after that ATM withdrawal it showed £1636.87 on my available balance to…
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FD have made a mistake to my benefit. Do I stick or twist?
Hi all, I wonder if you can help me with this slightly unusual situation. I did a balance transfer to First direct about 6 years ago. The balance was paid off in full within a few months and I think I carried a nil balance on the card for a few years. In the past two years I have used the card on and off clearing the…
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Credit check - Obtaining Salary Info
Hi, Me and my friend are planning to rent a property through an agent(reputable agency). They said they will do a credit check first. They said first step is to do the credit check. They did not ask any other documents from us. They will send us a form and we need to fill it and submit. 1) Can they check our salary details…
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What to do?
:wave: Ok, bit of a dilemma. I have 6k on a card lets say card 1 where the 0% will end at the beginning of may. Debt to income ratio around 1:3 Last month was approved for another 0% card (accounted for in the ratio above) to BT DH card whcih was ending. By me BT'ing DH debt to my new BT card, this left his empty. They…
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Santander have done it again - charged me £12 fee because THEY processed my d/d late
The only transaction of mine in my Santander Zero statement delivered yesterday was collection of the balance of £6 by direct debit. Santander collected it and charged me a 'Default Charge due to late monthly payment'. :mad: Their fee is £12. Careful examination of the SIX, count them, SIX A5 pages (:eek:) sees a message…
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Section 75 Wedding Dress hell....HELP
Wedding dress hell! - HELP Hello Was wondering if anyone has come up against this one before..... My mum recently ordered my wedding dress without seeing a sample in the shop and paid 50% deposit on her lloyds tsb MasterCard. She did this for peace of mind. The dress arrived far too big looked completely different to the…
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Refused Credit Card - Help!
Sadly, I have run up a large credit card debt over the last few years which now amounts to an embarrasing £20,000. I've managed this over the years by being a credit card tart transferring funds to 0% cards to keep the interest low. However, even though I have a good credit rating, I recently tried to obtain another 0%…
