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Capital One charging me for free credit card
As the title says, I got a free credit card with Capital One a couple of years ago. They just charged me a fee, when I asked they said the card has a yearly charge. I have the paperwork that says there was no charge, but they won't listen. Is there anything I can do? They're just refusing to listen.
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Writing to Credit Card Companies
Hello, I have been thinking lately about contacting my credit card companies to discuss my debts, my credit cards are all on there limit and the interest payments are high. I am wondering if anyone has been in a similar situation and contacted their credit providers regarding shifting all debt to one company, (increased…
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Using cards aboard.
If I use my Nat West DEBIT card in Australia to withdraw cash, will I be charged for withdrawing my own money? I am going to use my CREDIT card to pay for services and goods. Is this a good plan?
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London buses go 'contactless' from Thursday
London buses go 'contactless' from Thursday. http://www.bbc.co.uk/news/technology-20694027:
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Credit report stated this - Not True
Logged in for the first time my Experian CR and noticed for the first time my credit score was Fair :( was hoping it would of been good to excellent (latter i was hoping :rotfl:) anyway scrolled down and noticed i had 2 positive factors and 3 negatives. one of the negative factors stated the (Below). which i felt cannot be…
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HELP - Balance Transfer Mix Up
My father done a balance transfer with Capital One for £1000 to pay off his Visa Card. He failed to get any emails informing him his statement were ready and so sent a few cheques to them for what he had worked out was over the min payment. The problem is that we received a statement from his Visa Card showing Capital One…
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Amex introductory 5% cashback - not adding up correctly
I recently took out a new Amex Platinum card with a 5% introductory cashback rate for the first three months. I've spent £2,475 on the card in the first month so was expecting around £123 in cashback - however, according to my account management page I've only got around £108. I sent at least 4 emails to them asking for…
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Balance Transfer
If i open a new CC that has a 0% BT offer... I undestand that i can only transfer across 95% of new limit. what if my current balance exceeds this new limit? Is it worth doing the transfer ?
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Debit card funds held in "reserve"
This may help anyone travelling in France by car. Or anywhere else I guess although France seems to be the main culprit. This happened to a friend last weekend. She visited a petrol station (part of supermarket chain) in France on Sunday afternoon when no staff present. They have automated machines for dispensing fuel. You…
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Barclaycard: Wrong direct debit amount
After logging into my Barclaycard account, I see that the amount is wrong on the direct debit. The direct debit I set up from day 1 is 'pay in full'. I haven't changed the option to pay a specific amount each month, or 'pay the minimum' amount. I have went back in and check the DD option selected, the option 'pay in full'…
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I spent £180,000 on Credit Cards !!!
I ran up £180k (Thousand) worth of debt on 22 Credit Cards over 15 years and destroyed my life. But now after 6 years of debt management I am all clear. It can be done following the right rules and plans.:T
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New credit card - is it good or bad for credit rating?
Hi all, Im looking for a bit of advise. I have a credit card with a low balance but am thinking of switching to take a 0% on purchases offer. Will opening a 2nd credit card affect my credit rating? Will it be best to keep current card open or close it straight away? Does only using a small amount of credit available…
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Unused Credit Card and Mortgage Applicantion
Hi, Can anyone advise me as to wheather or not it's worth cancelling one of my two credit cards prior to applying for my first mortgage. I currently have no debt and two credit cards one which is used and paid off every month and the (other from my bank) which I have never used. Their limits are £8500 and £3000. I'm aware…
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Halifax has blocked my card :(
Hi, Just doing a bit of pre-Christmas shopping, and Halifax have just blocked my Credit card. They want me to phone a number, but the problem is I am out of the country. So don't know how I can phone them. Is there any way that I can unblock my card online? Thanks Sun! :)
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Credit searches
Hello I went B/R in Mar08 & was discharged 6 months later. The only credit I now have is a Vanquis card (never missed a payment), Cashplus Cr Builder, pay my buildings/contents insurance & car insurance monthly & all paid on time. As I understand it cr searches stay on file for 12 months so I was thinking about taking a…
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Balance Transfer Question- Newbie Alert!
Hi All, been lurking for a while and trying to figure out the best option for my situation. I currrently have a balance of 1700 on my Lloyds CC. Ive been making my monthly payments but the intrest is killing me.. its so soul destroying to see that of an 80 payment only 30 is going towads paying the balance down. Ive been…
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Just wanted to check something
Hi All :) On Friday i ordered 3 items from Waitrose on my credit card, one was a book and 2 were for fresh hampers. The fresh hampers are due for delivery between the 19th-22nd of December. At the time i noted i had a £1 pending amount on my credit card account which i know is a pre authorisation (Waitrose validating the…
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Tesco Credit Card Problem with Faster Payments
Had an email from Tesco CC today to say card was overlimit although I checked yesterday & saw the account was in credit! It appears, (after speaking with a Manager as the girl who answered the phone said I must have been mistaken!) that there has been a problem with Faster payments made over certain dates & they aren't…
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What card to pay first to help scoring.
Hey I have 2 credit cards Both same APR 1 with £1000 spent with limit of £2700. 1 with £4200 spent with limit of £4400 I have £1000 bonus from work to either clear Card 1 or improve Card 2. What card should I put it to? Thanks
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Is the Tesco Credit card with HSBC or Royal Bank of Scotland??
I recently cleared my other credit card (MINT) so that I could transfer the balance from my Tesco credit card and take advantage of 0% interest for 12 months. The MINT offer letter states that transfers from other RBS cards are not permitted. Nowhere on my Tesco statement is there mention of RBS, only HSBC yet when I try…
