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Outrageous penalty from Aqua credit card
I have had an Aqua card since September, and have spent over £900 on it. So I've earned 3% cashback, i.e., £27, right? No! This month I appear to have exceeded my £500 credit limit by the less than stupendous amount of £6. This means not only that I now have a penalty of £12, which in itself seems a hefty amount relative…
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Petitions u.k.travel charges
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is there such a credit card that...
....would allow me to pay for things over xmas and pay nothing of for a few months? (eg, 3 months/6 months) I could do with a helping hand over xmas and wouldn't mind a bit of grace until march/april time to pay it off. Do such things exist?
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aqua card
Decided to apply for a credit card have no credit history as I was always taught to save for what you wanted, but thinking towards a mortgage and things like that, which won't be saveable I devided to get one to build credit. Aquacard was the obvious choice however I've not heard anything back and I applied 18 working days…
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Accept Credit Cards anywhere - Mobile Card Swiper/reader for Europe?
Hello, I've been running a business where i met customers face-to-face. I don't have any way of charging my service than cash, or, paypal online (if paid earlier). I see there are several credit card readers for mobile phones, but only available to US customers: 1) squareup.com 2) moblized.com And even paypal has one also…
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Credit Card in Credit
Hi, I've got a credit card that's £500 in credit and tried unsuccusefully to get this refunded to my bank account I was trying to find a way of "spending" on the card that would mean I'm just paying myself Any Ideas? Thanks
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should i pay it off or ask for a discount?
ok iv had an egg card (14%apr) now its a barclays card 26,9%apr. for 6 years im in a position to pay off the £3000 in full the account has been closed by barclays and apparently egg told me a few years back it had been converted into a lone? i cant see any ppi on the account statements just a whooping hike in the APR so.…
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APR question
Hi all Might sound like a silly question, but I have a Virgin credit card which has 0% on all new card purchases till 10th December and 0% on balance transfers till 9th December when it bumps up to 17.9% I've performed both on this card and have about £500 left on the account and don't intend to use the card again. My…
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Amex offering £5 for new add on cards
Hi, I called Amex customer service this morning for a query relating to my Platinum cashback card. I needed some clarification, that's all. At the end of the call, the rep said - if I added a new member to my account (add-on card), then I would get a £5 credit on my account. He said that it is a new offer they are running…
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Credit card transfer to pay off loan
I've been thinking about ways to save a few £££ on a loan I have. Basically I have a regular saver account that is about to mature and this will cover at least half of my car loan. I was thinking that if I could pay off half the loan with my savings and transfer the other half to a 0% credit card I could pay the rest off…
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Australia spending
My daughter is going to Australia for a month and I am trying to find the easiest cheapest way for her to access cash and spend whilst there. Any ideas?
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Amex Christmas Campaign
Just found out about another Amex deal that I hadn't heard of. Google Amex Christmas Campaign and register your card. Qualifies you for double cash back/points or Avios depending on your card when shopping in a few different shops including Nike, Fenwicks and House of Fraser.
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Ziinga website Problems
Hi, I am unsure if this is the correct place to put this thread as new to the site however this is the situation. I encountered a website called Ziinga and won an item on the site for the amount of £2.20 however afterwards luckily enough I called my credit card provider concerning a further transaction to see if it had…
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I transferred money into my credit card account by mistake!
Help!! My partner has recently transferred £500 into his credit card account which he now does not have access to as his account was frozen! He has requested a new PIN number 3 times and still hasn't recieved it! We are now wondering how we could get the money out of that account! Could any one offer any advice? We are…
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Vanquis Alpha
Anyone heard of this particular card? Thanks
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Egg/Barclaycard question
Hi, I had an egg account for many years. Sometime in 2011, they ''locked'' the account meaning that I couldn't use the card anymore. However, there was still ~£3000 on the card that I was paying off in small instalments. In Nov. 2011 the account was transferred over to Barclay's, as was the direct debit instruction, so…
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Lloyds TSB CC (not very) late payment
My credit card payment was due yesterday (Fri 30 Nov) - I forgot, and made my payment this morning (Sat 1 Dec). For quite a while my finances were a mess, and I made numerous late payments - I imagine my credit history/score is pretty horrendous. However I've been doing the right thing for the past nine months or so,…
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Credit Card Question
Hi, This might seem like a stupid question but here I go. I need to buy a new sofa, now I have the money saved up so can pay cash, but would I be better off paying on a credit card for the over £100 protection then clearing the balance as soon as the statement comes or am I only covered by that if I am clearing the balance…
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Protection with credit card?
We are buying a bathroom and its costing the best part of £8000. We have the money there for it but enquired about paying it on credit card to get the points, but as bathroom company charge a fee this outweighed any advantage from points. Now with all the stories I hear about protection when buying on credit cards I'm…
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Very acc & bnpl interest
Hi, I want to ask about Very acc & bnpl interest. I bought smgt on bnpl offer. And I didn't pay be the end of bnpl period. So the bnpl amount was added to my account. But I also saw on my statement that I'm charged for account interest. I thought the bnpl amount will be spread and I will be paying only that, but now it's…
