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2 Credits Cards
I have an M&S credit Card with 3000 on it. I have the money to pay that back before the interest ends in October… Am I able to get another interest free card while that one is still running e.g. Tesco? Or will it be difficult? Thanks in advance
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Barclaycard Interest Refund
I called up barclaycard last night to cancel my card and they offered me a £50 refund to keep the card with them - i didn't fully understand why they offered it (language barrier) but from what I could gather it was due to the fact that i'd paid interest on my card for purchases (while I also had a promotional balance on…
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Email address for Halifax credit card enquiry
Does anyone have an email address for Halifax please rather than having to call? Thanks.
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RBS Platinum or RBS YourPoints ?
I've had my Capital One progress card since November 2011, and in November 2012 I want to get a new credit card since my £200 limit gives me no freedom to use the card. I was looking at the RBS Platinum card or RBS YourPoints card, but was thinking how hard they would be to get. I meet the 10K eligibility criteria, but I'm…
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Applying For Credit Card Before Home Completion
Hi guys, Just a quick question which I can't seem to find the answer to anywhere. Basically I've exchanged contracts on a house already, mortgage has been approved etc etc. I want to sign up to the Tesco Credit Card to get extra Clubcard points on my purchases for the house, would applying for the card now affect my…
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Is my credit score any good
Hi i have just checked my credit score with experian and it is 869 is this any good and will i be able to get credit cards with decent limits on ?
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Faulty goods act - help or advice
I hope this in the right section. I am looking for assistance on the following regarding sale of faulty goods act. My partner had a cosmetic procedure 7 years ago, it has recently come to light recently that this procedure used faulty goods. It was brought up on watchdog recently that we can look to claim back the money as…
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Asset payment protection
Hi I tried to claim my PPI back I was told I had one then put a complaint into the bank they told me I would have to wait about 8 weeks , I didnt hear anything so after the 8 weeks I rang them back to be told no I didnt have a PPI on the account. I asked them could they send me a copy of my agreement I have since received…
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PPI Claimbck
After sending the first letter provided on this site to claim back PPI I have recieved the following reply from a loan company: "Further to your request for your loan agreement and statement of account pursuant to sections 77 and 78 of the consumer credit act 1974, we would like to inform you that the account is not a…
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Old Debt
Please can you advise me! I had a credit card at least 12 years ago and got into lots of debt - when I seperated from my husband we paid most of it off apart from this one credit card! it has been passed onto lots of different companys but I am in a worse situation than before. I was told after 8 years alot of bad debt is…
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0% Credit Card - Increasing Credit Limit?
Hi guys, was wondering if anyone knows if I can ask to increase my credit limit on my Tesco Credit Card while I'm still in the 0% on purchases period. Would I keep the 0% on purchases until the time limit is up? Cheers
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Does Reducing Credit limit have negative impact on credit rating?
Does Reducing Credit limit have negative impact on credit rating - I was told it could by MBNA when I tried to reduce the credit on my credit card anyone advise?
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Does section 75 cover warranties?
Having taken in as much info I can on Section 75 cover, I'm still unsure as to if the section 75 cover offered by paying with a credit card covers the warranty on goods and services? Let me explain the scenario: I am on the hunt for a new bathroom, designed, supplied and fitted. The compnay I am dealing with currently…
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Virgin - Direct Debit - Paid already
Hi can someone please advise i have monthly fee saying £35.00 be taken from Direct debit 19th of month can i pay this online and prevent direct debit being taken? barclaycard any payments overrides the monthly amount so wondered if the same with virgil thanks in advance :T
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TRAVELEX Cash Passort Globe
Hi Travelling to India shortly and cant take in any Rupees into country Need to spend on food etc when there and minor trinkets only! Planning around £600 spending money (all hotels and travel prebooked on credit card) so my questions are .... a) is this Cash Passport (Globe) the best way to load money onto a card to use…
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Which card is best for me?
I am looking for the best way to take advantage of credit cards. I am someone who 9/10 times pays off the balance in full every month. Moreso now as I do not have any offers on my current card I can take advantage of! I am looking to purchase a Dell laptop that is going to cost me in the region of £1100. I would like to…
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Best credit card for travelling?
Hi everyone! I've been travelling a lot the past two years and I've always withdrawn money at the ATM when I arrived or paid by credit card. I knew there was a small charge but recently I discovered that the charge is HUGE! I was so gutted that I never noticed that I paid 2 quid even for buying a ticket of 50p! After…
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balance trasnfer !
Hello Everyone – I have 3000 on a credit Card !!! The interest free is ending in about a month. Is there any way I can transfer this to another interest free credit card? How much will this cost me in fees.
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Credit card compensation
I was approached by a company offering compensation/ wiping out all my amounts owed to my 3 credit card companies and store cards taken out before 2007, can any one help in this matter, where can i go online to to get the compensation myself Regards
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Halifax Clarity
Hello all - I've been trying to get a clear idea of the answer to my question from reading all the various posts, and the T&Cs etc, but I was hoping for an idiot proof answer before I go! I'm going away for the summer holidays and recently got a Halifax Clarity. I've been given an outrageous limit, but that's by the by! I…
