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Missed Bill Payment
Hi Guys, Apologies for posting in the credit card section but I have a query regarding credit reference agencies and thought this might be a better section to receive a reply. I have recently subscribed to Sky for my landline telephone service but using online banking I accidentally cancelled my direct debit meaning I…
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nationwide credit card update time
Hi, Does anybody know what time nationwide update the credit cards online to show transactions on the statement and also refunds payments etc reflected in the available credit? Also does this only happen on working days? Cheers John
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Tesco credit card
Has anyone had any problems paying their account online since Tesco updated their security? Have been paying online with no problems up til now from 3 different bank accounts (different banks too) and now my card is being declined every time? Just me or are others having problems too Thanks
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Credit score help
After reading the article about how to get a higher credit score I would like to lay down a few query's. I'm currently going through a DMP with CCCS it's due to end in 12 months time. I have a credit card (Capital one) already, it so happens to be under the DMP. Shall I wait till my DMP finishes then reactivate my credit…
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Credit Card Adverts -APR
I know that credit card companies have to show a typical credit limit in the 'marketing box' but why? It seems to be connected with th APR, but as credit card comapnies use average daily balance to calculate interest what relevance does the credit limit have on this?
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Capital One Credit card Theft cover
I had my mobile phone pickpocketed on Friday and I had only owned it for a week. I have found out that I am covered under Capital Ones Purchase Protection Policy for theft since I purchased the phone using my credit card. The policy says it will not cover for items purchased outside the UK. I bought the phone from…
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Application Rejection
Can anybody give me advise please. I have applied for a RBS card with zero % on purchases ( we allways get a new card to pay for our holiday incase it goes t-ts up and have to claim)then pay it off when we return. However i have been rejected by RBS and am thinking it may be because we used the same card last year and…
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capital one progress
i have had my capital one classic card for 6 months now and paid it off in full every month if i apply for the progress card now is it likely to be rejected or whould i wait some more time what have other people done ?
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Halifax Clarity Card - Overseas Withdrawal Rate
I was abroad a couple of weeks ago in tunisia and withdrew some money from the local cash machine the machine didnt give me the rate at which i'm withdrawing in english £'s. It just said withdraw 40/60/80 and 100 Dinars. So how would i know how many pounds that is equivalant to? Which rate do Halifax use and where can I…
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How much a month would i pay?
On a £2300 purchase on my barclaycard at 17.9%?I want to pay it off in two years.
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Affected credit rating
Hi, have recieved a letter today regarding my wifes halifax credit card, a payment was made on time for the may payment, i made a payment of £6o, unfortunately i must have misread the ammount due as this was actually £64.47p. A shortfall of £4.47p, the letter today was to advise of the shortfall and we have since…
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NS&I Issue 48 Index linked Savings Certificate
I put money into an NS&I savings certificate July 2011 which offered interest index linked to RPI plus 0.5% bonus after 5 years. I can withdraw after a year. With inflation falling, does this product still make sense? Be interested in what other MoneySavers think.
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Barclay Card Travel Insurance
Hi, I know this is probably a lost cause but I would appreciate any advice on my problem. I booked a hotel room for this weekend for 4 days. On thursday night I put my back out and am now stuck in bed and can hardly move. Does anyone know whether the cost of the room would be refunded by my Barclay Card travel insurance?…
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Im Leaving
On that midnight train to Georgia. Choo Choo http://www.youtube.com/watch?v=4pHhItkhc7o
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can you spend now on a credit card with a 0% balance transfer?
Hello, Can you spend now on a credit card with a 0% balance transfer as any payments go to the highest interest amount? I am planning on using as BT and then spending and each month paying off the amount spent on the card during the previous month. Will this work fine?
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When does Vanquis statement get produced on Bank Holiday month?
Vanquis have my statement date down as 4th of each month. Is the Bank Holiday likely to affect the date of statement this month as the 4th falls on the Bank Holiday or is it all automated so will stay as 4th? Many thanks
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Amex & ppi
Hi all, I have been looking at my amex gold card statement, I assume that hidden in it somewhere is a monthly PPI premium payment? unless they do not charge PPI? Does anyone have experiance with Amex on PPI?
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Credit card bill payment instruction
I set up an internet bank payment for a payment of a monthly credit card bill. The instruction to the bank was through their website 9 calendar days before credit card bill due date and the instruction was for the payment to "arrive by" the due date (according to the selection criteria from the bank's website). The bank…
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advice on what to do now please
sorry duplicate post
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Someone else using your cards
I wish I knew about this board a few years ago so this is really just a 'just out of interest' what you would of advised me to do. So 5 years ago I moved in with a now ex partner. It came to light almost 2 years after this that he had been using my credit cards for well over a year on the internet on gambling sites and…
