When does Vanquis statement get produced on Bank Holiday month?

scootw1

Vanquis have my statement date down as 4th of each month. Is the Bank Holiday likely to affect the date of statement this month as the 4th falls on the Bank Holiday or is it all automated so will stay as 4th?

Many thanks

leicsmarkyr

It will be produced on the 4th as normal; bank holidays don't affect Vanquis statement production

scootw1

is any purchase in a shop made this weekend likely to go on this month's statement?

scootw1

does anybody know?

Simon7685

More than likely, from my experience although it takes a few days from making the transaction to it appearing on your account, any purchase is usually taken from your available balance immediately and it is just the automated system that needs to update for the details to show up.

On Capital One, their online account has a section for 'pending transactions' which shows details of any transactions waiting to be posted to your account. With Vanquis you just have to wait for them to appear but the transaction date is still the date you made the purchase to the best of my knowledge.

WorkingMummy84

My Granite Card that is owned by Vanquis was generated last week, payment date by 14th

scootw1

Simon7685 wrote: »

More than likely, from my experience although it takes a few days from making the transaction to it appearing on your account, any purchase is usually taken from your available balance immediately and it is just the automated system that needs to update for the details to show up.

On Capital One, their online account has a section for 'pending transactions' which shows details of any transactions waiting to be posted to your account. With Vanquis you just have to wait for them to appear but the transaction date is still the date you made the purchase to the best of my knowledge.

Thanks. What I was really after was: I have £1500 balance now. I made a purcahse today of £50.
Would I then have £1550 showing as owing come tuesday? so would have to pay £1550 to clear balance. Not long to go now until I get my Statement so will let you know what happened. Thanks all

leicsmarkyr

More than likely yes the transaction will appear on this month's statement. Mastercard/Visa don't have bank holidays as such and process transactions every day and send for clearing

scootw1

Just to let you know, statement was ready last night and had transactions from Friday and Saturday. Thanks