-
Barclaycard F&F
I'm struggling at the moment to get any sort of resonse from Barclaycard. I have been writting to them since January and they still haven't responded. I have rung them today to find out what was happening with my request for a settlement figure to be told that Barclaycard don't offer settlement figures and that I have to…
-
Visa Debit Card Protection / Faulty TV
Hi all, Apologies if I have posted this in the wrong place. I purchased a swanky 52" Samsung LCD TV in July 2009. The TV has been great up until very recently, when the TV developed a fault whereby a vertical blue line has appeared in the middle of the screen, running from top to bottom. My first reaction was to contact…
-
Advising Halifax Clarity when travelling abroad
I have just been abroad and my Halifax Clarity credit card did not initially work. This meant being quite thirsty in a hot country with no money for water and spending about £15 on phone calls from abroad to advise Halifax that my attempts were genuine. So you might like to advise them when you are travelling abroad before…
-
Credit Card recharge
Hi Hope someone can help. My husband is a taxi driver and we take bookings over the net, mainly from USA customers. A customer booked a taxi for in April 16th and i used Google Checkout to charge him. On the day of the journey, the customer did not turn up and my husband waited well over one hour at the pickup destination.…
-
Personal Travel Group section 75
Hi. Does anyone have any advice for how to claim money back from the Personal Travel Group using section 75 refund? I have been approached by a company to do it for me but as I have already been conned once I am very wary of them. Thanks in hopeful anticipationof a reply.
-
BTing between two 0% offers.
I have a £12.5K debt (£15k limit) on MBNA and £2.4k debt (£4k limit) on Barclaycard. The £12.5k on MBNA is on 0% which runs out in a couple of weeks and they will not offer a cheap rate once this happens. Both cards are offering 0% BT deals, MBNA up to April 2013 for 3.5% and Barclaycard up to September 2012 for 2.9%.…
-
Time it takes for CC refund to get through?
A few weeks ago I returned an item bought online within a 7 day refund policy. Last time I called the company they said the item had been received in an unused condition and was told they would issue the refund, to my M&S CC, that morning. The call was last Thursday and I wondered how soon it will appear on my online…
-
Overcharged Transaction and not impressed with product
Hi, I recently bought a couple of tailored suits from a company that are based in Thailand, but come to Europe every quarter to major European cities. Normally I would have been a bit funny about this as they are based in Thailand and having any issues could have been an issue to sort out, but as I had a couple of friends…
-
help with court reply for credit card
Apologies if I have written in the wrong place Myself and my husband are trying to reclaim credit card charges from MBNA and Lloyds TSB. We are at the stage of court action and this has been logged with the court TSB have decided to defend and we have a questionaire to complete. MBNA did offer a very small amount and we…
-
Credit checks: how do they find your details? (possible problem with long name?)
I just checked my online credit report information after applying for a credit card and having received their worst rate even though I thought I was a good applicant. My situation is that I've got a pretty long name, with 2 names and 2 surnames, so it doesn't usually fit in any form and companies, banks, etc just put…
-
Capital One Credit Cards Fax Number?
Just wondering if anyone can help me with a fax number for Capital One credit cards? I want to send them a fax to ask them to send me a copy by fax of a letter that they've alledgedly sent out to me by post twice now, but I haven't received either copy? My only other option would be to write to them, but I've already had…
-
Can you cancel a holiday via credit card payment?
Hello, I hope there is someone who can give some useful advice to help calm my friend down.. A few months ago she she purchased a holiday with her then partner. The booking was made in her name, but his credit card was used to pay. The holiday was booked for start of April. My friend paid her half, and that was that....…
-
Clearing my Capital One card balance!
Hi all Just working out I have enough saved up now to get rid of one of me credit cards for good! :p though it is not one of those huge figures ! and I've probably paid bigger PDL debts of in one go!!! Now where I have never had the pleasure to do this before, the statement I'm working from is about 2 weeks old, am I right…
-
Amazon Credit Card Doubles Point - Do I cancel?
I have the "old" Amazon credit card with 1 point for every £2 spent. They have now doubled this to match the Play CC? has anyone tried ringing to get it upgraded to the new points system or do I cancel my current card and re-apply for the new type?
-
Late Payment Fee During Account Transfer?
Well my credit card was charged a late payment fee on 13/03/12. This occurred after a 'switch' from RBS to Halifax (Halifax being my main account from then on). In addition this late payment fee took me over the limit and I was charged again for being over the limit. Even though I have not spent anything on the card. My…
-
Creation Cards
Does anybody know: - which of the Creation credit cards is the easiest to be accepted for. - which of the Creation credit cards is most likely to be approved with a credit limit sufficient for £6K bt. I have noticed that in addition to the FlyBe and Marriott cards, Creation also offer 2 'Creation bt cards' one with 12…
-
paying store cards with credit card
Hi all A quick question. Does anybody know if you can put Argos store card balances onto a 0% credit card. I wondered before I looked into applying. The apr on Argos store card is 29%. Any advice appreciated Thankyou
-
Santander Zero Credit Card
I have a very low income. I have a credit rating of 999. Despite my low income, I have a Santander Zero credit card. I think the APR is 19.9%. I can get up to £2000 credit on that card. I guess I am in a good position then, I mean, nothing much I can do to improve my situation, but I don't know for sure. I have £300 on…
-
balance transfer/repayment question
Deleted due to leaving forum
-
Credit Card Paying for part of an Holiday
Hi, I remember reading somewhere (it may well have been on MSE) that even if you pay for something on a CC (even a £1) then the CC is part liable for what ever you purchase. So if i wanted to say pay for part of my holiday on a CC - say £5 would the CC be liable for anything still, for example if the travel agent went…
