Credit Card Paying for part of an Holiday

sweetstudent

Hi,

I remember reading somewhere (it may well have been on MSE) that even if you pay for something on a CC (even a £1) then the CC is part liable for what ever you purchase.

So if i wanted to say pay for part of my holiday on a CC - say £5 would the CC be liable for anything still, for example if the travel agent went under (even though I have booked with what must be the largest travel agent in the UK)

I have probably answered my own question but just want to make sure before I do as i do not want to have to pay extra again in CC charges.

Thanks,

Curr946

if its a package holiday then covers everything from flights to hotel.

oldagetraveller

Yes, my daughter and son in law always use a credit card to pay part, say £10, and the balance by other means. As long as the total is more than, I think it's £100, then the whole transaction/purchase should be covered by the CC.

jonesMUFCforever

If you pay a travel agent then the contract is with them not the holiday provider so S75 may not apply.
Whilst credit card cover is great to have make sure the holiday is ATOL covered.

luci

As above, you must have a direct relationship with the vendor before S75 applies.

If you pay the travel agent, even £1, and the holiday is between £100 and £30000 you are covered if the travel agent goes under.

If you pay the travel agent and the tour operator goes under then you are not covered. You would only be covered if you paid the tour operator direct.