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Payment Due Date before Next Statement Date
Just checked on-line and my account is showing that my next statement date is Dec 13 but payment due date is Dec 8 Can this be right?
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Credit/debit card
I have an Egg now Barclay card. I am now looking for a credit card that had the same features my originalcard had. I am looking for a creditcard that is also a debit card so I can put some cash in as a debit card and have the online buyer protection a credit card has as I mainly use my credit card for online purchases only.
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Cruise ship
Sorry if this has been asked before, did try to search! Going on a honeymoon in the med on a cruise next july. I believe everything is charged onto a board card in dollers. You can pay cash or card - credit or debit at the end of our 2week stay. I will take cash in euros to spend when off the ship. I have an m&s cc and BoS…
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Tesco - online bt issue
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Advise please!
Hi, I was just looking for advise, I have an income of 29k and the following debts and would really like to get these paid off. Virgin c.c - £803 interest rate is 35.9% Barclaycard - £813 interest rate 29.9% Egg/barclaycard - £637 interest rate 26.9% Overdraft limit of £3650 and use about £3300, first 1000 is interest free…
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Do any no-fee cards offer free airport lounges any more?
Query is obvious from the title I guess... I seem to remember a few years ago the card companies had a spate of throwing out 'airport lounge' access as a perk. Well at the time I sneered at the pointlessness of airport lounge access, but we all get old eventually and now it'd be a nice extra if I can get it for nothing or…
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Help
I asked my credit card companies if I could change the amount I repaid and if the interest could be reduced or stopped. I have had 2 companies say they have put a block on my account and when I have paid the balances the accounts will be closed and that they will put a default notice on my credit record. Am I correct in…
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Dodgy transactions/company
Hi! I hope someone can help me. Last month I tried ordering an item from Lust and Passion, I entered my credit card details and clicked the submit button but the order would not go through so I tried again, it didn't work, so I tried another 2 times (four times total)...I eventually gave up. I've checked my online…
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MSE News: Barclaycard to fix Egg credit card transfer problems
This is the discussion thread for the following MSE News Story: "Former Egg credit card customers have reported erroneous charges and failed direct debits after the switchover ..." Read the full story: Barclaycard to fix Egg credit card transfer problems
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Should I appeal?
I applied for a Barclaycard Initial a few weeks ago and received a letter from them saying I had been provisionally accepted but they needed some documents from me. They asked for 2 forms of ID from the list they provided. I sent what they asked for but received a letter today saying I have been declined because my…
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0% Balance transfer payments
When taking a 0% balance transfer, the obvious thought would be to make just the minimum payment for the life of the transfer (and then pay off in full at the end) in order to take maximum advantage of the 0% offer. I was just wondering how this looks from a credit report point of view. Are there any suggestions as to the…
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Credit card interest question
Hi all, Just a quick question regarding interest on my barclaycard. I currently have an amount that i transferred across to my barclaycard on a long term 0% deal. I have an urgent purchase that i need to make today and wont have enough funds to cover it in my bank until i am paid in a couple of weeks. Am i right in saying…
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Min payment on a card with two APR's
Hi Bit confused. If i had a balance of 1650 at 16.9 % apr and a balance of 1750 at 6.9 % apr How would the minium payment be calculated? is is 2.25 % of the whole combined value or 2.25 % to each of the serpeate apr's added together? Can someone help me :) Thanks
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Which rate would the balance transfer pay off?
Hi, I currently have a Virgin credit card with a credit limit of £5500 and an existing balance of £1400 on it, on which I am paying interest. Virgin have offered me 0% on balance and money transfers until next November 2012, which as my credit score is good but not brilliant I'm taking advantage of. I've applied for a…
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Good back-up credit card for students
I am student and currently bank with HSBC. I was effected quite badly by a recent problem they had where their cards randomly stopped working at cash machines and also when making payments. I decided to get a back-up credit card to use in case of emergencies and so started to look around on the internet. I've recently…
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Balance Transfers
Evening All. Was after some advice on doing a balance transfer. I have a £4k balance (£9k limit) on my barclaycard and am paying high interest, however they are offering me 6.9% BT offer for the life of the balance if I do another BT. Is it possible to do a £4k BT from that card onto another credit card with a zero balance…
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second user on credit card been told no protection!
Hi All, First post here! To cut a very long story short a year or so ago I purchased a used car with my credit card. The car was a 'bad one' so ended up taking the dealer to court and won. Usual problem the dealer went bankrupt before the case was closed. I asked the credit card company (within weeks of the purchase) to…
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How can I make credit cards work for me?
I have a couple of credit cards Halifax: No balance - however they have sent me a 'offer' recently with 10 months interest free balance transfers. I have an 'available' of £2.5k Barclays platinum: £980 - interest free until march. And also £700 which is costing me around £13 interest per month. This was for a 'necessary'…
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help plz
Hi, i have about 10 credit cards, all of them with balances on, e,g barclays,mbna.tesco, mint .... I am sure i did not take ppi for any of them,. I have been aproached by companies with no win no fee that still i might have a case to get money back on high interest,overcharged fee,miss payment ? need advice please
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Balance Transfer rules ???
Just a quickie. Hypothetically, If I have credit card A with £500 of 0% interest sat on it, and I make a purchase of £200 using it (meaning I have £700 on it), if I then balance transfer that £200 off CC A onto to CC B, then will it transfer the interest liable £200, or £200 of my £500 interest free balance.? (or does it…
