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Sky Credit Cards
Hi - does anybody out there know of any means of contacting Sky credit cards? According to the back of my card these are administered by Barclaycard. No info from them advised to 'go into a Barclays branch' pointless of course! All web phone numbers and the numbers on the card do not connect. I don't get statements and…
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Business Credit Card | Best Small Business Credit Cards 2011
Compare the Best Business Credit Cards of 2011. We have rated the top small business credit card offers that we feel provide the greatest overall value. Apply today! For more information check out my site: ht tp: / /w w w.cred itca rd co lu mn.co m/b us ines s-cr ed it-ca r ds/
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Hello my wife wants to take out a credit card
Hi my wife wants to take out a credit card in her name only if she dies do the debt die as well or would i be responsible for the debt Thanks Arthur
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vanquis card
Hi i had a Vanquis card and got into debt with it, i could pay the monthly repayments and so the canceled the card and i agreed to pay back £25 per month which was 6 months ago, they did say at the time of the agreement that they would look again in six months (which is now ) and see if i can pay more each month, they…
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should the money come to me or payoff my card
i have had to join a debt company (gregory pennington) for all of my debts. i have been with them for about a year now. but now i am reclaiming for charges. should the refunded charges go straight to card and loan companies to pay off a bit of the debt? or should it come to me??? is there anything i can do to get the money…
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Rate gone from 17.5% to 23.9%
Hi, never posted before so sorry if I do things wrong.... I have recently faced a little financial hardship and I currently have a maxxed out credit card (£3K) with Natwest, I was paying it at £150 per month, Direct debit so I can pay it off quicker, I arranged this over the phone with them, but the recent problems have…
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My Situation - Advice Needed
I am 18 years old and come from a low income family. I expect decent A-Level results in August (C's and above) in subjects including Business and Law. However, now that I am set against the idea of University, I'm looking for a full-time job with a view to applying for apprenticeships starting next year (particularly…
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unrecognised payment on Barclaycard statement.
Hi all, On Saturday, I checked my Barclaycard statement, and found two transactions on there I didn't recognise, from the 15th July - 1 to Easy Jet for over £1000 (!) and 1 to T-Mobile. Both were on the same day, and both transactions were done over the phone, so no PIN or signiture taken. Barclaycard have been reasonable…
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Odd question
Hello, I have a santander credit card. It has a £500 credit limit. I paid off the card a few days ago, but then i took something i bought with the card back to the shop so they refuned it onto my cc. Will that mean in effect i can spend more than my credit limit as i have paid back more? We talking about £100 more.
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Why should PayPal not be covered by Section 75?
It has been widely reported in the past that Section 75 of the Consumer Credit Act 1974 does not apply to transactions where PayPal processes the transaction for the merchant. I'm struggling to understand why this is. As long as PayPal completes the transaction with the cardholder and merchant simultaneously (as opposed to…
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Balance Transfers
Just a word of warning re how costly a balance transfer can be. In Feb I signed up for the Amex BMI Plus card (£85 annual fee). I am a person who fortunately pays my balance every month. The card offered zero interest on purchases until June, not really relevant to my situation. Where I have slipped up big time was taking…
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Can I clear Overdraft or Car finance with a Credit Card?
I've now been accepted a CC with my bank for £2650 on a 16.9% APR interest free for 13months purchases and B Ts..... So my questions are can I pay off my Overdraft or car finance with this? Would paying off my overdraft be classed as a Balance Transfer? Would paying off my car finance be classed as a purchase? The…
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Kalixa prepaid card- how long does it take?
I've just applied for a Kalixa prepaid mastercard as I'm hoping to fly with ryanair in September and I am sick of the charges! I have done my application and done a bank transfer for £10 to set it up. Does anyone have any experience of how long it should then take me to receive the card? I'm not in a desperate rush to book…
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miminmal payment on credit card not reducing the balance
My father (75) has a Barclays credit card with a balance of £6600, he pays just over the minimum payment, approx £160 monthly the balance only reduces by approx £10-what can he do? This is making hime very anxious and affecting his health......
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Should I claim?
Hi I am self employed. Our construction company is experiencing a HUGE drop in turnover & we are struggling financially at the moment with very little income. I owe approx £4000 on a credit card with Natwest (whom I also bank with) I have just entered into paying an agreed amount each month, although I dont see how I will…
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Barclaycard ... NO £20 refund
Hi everyone, We took advantage of the barclaycard 0% balance transfer in Feb and if you transfer over £3000 you also receive a £20 refund. We called them approximately three months ago to ask when we would receive the refund and a kind gentleman said it would be on the next statement. We called again last night (twice).…
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Late payment entered after payment showed on statement.
Hi Guys, I have credit card and bank account with halifax, I am absolutely fanatical about my credit rating and so know when all my statement dates are. My credit card direct debit is due on 22nd of each month and unfortunately this month it bounced. As we all know, sometimes the bank pay items and then charge you a fee,…
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Which form am i looking for if want to become non resident
Hi, I want to apply for uk non residency. I will be living abroad retired,but own some houses in the UK which i rent out and pay tax on. There are so many different forms on the gov site that i really am confused which one i will need to file. My circumstances are; I will be out of the country every year all year and only…
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Nationwide credit card overseas use problems
I am having a heck of a time with Nationwide - in two weeks in the US we have had our card blocked 3 times. No big amounts, all local spending, all with big chain stores like Walmart. Nationwide have been advised of where we are, and we have some serious spending patterns as we are out here for 3/4 months per year over 4/5…
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HELP! Debt Collection Agency NOT updating my Credit Report
Hi guys, about 2 years ago I defaulted on my Halifax CC (Stoopid I know) I was contacted shortly after by Blair, Oliver & Scott who acted as debt collectors for Halifax. I agreed to make regular payments to them each month and have kept up with this even when made redundant. I recently (this month) checked my credit report…
