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Sort of money transfer
Not sure if this is thr right forum but it is credit card related. I have just bought a used car for £2400 and the insurance is going to be £1100. I am also trying to save for a deposit with my girlfriend for a house. I decided to buy the car and insurance on a credit card that offers 0% intrest free, so i got the tesco…
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Paying SAGA Platinum credit card by direct debit
A heads up if you pay in full your SAGA Platinum Credit Card by direct debit. If you don't use your card for a year, then next time you do, you will be sent a bill and assume the balance has been paid in full. The next bill will show the balance paid off, then 'payment reversal' and a £10 late payment fee and interest…
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Unenforceable credit card debt- advice needed please
We paid £395 to a claims management company 3 years ago, who confirmed, having taken legal counsel, that a £12,000 credit card agreement was 'unenforceable' and we were advised to stop making payments. We have all this evidence. We followed this advice. The file was passed to a law firm locally, and we entered into a no…
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credit card help needed
Hi all. Apologies if this is covered elsewhere, I couldn't seem to find anything specific to this. I have an over the limit Monument credit card from 2004. I have been a bit ostrich like with it over the last few years but have determined to sort it out now. Up until recently I've been paying the ever-increasing minimum…
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Balance transfers / Debt consolidation
I am trying to consolidate my debts and i want to transfer my overdraft and credit card on to 1 interest free credit card. When i applied they are willing to transfer the credit card, but not the overdraft. 1) Can you balance transfer your credit card and overdraft onto 1 credit card? 2)Does anyone know a credit card that…
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Three Cards
I currently have a Barclaycard Initial (unused) and a Halifax Clarity (used for travelling, currently used once a month and cleared with every statement). Been thinking of applying for the Tesco CC for full clubcard petrol points. Should I cancel my Barclaycard prior to applying for the Tesco one? I'm aware that having too…
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DLC chased M&S credit card debt
Hi All, first time posting look forward to your help and sorry for the long post. Back in i think 1998 i had an M&S store card which they changed over to a credit card with an intial limit of £3500 which was ok and i used it an made my payments. In 2008 i ran into financal difficulties and had you make an arrangement to…
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Card for travelling
Hi Everyone! I am going travelling in November and need a card that doesn't charge you for withdrawing funds from an ATM or using while away.. What is the best card for this? I have applied for Halifax clarity credit card but got declined, so preferably i dont want a credit card.. Anybody know? Thanks. Jamie.
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90% Interest on CC with Vanquis! HELP?
Hi there, I was wondering if any one could help. I have a credit card with Vanquis and probably as many I am a victim of their ever incresing credit limit... I was ill from stress last year and I was advised to set up a payment plan for my credit cards and not to worry about it. I did and I wasnt worried about it to much…
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Card for Travelling
Hi Everyone! I am going travelling in November and need a card that doesn't charge you for withdrawing funds from an ATM or using while away.. What is the best card for this? I have applied for Halifax clarity credit card but got declined, so preferably i dont want a credit card.. Anybody know? Thanks. Jamie.
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Egg balance barclay card help
Forgive my ignorance but can anyone tell me if can transfer my egg card balance to a new barclay card 19month deal? Thanks
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A newbie finally speaks out... CCs, DMPs, FFSs, CCCS...
Forget it.
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Previous tennants mail
Hi all, After recently moving in to rented accommodation i had received several letters for the previous tenant, now i know i should have wrote "return to sender" however in my admittedly lazy attitude as each one arrived i simply threw it in the bin. I have now had the previous tenant round complaining i haven't held…
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Dormant Credit Card
Hi all I had a plain old Natwest credit card (my first ever one!) from Jan 2010 with a credit limit of £500. When I booked a cruise I decided, after saving, that I'd like to pay it through my credit card for extra protection and pay it off immediately. Being over £2k for the trip, I obviously needed a higher limit to pay…
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DEFAULT with HUTCHINSON 3G (help)
Hi guys, am new here, i've recently viewed my credit report with experian, i've noticed i'v got a default - satisfactory it was from Hutchinson 3g back in 2006 , it was settled, i never ever received any default notice from them, secondly my details was wrong with them , including my Address at that time, secondly my date…
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Tesco Credit Card Question
Hi All, Looking into this new Tesco Credit Card Offer. It has 15 months 0% Purchase offer. But really I wasn’t bothered about that offer. Was more thinking instead of going for a cashback offer, that this might well be a better option. I do shop at Tesco regularly and 99% of the time fill up my car every week here (£60 per…
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Does an overspend risk credit rating
Hi There Quick question for anyone that can help me please, recently came back from a trip to France where i overspent on credit card, this was due to the interest being added to the total which took it over the limit. I quickly made a payment to cover it but does this damage my credit rating? Thanks in advance
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Beware Santander-punitive interest on credit repayment
Warning to anyone who wants to do the right thing and pay off a santander credit card; no good deed goes unpunished. The unscrupulous corporate minds at Santander will make you pay through the nose for your honest bid to get out of debt-that's if they let you pay it off at all. Case in point-wanted to pay off my partner's…
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Pending Authorisations - what do they mean?
I spent a while before my holiday in France (20-27 July) trying to find a car hire place which would take a Debit Card rather than a Credit Card to pay for the hire of a car. Anyway, I could not seem to find one, so I applied for a Credit Card at Santander, who I also originally got my debit Card from. So, a couple of days…
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Pure card taking money for an old transaction
As above i noticed a transaction on a pure card (pre paid card) for the 26th of july that i hadnt spent. When I contacted them they said there had been a global error on the 5th of june and they hadnt taken the money of my card and they had only just realised so took the money nearly two months later! Can they do this?
