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DEFAULT with HUTCHINSON 3G (help)

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Hi guys, am new here, i've recently viewed my credit report with experian, i've noticed i'v got a default - satisfactory it was from Hutchinson 3g back in 2006 , it was settled, i never ever received any default notice from them, secondly my details was wrong with them , including my Address at that time, secondly my date of birth( i was born 2 days before with them' )''

I'm thinking of writing to them and ask them to remove this default from my credit profile , as from what i know first of all , they never had my correct date of birth and my address, and i never received any default noticed'' only thing i ever received from them was harrassing phone call from their debt collectors to clear my arrears, which i did'''

What should i do??? also my partner recently got refused a loan because of me having a joint account with her'''' and its all because of this default'''

And please if someone could foward me 3G Hutchinson Legal address'''

Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Head office address appears to be

    Hutchinson 3G UK Limited
    Star House
    20 Grenfell Road
    Maidenhead
    SL6 1EH
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    so how long did you run the account knowing of the fraudulent details?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • kun534
    kun534 Posts: 3 Newbie
    i never knew that my details was wrong on the account, i would say i was with them for 6 month only''
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    so if it was a monthly account fine, but if not you failed to complete the contract. If you ever called up a false dob would of been used
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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