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Natwest Cards to Barclaycard BT - do I close natwest cards?
Hi I was looking for a little bit of advice. I have recently been very disappointed with natwest when they randomly decided to up my interest rates on one of my credit cards. I have my current account and loan account with natwest and 2 credit cards with outstanding balances of approx £3650 and £380. My mortgate is…
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bank has taken out 5 credit cards in my name!!!!!!!!!!!!!!!!!!!!!
well as the title says really... a few weeks ago we went to get assesed for a mortage and were told we didnt have a strong enough credit score as we had never had credit before. so last week we went back to the same bank (i have banked with them for years) and i had been preselected for a credit card years agos but always…
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No Minimum Payment
Hi All, I am looking to transfer £1000 from an existing credit card to a new credit card where there is no minimum payment. Preferably the new card will give me around 12 months to pay off....is there a card like that available? Many Thanks
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Using HSBC Debit for foreign transaction
I'm going to buy something from a country abroad with my HSBC debit card over the phone. Do I need to set the "going abroad" option on my online account to make it more likely the transaction goes through okay (I don't want it to mark as 'fraud') Anybody know?
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barclays
hello hoping someone can help. transfered £1800 to my barclaycard last october,6.9% for life of balance,just checked the other day and it says i can transfer same again on the same rate. if i was to do this at the moment paying roughly £10 interest would the interest go upto say £20 a month cheers
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Paypal Credit Card Website Problems
Since the 7th February, I have been trying to view my online Statement. I either cannot get the log in screen to come up or when I can log in, my statement for February is not there although the minimum payment and when I should pay is shown. Yesterday I tried to call them but someone from their call centre told me their…
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Help - MBNA bandits DPA compensation
Hi, I'm new to this forum and hope you can help...bit of a long story. I went into my bank yesterday, and was offered a great deal on a CC, so thought I'd apply (I’m aiming to get them paid off this year so 0% interest for a while would be great). They rejected me (the assistant couldn't believe it as my accounts were in…
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Using Credit Cards abroad - conversion issue?
HI there, can anyone enlighten me re this issue? Having followed Martin's advice, I use a Nationwide Credit Card for non-cash purchases when abroad, but have now come across an issue regarding conversion from Euro's to £'s. Normally, you ask to pay in Euro's (as NW provides a better rate of exchange). However, on 3 recent…
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Capital One Cashback
Hi, I had an e-mail from Capital One on 9 Feb to say that my cashback has been paid into the account. 15 Feb and still no sign of the cashback. I have contacted them about it, but in the meantime, has anyone else had any problems with getting their cashback?
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Adding BT's onto existing BT's
Hi All, I have searched in vain, I wonder if any of you might know the answer to my questions. I have a credit card on which I added a balance transfer ( BT )to a little while ago, i cant remember exactly how long it is zero for. ( Customer services aren't easy to get through to, but i will find out ). I have just done…
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Natwest Credit card debt - Help Please!
Hiya I have a credit card with Natwest which I've had forever and is over the credit limit at £6200. The minimum payment every month is £145 and I cant afford to pay any more than this and the balance is going up every month! Due to "associated credit" I am unable to get a new loan / credit card to switch this too. What…
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Best Way To Spend Around 6k ?
I'm moving house and think that my initial purchases (cookers, flooring, fridge freezer etc) will come to around 6k. I have the cash but wondered if there was a )% interest or cashback card I should be considering ?
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Barclaycard Prechecker
Is the barclaycard prechecker accurate? I've just done it, and been told I have an 80-90% chance of getting a barclaycard simplicity. But, looking at the summary box, it states you need to be 21 to apply. I'm 20....I did enter my date of birth on the prechecker. Is there any point me applying? It looks like a nice card!
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Halifax One Credit Card not Viewable Online Anymore
Hi I have just had a shock when I went to check my Halifax One Credit Card on the online banking service today. The online banking service has changed up until last week I could view both my bank account & credit card then this week it has changed to just my bank account. Now I froze the Halifax One account about 18 months…
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Applied for a card a couple of days ago, now getting texts for various loans to phone
Is this standard practice? I made sure I had the relevent boxes checked etc to ask that details are not passed on.
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Credit reference file - minimum repayments?
Hi. Having read that only making the minimum monthly repayments off your credit cards (by direct debit in my case) is the devil's work, and having now seen my statutory £2 Experian credit check shows I have paid the said minimum monthly repayment on ALL my cards (I have never missed a payment), I was just wondering if even…
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Paid of car with credit card
Just paid off my car finance with a low rate credit card ( halifax ). Does anyone know if this will be classed as a cash advance or normal transaction
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which sbt card for me
Following on from this thread can anyone give me some card recommendations forums.moneysavingexpert.com/showthread.php?p=41123718&highlight=#post41123718 I have a card with 1400 pounds on it(5500 is my limit) and an overdraft of 600 (950 is my limit) I'm thinking of getting a card with 0% for balance transfer or a low rate…
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Problems with mbna
Can any one please help me? I have had a running battle with MBNA. I requested them under data protection rules to supply me with PPI info and also claimed back charges. They failed to respond so I withheld payments to my ccs (they had sent a letter to the wrong address). They then used an Indian firm of debet collectors…
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Direct Debit taken early
I set up my dd to come off on the 17th of each month, 2 days after my payday. In december, the payment came off on the 14th, causing me to go over my limit and the payment to be rejected due to insufficient funds. This has cause charges on both my credit card and bank account. Is there a way to claim these charges back and…
