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Credit Card closed?
Hi, I wonder if you can help me. I have a credit card but last time it was issued in Jan, the bank issued it for one month. When I rang up this month to get another card, they told me the account was closed. I.e. I couldn't get another card, but neither was the card with debt collection as I always meet the minimum…
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An appetising thought...
I've just cooked two pieces of cod in my deep fat fryer!
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Help, Can i claim this via Barclaycard?
Last week I purchased a Christmas present online worth £52 on checking my credit card it seems they have charged me £53 - £2 commission charge? Worse still I have since realised I have purchased from a website in China which has terrible reviews for scammin people! The likely hood of me receiving my item is slim and even…
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Can I BT from a Santander or M&S CC to a current account?
Or Sainsburys'... Does anyone know? Thanks!
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American Express to charge annual fees for credit cards
Just to let you know that I have received a letter from American Express informing that they are going to start charging an annual fee of £36 for their Platinum Credit Card and the interest rate is going up from 18.9%APR to 25.7&APR. This is proposterous since the Bank of England base reate is only 0.5% interest…
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Have i got this right Cash from ATM aboard
I got tesco + normal Halifax credit cards If i take £500 from a ATM abroad i'll be charged (£500 + 3% =£15) AND (2.75%/2.95% for Foreign transaction =£14.75) £500+£15+£14.75 total £529.75??? I've ordered a Halifax Clarity and if i paid it off in 6 days i'll pay £1.06?? I was'nt sure for ATM if you pay 3% + the Foreign…
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Virgin Credit Card
Hi all, I'm a newbie in this forum and I would like to find out a few things about the Virgin Credit Card. So far I don't have a lot of knowledge about credit cards, balance transfers etc,. I have one credit card from Natwest which I got when I was a student with next to nothing limit , which I pay in full every month.…
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Credit Card Fraud
Would someone please be able to clarify the legal position with regard to a fraudulent spend on my daughter's Lloyds credit card. A few months ago there was a charge on her credit card for £112 for Asda online, as she never shops in Asda, she knew straight away it wasn't hers. After much to-do she was eventually believed…
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Best cards for use in Europe?
Hi Guys, We go to Europe with our camper van several times each year, and up until now, we have used Nationwide cards, both credit and debit have given us free transactions in Europe. Nationwide have now withdrawn their free 'cash withdrawal' with their debit card in Europe. We have always taken just a small amount of…
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argos card
sorry i wasnt sure where to post this question how does an argos card work. i know you dont have to pay for 6mths. but can you pay some off in that 6 months? could i get one if im not working? any advice from people that have them please. thanks
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Re: Changing Credit card however previous bankrupt 2005
Hi There, I currently have a Halifax c/card and was declared bankrupt in June 2005. Discharged the year later I have built my credit with them and now have a £4000 credit limit but wish to find a better interest rate. I have checked my credit scores with equifax and experian, both show my bankruptcy but show a score of…
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Credit Card Refused and other related questions...
Ok I applied for a credit card and was refused I rang up and they just played me a message but gave no reason. I don't understand why since I'm not in debt and am never in my overdraft and always pay off my credit cards. Though I did over draw one of my current accounts by accident whilst on holiday but paid in money from…
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lost my job and cant pay minimum payment on credit card
what do i do? ive gone on jobseekers allowance and benefits. do i write to them ad explain? if i offer a token payment of say 50 pounds a month and ask them to waive the interest is that ok? they cant contact me as my phone has been cut off and i have moved into a hostel. i cant afford to use my mobile so all i can do is…
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Halifax Credit Card Account Re-Opened?
Hi all, hoping for some advice on an old credit card account. I had a credit card account with Halifax which was cleared and closed 2.5 years ago. I have just received a statement from this old account claiming I owe £29 for "CARDGUARD" dated 13/10/10. (I moved house a year ago and only just received this letter). Are they…
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MBNA replacement cards delayed/lost in post
My MBNA card expires at the end of January, and for a while now my online account has invited me to activate my new card. Yet the new card still hasn't arrived. I think they normally send out the replacement at the end of November or beginning of December. However, exactly the same thing happened two years ago. My…
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Would this work?
I currently have £1200 on finance (at 29.9% APR). I looked at 0% balance transfer cards but apparently paying off finance is considered a "cash advance" so I'd wind up paying just as extortionate rates of interest if I did that. Last night this occurred to me: Could I pay off the finance on my current credit card (which is…
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Credit card limit
Hi Can any help i have a credit card with lloyds and when it started i had a limit of £1000 about 4 years ago which i used when made unemployed and the bank kept upping my limit which now my credit limit is £15,000 the limit was upped with out my consent .i currantly owe approx £10,000 now and im really struggling to pay…
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Tesco Missed Payment
Hi All, I have 3 credit cards and i have never missed a payment except for one recently and wanted to know if this was reversible and how this would affect my credit score? We are planning to buy a place and did a mortgage application for £110k in October 2010 for just over 2 times on a joint income of £52k. I have always…
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electoral roll - Need a credit card
hello, not sure this is the right section but im 18 now, and should be on the electoral roll, my mum sent off the card to update it. the card was sent off in October time, with all the right details on the new electoral roll was meant to come out on the 1st of December, but when i do a search on 192.com i still cant find…
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BT from Marks and Spencer to MBNA
I did a no. of bt earlier this week and have checked today and everyone has been received except the one going to Marks and Spencers cc. I gave MBNA the cc no. from the one on the Marks cc but I have just checked and note the cc no. shown on the direct debit is different even though it is the same account. Because I quoted…
