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refund to credit card
my partner has recenlty cancelled his car insurance with More Than as he got a cheaper quote with someone else. However, he has received his credit card statement today and More Than had still taken the payment anyway. He has actually received a letter confirming the cancellation of the policy so we have no idea why they…
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Parking Notice from APCOA at Luton Airport
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AMEX Express Rewards Credit Card - a bit of a warning
Hi all - just a bit of a warning as I think the info on MSE is a bit wrong. I saw the £90 freebie that MSE stated that signing up to the AMEX Express Rewards credit card was offering. However its just £30 - not £90 as I have just spoken with one of their customer services team and also have their leaflet sitting on my…
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Unpaid direct debit charges on a zero balance
Hi everyone I'm hoping someone can give me advice on what to do here. I paid off a Virgin Credit Card balance in full on 27th August. I cancelled the direct debit with my bank (Lloyds TSB). On the 9th September Virgin tried to take money via direct debit (even though the balance was 0) which was returned by the bank and…
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Barclaycard Pre-Application Check...results?
Has anyone used the pre app thingy from Braclays? What score did you get and did you get approved? You can try it here with no (so I'm informed) inpact on your credit history :) https://letmechoose.barclaycard.co.uk/HelpMeChoose.aspx I got 80-90% on the 19.9 gold card thingy but as I don't really need it, I didn't bother.
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A Little Help Please!!
Hi there, I was hoping that someone may be able to guide me in the right direction with a large problem I am encountering with getting accepted for main stream credit. I have read most of the information available on here & even spent time talking to a debt advice company to see if I could gain any in sight in to why I may…
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Can I do this?
Am I able to lift £3k cash from a credit card and then do a 0% balance transfer to another credit card? Thanks
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Tesco's Clubcard Credit Card
Hi, Can anyone tell me if I can balance transfer money from this card to my current account? I need to pay £1300 for something quickly but can't do it from a credit card! Thanks CSN
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Drawing cash
I have a Santander Zero credit card. If I put a sum of money on the card can I draw this at a bank abroad without incurring charges. Providing I remain in credit
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NationWide charges on Flex Accounts
I am retired; living on a fixed income, spending some six months of the year in Europe. I have had a Nationwide Flex account for a number of years and enjoyed the ability to withdraw cash when away from home, free of charge; this is about to change in November. Having looked at the various options, the Halifax Clarity Card…
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credit card
looking to pay of high interest bank loan with credit card,transfer balance any clues how a go about it.... Many Thanks,I
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Santander Zero credit card £10 dormancy fee
Has anyone been slapped with a £10 dormancy fee for not using their Santander Zero credit card for at least three months?
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Get paid £20 for Experian credit check
Quido is offering £20 cashback if you sign up for a 30-day free trial of Experian's Credit Expert service. This seems to beat the £12 mentioned in Martin's latest email!
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Re: Can they do this, if so is this a loop hole???
Hi there people, I have a Halifax One credit card, APR 11%. This is after the intro free period and yesterday I called to re-apply. The gentleman on the phone advised re-apply doesn't guarentee me the same APR and I may not get the free rate or be charged more than the 11% I have at the moment. I wanted to stay with…
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SERPS compensation ?
Hi all, on checking my serps policy i was advised i could possibly claim compensation through a third party . Has any one had any success with this ,it seems like a good thing as the company i may use say there is no fee and they make money on the insurance . Compensation is paid back into to the serps policy.:question:
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Credit card overlimit fee
Can someone give me some advice please? My husband has gone over his limit on his Tesco credit card and quite rightly was charge £12 for doing so. However we paid enough to bring the card well within the limits and the next month he had another £12 charged to the account as "over limit fee". I queried this and was told it…
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DCA monthly repayments options. Can you help?
To cut a long story short I`ve been paying Blair Oliver and Scott £10 per month. This was set up with the help of the local CAB. I refused to give them my bank details to set up a standing order so I have been sending a postal order by recorded delivery each month which costs me over £12. I dont get a receipt from BOS or…
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Halifax card proof of income help please!
hi, After a bit of advice for my sister please. She has a Halifax reward account, and was presented when logging in to internet banking with an advert for their rewards credit card. She applied, put her annual income, but included tax credits in this as she works 16 hrs a week, also under household income put her partners…
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Reduced balance and credit check?
Hello everyone I was wondering if anyone could help me with this? I have been diligently paying off my card with Lloyds TSB (from £7500 to £1300) was planning to ask them to reduce my credit limit to around £2000 in the near future. However, today I received a letter saying that they had reduced my limit to £1350 - which…
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Good card to use abroad?
hi, I was just wondering if anyone out there could recommend a good credit cared or debit card to use abroad. I have a post office card for using as a card, but what can I use to avoid being stung for withdrawing cash. My bank has just changed their rules, and are going to start charging me a fortune. Thanks in advance. :D