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Buying theatre tickets on credit card. Does that cover me if show cancelled?
I've just booked 3 tickets to see Tony Bennett in concert in July (V. expensive of course). Given his age, it occurred to me that the show could be cancelled (a la Michael Jackson). Sorry, not meaning to wish anything bad on good old TB. So, instead of paying on my debit card, I put it on my credit card. If the worst…
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Airmiles duo I can't use, Lloyds Tsb incompetence
Last week I applied for and received the Lloyds Tsb Airmiles duo card. Rang up Lloyds to get them activated and away I go, or at least thats what I thought, after having the American express card refused in tescos, I phoned up again, "Oh sorry, it mustn't have been activated properly, I'll activate it again" Thinking…
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fraud
my husband is just found out someone has taken a credit card is in his name but it isnt him weve reported it to the company which is egg.com do u know what will happen next
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Can you pay one credit card with another to double rewards
Hi I was just wondering if you can pay one credit card balance with another to get double rewards. For example if I put all my spending on a tesco credit card in month one (earning me my clubcard points to convert to airmiles) Then pay it off in full with another credit card no 2 (loyds airmiles card earning more miles)…
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Credit card dilema!!
:( HELP PLEASE?? i have a huge oustanding balance of £9000 on a c/c...and the interest im accumulating is crippling me altho i am paying it off and not spending on it..should i ask the c/c company for a settlment figure and risk geting bad credit rating or use a personal loan to pay it off???
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Does having a 'current account' with the credit card company help
Do applying for credit cards with companies you have current accounts with help? (if you have the current account in good order) eg, applying for barc credit card , while having a barnk current account for over 5 years. Do they look at this current account infomation, or anything regarding it? can having a current account…
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Reapplying for Closed/cancelled credit cards...a good idea??
(Note- This question is different question to my other one.... This is for applying for cards you have been accepted for, BUT have been closed due to Not using them for 1-2 years....whereas the other question is about applying for cards you applied for 3 years ago, but got rejected. - They are 2 seperate questions) I had…
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Reapplying for cards you got rejected for 3 years ago...Good idea?
(Note- This question is different question to my other one.... This is for applying for cards you applied for 3 years ago, but got rejected. The other question is about cards you re-apply for which in the past you have been accepted for, BUT have been closed due to Not using them for 1-2 years. - They are 2 seperate…
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Credit card -your 'current' Debt/avail credit ratio- Question.?
In advance...Thanks for the time taking to read + answer this question, Just a question about stating your Total Debt on credit card applications.. which is also on your credit file. Do the credit card companies use your value that you put on your application? - because anybody can write any number cant they? example: If…
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paying c/c with s/orders
Hi there guys, I've currently two RBS credit cards with similarly moderate balances on them. I've set up a direct debit to pay the minimum each month (paying off the accumulated holiday damage is beyond my monthly means). I would however like to set up a standing order to pay off, say £100/month per card... I'm always…
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Credit Card to pay overdraft?
Hey all, As a well-known MSE at my place of work i get quite a few questions (which i can usually answer or at least search MSE for guidance!) However, on this occassion i have no idea as i have never done it before. OK, my colleague has an overdraft facility of £1k and for the past year has skated close to the full £1k…
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can my house be sold by credit card company
I owe £4,000 to a credit card company they have put a charge on my house. They have now sold the dept to a collection agency whowant to force a sale on my house, they want me to pay £100 per month but I can`t afford this. Please help.
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How to pay Nationwide C/C manually?
I've set up my card so that the total balance is paid via D/D. I have a confirmation letter fro Nationwide of this, but they state i should pay manually until i see the D/D mentioned on a statement I've been onto my account, but can't find any option to pay manually. Only to alter (or cancel) the D/D & do it another way.…
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Refunds to cancelled cards
I'm waiting for a payment to be refunded on to a cancelled card, is it likely to go through or just be rejected?
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Credit Report - Opened Can of Worms?
Hi, I'm a bit stuck what to do here. I have been trying to shift some credit card debt to some "Best Buys" credit cards with good life of balance rates. MBNA failed as I already have a Virgin card, but also applied for Santander card. This has also been refused. Thought I'd better check my credit report with Experian as I…
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Barclaycard Disgrace!
Hi, Can someone please tell me if it's legal for them to take money out of your Barclays account without permission for an overdue Barclaycard payment ONE DAY late? I had a bereavement in my family last week and believe it or not my priority was not to pay my 2 cards payments. It was due on the 19th Feb, and on the 20th…
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Mbna and credit history cash advances
mbna told me they looked at my call credit file and could see a large number of cash advances over recent months .I checked my call credit file but it doesn`t show me this information . So does MBNA have information I do not have about me and can I obtain this under a Data Protection Request ? Also on one day two…
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advice needed on credit cards
I have five credit cards with large amounts on. I am finding them difficult to pay back but am so far managing. However, can I just contact one of them to ask for them to freeze the interest or do I have to contact all of them with a payment plan. The credit card is with CITI and I have called them twice to ask for a…
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How secure is MasterCard SecureCode?
I logged into my credit card account yesterday to find a fraudulent transaction - £400 to Barclays pre-paid. I took it up with my card provider who have now blocked my account and will re-issue cards but they indicated that the mastercard securecode had been reset and used to carry out the transaction. I do use my card a…
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Loan to pay off credit card?????
Could anyone advise me please. Is it a good idea to get a fixed rate loan to pay off credit cards? It would cost me about the same a month but the loan is for 4 yrs and i have 3 seperate c/c's in total and been paying them for 3 yrs and feel i'm not getting anywhere. Thanks:o
