-
Problems with Santander Credit Card
Hello my partner has a Santander credit card with a £500 limit on it (he has been reducing the limit gradually as he pays the amount off) Since Christmas we have been recieving phonecalls from them about 3-4 times a day informing my partner of him having missed a payment and must pay immediatley to avoid a charge. After 2…
-
Why might we be getting dumped by Halifax?
Just had a letter stating.... 'Following the most recent review of your Halifax, Bank of Scotland and external credit bureau records, in line with our commitment to responsible lending we have reduced your credit limit to £500 (from £6000) and your account will be closed 30 days after you have received this letter. You…
-
Need to raise £8k till 31st Dec 10....cheapest way?
Hi Im new here and new to credit cards...they scare me!!:eek: Short version....need new roof and dormers like now!!! at cost of £8050. 1st thought remortgage Amount asked for £10k (for roof and plastering attic roof and new front door) plus £2500 redemption fee to get out of existing mortgage(doesnt end till 31st Dec 10)…
-
Santander/A&L Beware !!- 0 % Credit Card Balance Transfer
Hi, within the Alliance and Leicester website the headline credit car is 0% balance transfer for 12 months(with 3% fee). However if you are an existing customer with Alliance and Leicester it states that there is no Balance transfer fee. As an Alliance and Leicester customer i thought this would be a great deal and have…
-
Barclaycard - Credit Report Query
Hi guys Just checked my Equifax credit report and can see a search on there for the following: Search Type: Associate Company: Barclaycard - Hd Decisions Ltd Any ideas what this would be for???
-
Do Sygma / Flybe accept Debit Mastercard for payment
Hey Wonder if anyone can help. Have a new Flybe Mastercard with Sygma and due to make first payment shortly. Prefer to pay online by debit card, but can anyone tell me if Sygma accept debit mastercard for payment? I know for instance Barclaycard still don't, but Halifax have updated their systems to accept it. Thanks
-
Santander Zero - Avoiding Overseas Cash Machine Interest
Hi, I am thinking of getting a Santander Zero card for overseas spending and cash withdrawals. They charge around 28% interest for cash advances even if you pay your balance in full. If I overpay my balance (is this possible?) then I would have thought they can't charge me any interest. If I can't overpay, maybe I can make…
-
Credit card..help!!
HELP! i have a huge c/c balance of of £9,000 and even tho i am not spending on it, the interests rate is crippling me and increasing my balance every mnth. i have taken out a personal loan to pay it off but before i accept the loan can any1 please clarify something i have been told about approaching my c/c company and…
-
Credit Card Debt - Help Me Please!
Dear All, I have a few debts on a few credit cards and store accounts for which I am not proud of....please see below: Credit Card 1: £500 Credit Card 2: £1500 Credit Card 3: £350 Credit Card 4: £800 Catalogue: £600 Total Debt: £3750.00 I am managing to meet minimum payments for the above accounts, and where possible pay…
-
Best Credit Card for me
Right, I am considering paying my yearly chalet park site fees on a credit card. I will be looking for £2000-£2500, My credit rating is not good at all, ideally I would like one with cash back, and obviously low monthly re-payments where I can pay more than the minimum when I feel flush I currently have no loans or credit…
-
Bank Links 2
Hi, can anyone please tell me if Halifax are connected to Nat West, thanks
-
Credit cards with no cash advance fee
Can anyone recommend a visa or mastercard that has no fee on cash advances (in this case being deposits into sportsbooks / casinos)? i think santander zero and post office cards may be ok (but i have yet to test them and going from information from a call centre cannot be relied upon 100%).
-
Credit Card Credit Limits
I recently heard an article on Radio 4 concerning unilateral increases in credit limits on credit cards. The subject was targeted on credit card companies which write to their customers telling them that their credit limit had been extended. I experienced this and rang the company to tell them I did not want my limit…
-
Register to vote for free online - untrusted connection
My browser says that the link to register for online voting is an untrusted connection and warns me about proceeding. The message is: You have asked Firefox to connect securely to https://www.rollingregistration.co.uk, but we can't confirm that your connection is secure. Normally, when you try to connect securely, sites…
-
Is credit card lending the best way?
Im currently thinking about purchasing a new car, in fact my dream car, however I currently do not have the full amount of money so I was considering putting some on a 12 month interest free credit card. I have a very stable job and a very good credit history however ive never had a credit card before so am unaware of how…
-
New Credit card - lived abroad for 9 years
Hi all, I'm new to this forum, but I've been searching all over and am finding it hard to get any advice. I lived abroad in Spain for 9 years and moved back here last January. I had perfect credit in Spain, but evidently it doesn't follow you over. I'm looking for a bit of advice on which credit card to go for as I was…
-
Egg Customer Services
Hi, My APR was increased from 19.9% to 26.9% in September last year. My now ex-partner used to deal with our finances and I wasn't aware of the increase until recently. I used the MSE template to contact Egg to complain about the increase to be given the usual response. I then requested for the account to be closed at the…
-
Lloyds Credit Cards - Is it right for me?
Hi, I want to buy a house in a years time and while I have enough money for a deposit I have a none existing credit rating (Experian reports my details, the fact that I am enrolled to vote and my banks details, thats it!!). I currently have £7k in 3 Vantage accounts and some more in a Lloyds savings accounts, I have been…
-
Virgin Credit card
I have 7 credit cards all with high outstanding balances some have extortionate interest rates Virgin I paid £600 in 3 months and £11 came of bill. I paid £184 last month and they added £5 to the bill. I asked them to freeze interest and they refused I will no longer pay them I will wait to go to court and tell the judge…
-
M&S Card
I need some advice on what to do! I have a Santander card (0% till July) a Virgin card (0% till July) and a Barclaycard (variable rate). I have had a M&S card with a 3.9% LOB offer for years that has about £3000 of debt left on it. My limit is £8500 and M&S don't currently have any promotional offers to existing customers.…
