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Trouble on Equifax
Trying to sign up to Equifax I have been in the country over 3 years but equifax want more addresses in the country. Is there some way to get past that? I have signed up to some checkers with no problem and tried to find a number for equifax but they hide any number if you are not registered.
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Vanquis
Raised my Statement on the 3rd November. Min Payment due 28th Nov. I paid the min balance and a bit more on the 4th November, via bank transfer. So it would take a day or 2 to get it. Just had a call saying my payment hadn't been received for November. They had put the money I sent through onto the previous months…
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£4000.00 credit card debt....help!!!!
Hi I've got a £4000.00 credit card debt that I want to pay off. At the moment I can pay around £150.00 per month off it, so what would be the best way of reducing this debt. Please help cos Ive really no idea what to do now, Help Michelle
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Clueless
I know I'm going to sound stupid,but does the Lords decision on bank charges make any difference to me starting a claim on credit card charges?
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Balance Transfer - Statement Balances
Hi, I recently transferred an amount of money between two credit cards. I checked the balance of the two credit cards this evening and could see the new balance on my new card. I can also see that the balance on my old card has still not been reduced by the amount transferred. I am thinking that I am being charged interest…
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Asda credit card refused balance transfer
Hi, Im new to Moneysavingexpert, so hello to you all! I have some debt on a lloyds tsb platinium mastercard and the balance transfer is up the end of the month. So i applied for an asda credit card online via their website and got accepted and given a credit limit, i thought great hard bit over. My card came about a week…
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Paying balance by card while on direct debit
My CapitalOne credit card was £4 away from its limit so I paid £60 off by debit card. My next payment date is the 6th December, will they still do a direct debit like normal? Thanks
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Credit Card Payment Protection Query
Hi folks, Wonder if any of you could offer me some advice. We are in the process of ploughing any spare money to pay off our debts, and we wish to close off our credit cards. I read on here that if you call the card company they will close the account and the interest rate will stay the same untill the balance is paid off.…
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Halifax sent my card to old address
I posted this is another section and was told I'd probably be best posting it here.... So I ordered a new card from Halifax about a month ago, just been down there now to find out why after all this time has it not yet arrived I was told it was sent out nearly 3 weeks ago, then I found out it was sent to my old address Due…
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Shell card from Citi
Have had this for a year and it has given 3% cash back on Shell purchases - great as I have been driving a lot. Also use Shell loyalty card and get money off fuel from that The rate reduced to 1% with a ceiling (£100??) from November Now they say they are withdrawing the card from 1st January Any suggestions on other…
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credit limit increased with out permission, is there anything to claim
Hi, I received a cold call today from a company called Consumer Credit Services with regards to ppi, i told them not interested then he asked me if I had any credit cards. I told them I had ,then they proceeded to tell me if any of the card companies had increased my credit limit without my written consent then they are in…
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Halifax missed CC payment
I was wondering if someone might be able to help me as I'm convinced I haven't missed a payment but Halifax are saying I have. I've got a halifax CC and up until September I have never missed a payment. Anyway, I messed up and missed one payment for Sept which I made 2 weeks after the due date, a missed payment was put…
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how do we get out of a mess
hi my wife has a credit card which has a balance of £5000 , she pays £128 a month and it doesn t seem to be coming down any because most of this is interest. What is the quickest and easiest way to get out of this ?
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can the hotel charge me?
I need to pick your collective brains please!!?? I went to a hotel for an overnight spa stay with some girlfriends. One of my friends had an additional treatment and we were told it would be charged to our rooms. When we checked out the treatment hadn't been charged to our room. I paid for my stay by vouchers and cash for…
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constant balance transfers - where to now?
Over the last 5 years i have had numerous credit cards, doing balance transfers in order to avoid interest charges. I have three 'active' cards but now drowning in interest charges, only managing to repay the minimum on each card, therefore I want to apply for another no interest card. Unfortunately I have been declined…
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Barclaycard late payment
Hi, I set up a DD on my Barclaycard around 7 or 8 days before my bill was due. When I checked back a few days later it was there and it said it was set up and would be taken from my account. However the dd date came and went and no money was deducted. I rang Barclaycard and they said it was too late to take the money from…
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MBNA Short Settlement -HELP!!
Hi Guys I am seriously panicking, Today is the day that I pay my short settlement to MBNA for £8000 for a £12000 debt. They have completely refused to give me the offer in writing as they claim they are a 'paperless' company which is worrying me a lot. I have the ability to record the calls etc but I don't know if its…
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Bye bye to my friend Minty
I've just closed my mint card but feel really sad :( ..We've been through alot together Minty and i but it's all part of my "living within my means" master plan. 9 years with mint 12000K limit....all gone. Why do i feel like my pet rabbit has died??
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Automated fraud prevention calls
Hi, I have a Barclaycard Visa credit card which I use mostly online and pay off in full every month. The problem I have is that every couple of months when I make several transactions in a day (say £300 worth) or if I buy any mobile phone top ups I get an 'Automated fraud prevention call' Most of the time this is just an…
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Credit card expired - what now?
My Natwest Student Credit Card with £500 limit has expired 11/2010 and haven't recieved a new one, does this mean I need to reapply?
