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Egg money credit card
Has any money-savers got this? I like the sound of 1 per cent cash back but don't know how much I need to spend to get the fee back (£12 a yr)
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Natwest Student Credit Card - Question
"Interest-free period every month If you pay your balance (and your previous month's balance) in full and on time each month you'll enjoy up to 56 days' interest free credit on all purchases. Typical 18.9% APR (variable)." Could someone explain to me exactly what this means? I don't understand what it means by pay your…
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Paying PPI premium whilst claiming for Redundancy
I have been made redundant and am claiming on a number of credit cards after paying payment protection insurance. Do I still have to pay the PPI whilst I am claiming.
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Can A UK Merchant Charge A Customer A Fee To Pay On A Credit Card?
We are a business that takes both credit and debit cards. A recent review of the charges that our acquiring bank makes left us quite shocked. An example would be if we take a transaction of £300 (a relatively average payment). If the customer pays on a debit card it costs us a fixed fee of about 25p - not a big deal.…
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Balance Transfer query
Ok so MSE say never ever spend on a balance transfer card. However just got a sainsburys CC and done a balance transfer 0% for 10 months with a 3% fee. The card is also 0% for 10 months on new purchases plus double nectar points. Does this dont spend on a balance transfer card apply. Cheers
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Airmiles vs Airlines' own, and is it actually worthwhile?
Since I buy most things I don't use cash for with my credit card, I thought it might be a good idea to get free air miles with it. I'm aware of the distinction between "airmiles" (generic term) and Airmiles, the company that offers the Lloyds TSB Duo credit card. So far this seems the most popular option. However I'm not…
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New cashback card
I currently have a Barclaycard platinum which I pay off in full each month which I have had for about 11 months and the 0% has just run out. I am looking at getting a cashback card to make a lil bit of money but I had a late payment on my card about 3 months ago but have been okay ever since. I also hold a next directory…
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Complicated Situation, any help greatly appreciated
Hi guys and gals, I was wondering if you could give me some advice? I understand its a bit of a read but I really need help :) I currently have debt in the form of a HSBC credit card (£1500 limit, £700 used) and an overdraft on my HSBC debit account (£600 limit, £300 used). I also have 2 mobile phone contracts with O2 if…
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Credit Card Debt and Savings account with the same company
Hi All, I have some back pay for a benefit due me (sent already) and it has been paid into a barclays saving account (although not cleared, should be clear tomorrow according to benefits people). At present there is £2 in the account but they never shut it down and emptied it when I got the dro so I dont know what they…
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Very catalogue account
If I have a shop direct account already, do very do another credit search or just go on the behaviour of my previous credit account? I have had my current SDG account for almost a year now!
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Credit cards and PPI
Hi all, newbie here so please bare with me........ can someone point in the right direction / info to try to claim PPI back from the following credit cards, so much info on here I am getting rather lost.... Marbles Barclaycard Capital one also is it worth chasing store cards ?? Wifey has a few !! lol Thanks for help
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Done over by Halifax
I not so recently transfered a credit card to the Halifax, with additional PPI, I was quite unaware of the probs with PPI then. The prob occured when I got a ballance that said I was over my limmit and was being charged for it. It turns out that the PPI is'nt included in the min monthly payment and as aresult it put me…
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Credit card company charging for paypal
play.com 0% purchases until april 1% cashback I didnt know this happened with my card, i had heard about it tho... i have just noticed that MBNA have added interest to my account and when asked, they said it was paypal, i dont think this happened originally, as the first month i made transactions on paypal and got no…
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HBOS Credit Card - Very Old! No Record with Credit Agencies.
First post on the site so hello all! I have a Bank of Scotland Credit Card which I took out in 1988 when I worked for them briefly. This card has a £15k limit and I have £10k on it, fortunately at a low 'rate for life' balance transfer. Now, this card shows up on NO credit reports - I have checked my Experian, Equifax and…
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Capital One if existing customer
My hubby has been with Cap One for 8 years, he started on the Classic account at 34%apr. They have gradually reduced his apr and was down to 20% this has now gone up to 27%. So he thought he could apply for a better rate card with them, but if you're an existing customer you can't:confused: Do a lot of cc companies have…
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Capital One Credit Card
:mad: Dear All, Hubby applied for capital one credit card two weeks on line and was told they would get back in touch. Recieved pin number last week and told card was on the way. How long does it take for the card to arrive? Anybody know ?
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Help - problems with Santander credit card application
Hi all I applied for a Santander credit card online about four weeks ago (I have an account with Abbey so thought this would be the best bet), and I'm having problems already. I haven't received anything in the post, so I have called several times to find out what's going on. The first time I was told that the card would…
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Best credit card for me?
Hi guys, i was just wondering what would be the best credit card for me. I;ve read martins guide but was wondering if i could get a further bit of input. I'm currently with tesco's clubcard credit card and i get 4 points per pound so thats 0.25% cashback but i use their online offers so x4 = 1% I just bouhgt £900 car…
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Credit Card - Over Payment
I paid off my balance in full on the 4th December via my debit card, today the Credit Card company have taken £5 out of my Bank Account via Direct Debit. I called to advise and they stated that my Credit Limit has now gone up by £5 how does that work. Are they in their rights to just do that even though my balance is £0.
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Balance transfer payment made to current account
A while back I took out a credit card balance transfer with The Post Office and they made the payment to my current account. However, just recently I wanted to pay off a personal loan by using a low interest credit card but they won't pay into my current account nor accept transfer of the funds from the loan. Is there any…
