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Very catalogue account
CocoPopsLover
Posts: 500 Forumite
in Credit cards
If I have a shop direct account already, do very do another credit search or just go on the behaviour of my previous credit account?
I have had my current SDG account for almost a year now!
I have had my current SDG account for almost a year now!
'Sometimes you just need to keep your mouth shut'
:j
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They will do another credit search0
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If you are declined for the account they will overturn the descion if your previous account has been run wellCocoPopsLover wrote: »If I have a shop direct account already, do very do another credit search or just go on the behaviour of my previous credit account?
I have had my current SDG account for almost a year now!Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Oh okay! I got a generous (well in my eyes) opening limit so I was wondering, lol
I wouldnt consider my credit poor but i wouldnt consider it good neither, I just wanted to know what they'd say! I was assuming I got that limit because i was an existing SDG customer'Sometimes you just need to keep your mouth shut':j0 -
funny I have a additions with a decent limit - used to have Choice and Littlewoods but closed them.
I recently tried to open a Very account - and was declined!no hard credit search done only a 'soft' unrecorded search.Funny thing is most months when I make a payment or make a order or both my limit increases by several hundred pounds at a time!0 -
londonuk2008 wrote: »funny I have a additions with a decent limit - used to have Choice and Littlewoods but closed them.
I recently tried to open a Very account - and was declined!no hard credit search done only a 'soft' unrecorded search.Funny thing is most months when I make a payment or make a order or both my limit increases by several hundred pounds at a time!
same!!
'Sometimes you just need to keep your mouth shut':j0 -
londonuk2008 wrote: »funny I have a additions with a decent limit - used to have Choice and Littlewoods but closed them.
I recently tried to open a Very account - and was declined!no hard credit search done only a 'soft' unrecorded search.Funny thing is most months when I make a payment or make a order or both my limit increases by several hundred pounds at a time!
I have a Choice and Empire catalogue, requested a Very catalogue catalogue, got a 'sorry we cannot send you a book' I later checked with Equifax and they had done a full credit check:o0 -
i better consider myself lucky!'Sometimes you just need to keep your mouth shut':j0
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