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Tesco credit card letter following online application
Hi Applied online last week for a Tesco credit card and gave, I thought, pretty full details. Got a letter today asking me to call customer services as they needed to confirm some of the details in the application in order to progress it. Going to call tomorrow but just wondered if anyone else has had a letter like this…
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Help!!
Hi Just looked at my credit card statement and on the 23rd october $299.99 was taken from it by a company called highbeam research.com Ive just gone through to my card fraud department and they have cancelled card ect, they asked if i had signed up to any trials recently and i said no so they are now investigating Anyway i…
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Just applied for an M&S credit card
Just applied on-line for a m&s credit card, a page came up saying that they will get back to me within 48 hours. How do they let you know the descision, by phone or e-mail or post? Also they asked for my income before tax during the application. They gave the example of £13000 but it didn't clearly state if they wanted my…
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Virgin Mastercard general rip off or just me?
I have a Virgin Mastercard that for 18 months now has been charging 34.9% interest and if I want to do balance transfers it will cost me 5% transfer fee. Over the past year I've asked them to reduce it twice but they just flatly refuse. This is completely beyond the interest rates and transfer fees for my other cards.…
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Balance transfer and charges reclaim
HI i want to transfer my balance and reclaim my charges but which should i do first? Can i transfer my balance to another card and then try and reclaim the charges dfrom the old cards or is it better to reclaim my charges first and then do the transfer? THanks in advance Dan
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Credit Check for a balance transfer ???
Hi All, I have a cc with Lloyds TSB for 11 months I have a 2k credit limit current balance £1100. I wanted to do a balance transfer from another card virgin where my APR was 26.7%, I called Lloyds TSB up they offered me 5.99% for 6 months, they calculated I could transfer around 730 inc fee thus keeping me within my limits…
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Credit Card Dispute
Hello everyone I need some advice please! A few months ago I reserved a car online for a 2 week period with a car rental company. The cost of hire was around £330. The car was delivered to my home address the next morning but the hire contract I was asked to sign was for over £500. I queried the amount with the delivery…
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help! Credit card fee's
hi there, can someone point me in the right direction please. since late 2007 ive had a natwest credit card only because they are my bank and they told me to leave egg because the rates would'nt be as high,blah blah blah, so i used my credit card like i did with my egg card as i needed to buy a new tv due to ours blowing…
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Queries on available credit, also Barclaycard
I went into the chat function of Barclaycard and was told that to apply for their cards, your debt cannot be higher than either 10% than your income on most cards or 40%. Has anyone else found this when applying for a Barclaycard 0% card? Also, with my current cards i don't know if i have too much credit to be considered…
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ARGOS Credit Card. No cashback vouchers?
I've had an ARGOS Credit Card for about 6 months but never had any cashback vouchers or statement. I emailed customer services and got a rather curt reply..........."Please refer to the information displayed in online account servicing which should answer your query" . Don't bother us, sort it out yourself sort of…
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credit card debts
we are in a financial mess and have numerous credit card dets amounting to about 20k. we have been making regular monthly payments but hubby lost his job 3 months ago and we cant get any benefits. we have been living on savings but these are nearly gone now. i want to contact the credit card companies and see if there is…
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car loan
i`ve got a car loan.how would i go about paying it off using a mule card,the aim is to pay 0% interest and reduce the payment as i have had a change of financial circumstance.or can you just pay the settlement figure with a credit card then keep shifting to 0% deals
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Have i got it for free?????
hi, i recently bought an item of the amazon website for a substantial amount of money a went through the payment options just like i had done a hundred times before and at the time everything was fine. i have since had the items delivered to me however payment hasn't been taken from my credit card AND according to my…
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Credit card debt...Who do I contact first?
Hi all, I am helping my daughter with her debts, incurred since her marriage breakup The only debt now outstanding is an HSBC credit card that was passed on to Phoenix Recovery and is being chased by Bryan Carter Sols. I wish to send a CCA letter but am unsure where to send it. Should it be sent to Bryan Carter or Phoenix?…
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dorothy perkins/ viking collections
Hello this is my first post so I hope I have posted in the right place. I am trying to get hold of Dorothy Perkins or Viking Collections to dispute or at least try and sort out an account that I have with DP which has been passed on to Viking. The only problem is that all phone numbers I have seem to go dead after telling…
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Egg CCA received- help needed please
Hi, i have received my Egg CCA. My account with them is one that was "closed" and the facilities withdrawn in 2007 so i've been paying it back since. I originally paid off the card in April 2004 and it shows on my credit file as the account that i signed the agreement for on the 13/8/2003 was settled on the 05/04/04 I…
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Tesco 0% 12 months on purchases
Morning all, Just after some advice really, My Girlfriend applied for a Tesco's card last night as we want to pay for our honeymoon on it, we will repay the full balance before the 0% rate runs out but want the protection it offers and conveinance of being able to book now and not wait until we have saved the cash (so we…
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Card Expired Oct - Options
Hi Guys My card expired last month and this morning i got a letter from Barc advising that they wont be renewing it. I dont have the money to pay this back in one go (about 1500), does anyone know how to play this so i can agree monthly payments or had a similar experience? Just trying to get all the information before i…
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Lloyds TSB overseas warning
Despite ringing them twice to confirm dates for oversee travel Lloyds have thrice blocked my card. On speaking with an advisor they divulged they have no control over the system and it is fully automated. Kind of defeats the object of phoning them to let them know where you are off to ! Whilst i understand the need for…
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Asda Credit Card: Website Troubles
Good evening, Has anyone else been having dreadful problems with the Asda credit card website? For the past 3-4 months I've been having to settle the balance over the phone as there have been issues processing payments online. As if that wasn't inconvenient enough I logged in to pay my balance tonight only to have my…
