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Egg CCA received- help needed please
LDJ2009
Posts: 159 Forumite
in Credit cards
Hi, i have received my Egg CCA.
My account with them is one that was "closed" and the facilities withdrawn in 2007 so i've been paying it back since.
I originally paid off the card in April 2004 and it shows on my credit file as the account that i signed the agreement for on the 13/8/2003 was settled on the 05/04/04
I called a few months after i paid the card off and asked for it to be re-opened and they sent me a new card but i didn't sign any new forms etc
The credit agreement they've sent me relates to the settled account (based on the date i signed the agreement) and does not mention an account number.
Any thoughts on whether this is enforceable at all ?
I have offered a full and final settlement but it was not accepted
Thanks
Lisa
My account with them is one that was "closed" and the facilities withdrawn in 2007 so i've been paying it back since.
I originally paid off the card in April 2004 and it shows on my credit file as the account that i signed the agreement for on the 13/8/2003 was settled on the 05/04/04
I called a few months after i paid the card off and asked for it to be re-opened and they sent me a new card but i didn't sign any new forms etc
The credit agreement they've sent me relates to the settled account (based on the date i signed the agreement) and does not mention an account number.
Any thoughts on whether this is enforceable at all ?
I have offered a full and final settlement but it was not accepted
Thanks
Lisa
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