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ASDA Reward payment!!
Todays post delivered the ASDA CC reward scheme payment. A massive £12.50 so I told the wife to go and treat herself :/ Btw this amount was collected at the better rate, then what its been reduced to now. 1-3 months - 4pts per £4 spend in ASDA, 2pts per £4 elsewhere 3months+ - 2pts per £4 spend in ASDA, 1pt per £4 spend…
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Santander zero card - no fee?
Just got an offer letter through the post....is it worth applying for? Says guaranteed acceptance....although I've heard different on these forums?.... What limits are people getting?
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Can I balance transfer the same card to the same card twice?
I recently balance transferred my Virgin Card to my RBS one. Am I allowed to balance transfer my new balance on the Virgin card to the RBS one, for a second time? Many thanks.
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My Credit card ISN'T ALLOWING balance transfers? - isnt that odd?
My barclaycard isnt allowing me to do any balance transfers (when i phone them up) I have a barclaycard, credit card, and have been using it well, often, no problems on it, no Late payments or anything. I phoned them the other day to pay off another one of my cards, in a balance transfer and they said that there is no…
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American Express Charge card Credit Limit?
Since MNA jacked my rate up to 34.9% yet keeping the £15,000 credit limit, I use my credit card like a chage card and pay in full evey month. This being the case, I wonder if getting a AmEx Charge card would be better for the rewards. My only concer is the what sort of limit I would get applied to the account. I earn…
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1st Credit Card - Maybe
Hi I've never had a credit card before and promised myself i wouldn't ever BUT there are a few things i require to purchase online in November and December prior to my wages being paid. My bank is offering: · 0% balance transfers for 15 months - when you transfer your balances within three months of account opening · 0%…
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HBOS systems down
Heads up for anyone with an HBOS account of any type. They are having major systems problems and all atms are down, no card transaction can be processed. If you are lucky to find a branch still open you can withdraw money in there.
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lost/stolen cards and fraud
Like many people on here, I chop and change credit cards and current accounts a lot. I "lost" my wallet a few months ago (until I found it under the sofa) and it dawned on me while calling all the banks to disable the cards, that if I wasn't at home with access to all the info, this would have been a lot more difficult. I…
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Unused Cards.
Hi all, I know this has probably been asked many times before, but, i have around £8000 on 2 credit cards that is unused, and has been for a while since the 0% deals ran out on them, and i am currently running 2 others which still have 0%. Would i be wise to try and close these unused cards? One of them is a Citi card, and…
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Fraud victim! Please help!!!!!
iv had fraud done on my Abbey credit card/. Basincally i cleared my balance on the card earlier this year - to get out of debt - i shredded my credit card at this point as i didnt want to use it again. a few mnths later u receive a statment showing transaction "datacash.com" + "quasi-cash" charge as well as 1 trasaction…
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Credit Card Query...help please!
This is going to take a bit of explaining but please stick with it!... Recently i paid off my credit card balance online (approx £700) and the first attempt to make the payment failed so i made a second payment, however both payments went through! On talking to the credit card company they understood and said they would…
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Barclayard Upgrade
I've had a Barclaycard Platinum for a couple of years now. Only used it for the initial 0% balance transfer offer when I opened the account, which I cleared about a year ago and haven't used it since. Today I got a big A4 sized envelope through the post proclaiming "Good News - you're being upgraded". It says they…
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Priority Club Mastercard
My wifes just applied for this card and got turned down. Checked equifax and credit history is almost perfect. Only two other cards - always paid off on time. (one has large credit limit though) Letter said that they felt she would struggle to pay her liabilities. Not particularly bothered about the card (just fancied the…
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What Can Ruin The Magnetic Strip?
I know if you allow your card to become close to a strong magnet the magnetic strip on your card will become deactivated making your card useless but what constitute a strong magnet? :o Sorry if this is in the wrong area.
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Credit card rate increase
Does anyone know if the interest rate increase by credit card companys applies to prevoius balance transfers made to the card at a set interest rate untill paid off, or is it just for new purchases and existing purchase balances.
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Credit Limit cut
My credit limit was cut a couple of weeks ago on my credit card by Mint which I was pretty annoyed about as I had been paying it off so I could make a purchase with it. I've now just paid off another lump sum so I can make the purchase and it hasn't cleared yet after 4 working days. My balance is less but there are no…
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Barclaycard- will I still get refund?
I bought something last week using my Barclaycard. A couple of days later I had to cancel that card and they are sending me a new one. The item that I purchased prior to cancelling the card, is subject to a refund but how will they refund me if I've cancelled my card?
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Santander Zero - Guaranteed Acceptance but Dormancy Fee?
I have skimmed he T&Cs they have sent to me in the post today and I am keen to replace my Nationwide CC which now charges me for transactions Outside of Europe. Do you think I should take Santander up on their offer or is there any reason to stick with Nationwide? Also, how long does the card have to be dormant for before…
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transferring money from credit card to bank account
i have a natwest classic credit card. I currently have a positive balance of £750 due to a refund being made. How do i get that money from my credit card to my natwest bank account?
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CIFAS-how can I great rid off credit file?
Last year I got my identity stolen and as a result I had a CIFAS put onto my credit file and I have not been able to get a credit card or even a £15 a month mobile phone contract since. I pay all my minimum payments (and more), never go over my overdraft and have never missed any card or bill payments. Does anyone know how…
