Santander zero card - no fee?

OMAR

Just got an offer letter through the post....is it worth applying for?

Says guaranteed acceptance....although I've heard different on these forums?....

What limits are people getting?

jd87

No fee for usage abroad and no cash advance fee, but they still charge a 3% fee for balance transfers.

No credit card is ever guaranteed acceptance.

eslick

worth applying no, even if you get accepted they probably wont get round to sending you the card, they are terrible, customer service is hopeless, last year they told me on 4 or 5 occasions that the card was in the post and in the end I was told they hadnt had my application form back and had cancelled. When I said how was I told that the card was in the post the guy said are you sure you were told the card was in the post, hopeless dont go any where near them, post office card does most of the things they do except the balance transfer fee.

GavB79

They do not charge the 3% BT fee if you are an Alliance and Leicester customer, at least not according to the literature I got today. This makes it a very good deal if you want to transfer an existing balance and get a sufficient limit!

OMAR

yeh thats what i was thinking gav...got the exact same offer....but doesn't seem I will get very far according to these posts!

shellylovesshopping

No fee - but you are charged interest if withdrawing from ATM in UK or abroad. 3% balance transfer fee - best to go into a branch - open the account there and then and be given details if agreed and credit limit.

Bangers_and_Mash

0% BT fee according to the letter i got today. Offer not available in branch, only through the letter.

interested in this card for the 12 month 0% on balance transfers, but it says on credit/store cards. Can i use the BT for a current account to pay off an overdraft?

If I phoned up would they likely to be able to tell me what sort of credit limit they would give me? I already have an A&L account.

OMAR

doubt it to be honest b and m

Bangers_and_Mash

OMAR wrote: »

doubt it to be honest b and m

you doubt it about the credit limit or the BT from current account?

or both?

OMAR

both mr.....

Bangers_and_Mash

OMAR wrote: »

both mr.....

Why is that? what difference does it make whether it is an overdraft or a credit card?