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Lloyds CC Direct Debit Error
Hi there. I've recently got a Lloyds Airmiles Duo Credit Card and have a direct debit setup to pay off the balance in full each month. This worked fine in Sept but then in Oct I noticed that althought the money had not left my Lloyds current account the online CC statement showed the payment had been made. When I called…
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Aqua retention deals?
Anyone had luck with Aqua offering some kind of retention deals? I've had the card nearly a year now and once I get my 12th statement I was considering calling them to see if they can reduce the APR / Increase my limit etc... Worth it you reckon?
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How much will it cost me on a credit card?
Hi, I have 9 months interest free period. If I spend a single pound on my credit card - how much will this pound cost me? I assume my interest will be say 75% of say 20% interest over this period of time. Therefore it will cost me just 15p in interest over these 9 months (as they take the payment for the interest free…
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URGENT Help Need What do i do now!
Hi I apologise for the long post but can anyone advise what I do next. In August we purchased a car from a local dealer (trading standards approved). Within 24hrs of gettingthe car home we found that everything we had bought it for either didn't work or broke. Basically this we bought a mg zr LPG car with central locking…
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Why is a letter needed before I can BT to Barclaycard?
Chap on phone could not BT £5K to my new Barclaycard without sending me a letter first. Once I get a letter, I have to phone back and they'll ask a couple of questions and then process the transfer. Never had this done before, is this usual? Will it happen every time or just because the account is new. :confused:
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Automated call from Barclaycard re fraudulent use of card
just received an automated call. It gave my DH's name and asked me to press a button on phone to continue. Hung up suspecting a scam - but now a bit worried! The number the call came from wa 08454 019215. Anyone know if this is genuine or a scam? Have advised DH to call Barclaycard & check anyway, but just wondered if…
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Barclaycard Platinum Balance Transfer-Help!
I've had an email through from Barclaycard to say that I've been accepted and that my credit limit will be £1000. The only reason I am moving from Virgin is that I was stupid and made some purchases, so am now being charged interest, so I wanted to move to a different card with a good balance transfer option. I have a…
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Barclaycard Simplicity
Hi All, I applied for a new CC yesterday to move my cc debit to a low apr card so that I can effectively use it as a loan and set an amount up my standing order to repay my debits. It come to the end of the application and i submitted it then said that they require some further information. Anyone got ne idea what this…
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Paying for an investment by C Card
Ok, you use your card to pay for something thats an investment rather than a straight purchase. Some time later the company dissapear along with your investment Can you claim the money back from the Credit Card? This is not an actual scenario for me but an investment group are using the expalantion of "pay by card and you…
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Barclaycard 0% cheques-anyone paid into bank lately?
Has anyone got promotional cheques sent to them very recently and used them to pay into their own bank account? I had a Skycard which has been taken over by Barclaycard and so I've been sent a new Barclaycard complete with 2 promotional cheques. Nowhere does it say, 'only to be used to transfer to another company', yet the…
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LloydsTSB - overpay credit card?
Want to make a purchase that is about £38 above my LloydsTSB credit card limit. If I was to overpay by £38, would they allow that?
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Over limit fee
Hi, Me and the better half, due to mistiming ended up going over the £1000 asda/santander credit card limit we have by about £25 which showed up this morning. I made a part payment yesterday but this wont show up for another 24 hours. Now what happens apart from the £12 over limit fee? Does that money get charged a daily…
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SCAM ALERT!!! Free credit reports online bogus company.
I have just been had by google sponsored site. Thought that because it was at top of google search this meant it was kosher. Apparently not. AVOID "freecreditreportsinstantly" like it's the plague. It's actually "highcreditscore" company which has been mentioned on here before. They took my card details and my log in…
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Credit card co. Will not help,fallen behind
I have fallen way behind (two months) on payments. I tried to work out a payment arrangement with the issuing card company, but they said that I wasn't far enough behind to deal with it. I plan to pay them off with tax refunds, but that is a couple of months down the road. HELP!
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balance transfer virgin needs help
Hi all, we have 8k on 3 cc's that we need to reduce desperately. We could pay off between 150-250 per month and our credit record is probably alrightish - with a glitch here or there. 2 late payments over a few years perhaps? I want to know any suggestions of cards with low fees and also i was wondering how those fees are…
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Early Settlement Figure accepted then REJECTED?!
HI, Up until recently I held a balance on my virgin credit card of 4k. I rang and asked about a early settlement figure on the 12th October. Virgin said if I paid all off they would reduce the balance by 5% - a sum of £230. They said I would need to cut up my card as the account would be closed. I paid , cut it up and…
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Rejected for CC again and dont understand credit reports...
Hello Sorry for long post but I have been turned down for 4 credits cards in the last two years so looking for advice.. I sent off for my credit files but I dont really understand what I should be looking for and the info the credit agencies supply is incredibly vague. I applied for a Co-op clear CC, was rejected, appealed…
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Balance Transfer Cheques
Hi, I have been sent some balance transfer cheques from the RBS offering 0% for 10 months and no balance transfer fee. I currently have a debt on my rbs credit card. The offer expires in 2 weeks time. My question is if i pay the outstanding balance of my rbs credit card say this week and then transfer a balance from…
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Debit Card transactions abroad
OK I know this thread says credit cards but here goes, I have sorted out my credit card for use in Canada, the Yukon to be precise, using Santander o% uses card. But I was shocked to learn that if I used my A & L debit card I would have a transaction charge? Does anyone know if you can get a debit card with 0% usage?
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Due date on a non working day
Hi, I have a Virgin MBNA card, which I have been paying off each month. I made a payment by debit card on the 23rd October (friday). The funds debited my account that day. I have just received my creditcard statement and they have charged me £12 for late payment. The statement says the payment was credited on the 26th…
