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Annoyed with Aqua Credit Card
Aqua Credit Card services are a bunch of idiots. Over the past three days we have had 5 phone calls and a letter from them despite OH not going over his limit. He has told them when he gets paid and they ALWAYS phone up that week, every month without fail. I'm getting fed up of them.
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Late payment charge due to Postal Strike
We always pay our credit card bills at the end of the month when my husband gets paid. Payments are due on the 2nd of each month but this month payments to both Barclaycard and Tesco credit cards were a little late due to the postal strke. Barclaycard have kindly overlooked the fact the payment was late but Tesco have…
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How many cards is too many
I am in a very lucky position compared to some and have a good job and was able to put down a big deposit on my house so have a low loan to value. Since 2003, I have paid off all my credit cards in full each month but having recently got married, certain expenses have built up and so I have outstanding balances of about…
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im so annoyed!!!!
Hi everyone ive never posted on here before, but have read many threads, anyway my problem is that today i received my virgin cr so all in oreedit card statment thats says i missed last months minimum payment, after checking through my statements im 99% sure i never received last months statement, because i had only just…
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At least Egg have a sense of humour...!
ooops ...... [FONT=Arial, Helvetica, sans-serif] [/FONT]
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re-electron
Hi, probably on wrong thread, if so sorry. Does anyone know which banks give Electron as part of the cedit/debit card, not prepaid. My daughter has it free with Abbey. It,s for flights?
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Lloyds TSB Duo Credit Card PIN Problem ?
Hi, My wife has applied and been accepted for a Lloyds TSB Airmiles Duo Credit card, and has today received her PINS for both cards. On the First PIN letter for I think the AMEX card it states.......... "Your PIN is at the bottom of this letter. You will need it to withdraw cash from ATM's, but you'll be asked to sign for…
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How quickly does credit score improve?
I know credit reference agencies credit scores are meaningless in the grand scheme of things but at least it gives me something to go on before applying for credit. I'd like to know how quickly your score improves? currently I have a fair amount of outstanding credit but always pay on time and overpay each month too. My…
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Pay off Loan with Credit Card
Hi All Does anyone know the best way to pay off a current loan with a credit card? And what credit card would be best for this? It would be for a £6000 loan. Many thanks!
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Change of credit card law
I have been bombarded with calls telling me that because of a change in the law credit cards taken out before 2007 are outside the guide lines and as such the debts can be written off. What is this all about? I beleive in the saying 'if it seems too good to be true, it probably is'. Comments please
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Can they do that?
***NEWBIE***ALERT*** Thanks for all your great advice, its thanks to everyone on here that I can now sleep at night. I have now been managing my debts without threatening letters for over 6 months, after taking almost a year to get them to take smaller regular payments, however I haven't been able to find an answer to this…
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Being chased for payment of debt paid by credit card 6 months ago.
I wonder if someone could advise me please. I paid an application fee for a lease (£300) on the 13th May 2009 and gave my credit card details to the letting agent. The letting agent are claiming the payment was declined by my credit card company (Nat West) and that payment is now due. I was first informed of this by a…
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Cancelling Credit cards?
Hi there Just wanted to know whether I should cancel credit cards that I'm not using - what's wiser and what are the benefits? To continue having lots of credits cards or get them cancelled and apply again to get a promotional offer? Many Thanks in advance
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MBNA Balance Transfer offer
I recently had to put a few hundred on my MBNA card despite the APR being 34% (long story). Following this they've offered me a very low BT rate. Call me a cynic but i'm assuming this is a common trick. They hope i'll max out the card on a low rate BT while keeping my curent balance at the 'standard' 34% apr. Any payments…
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Scam?
Just had a call from a company called Client Connections (not sure how they got my number) who say they are regulated by the Ministry of Justice, they want to charge a fee of £299 to investigate all my credit agreements and claim a 100% success rate claiming money back from MBNA? If they aren't successful after 6 weeks…
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Internet Goods Haven't Arrived! (New to Forum)
I'm new to this so please excuse me if I'm posting in the wrong place. I ordered some champagne online from a company called purewines.org based in Cornwall, in September. I paid offline at a Post Office using a Barclays debit card. The goods didn't arrive and my e mails, letters and telephone calls weren't answered. I…
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Visa Gift Card
Hi Everyone I have been trying to find out if there is an equivalent to the Visa gift card that I purchased for relative who is a resident of USA as a gift last Christmas. I have entered Visa Gift Card on search engines and the words seem to be there but no description that matches the item. In USA you nominate a…
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transferring money from a credit card to a prepaid card
Hello, I would like to transfer money from my visa credit card to my visa electron prepaid card. Which method is best considering: 1. I have just transferred a balance on the visa credit card so it has be via internet as a transaction, so to avoid higher interests. 2. It's pretty urgent, by Friday at the latest. I was…
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Transferring money from a credit card to a bank account
Hi All, Firstly, I would like to say that I am fortunate enough to not be in any debt other than being £300 into my overdraft. I start my a new job at the end of November (with a 20k pay increase over my current salary!) and I need to relocate to the other side of the country. After countless viewings in several towns, we…
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A student getting a credit card?
I'm a student in university doing an accounting course. I know i should perhaps be more aware of how this works. A few of my friends in uni have credit cards and they just use it to buy their lunch and stuff and pay it off at the end of the month. They say it gives them a better credit rating. Is this true? Im pretty good…
