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Write of credit card debt
Hi, Can someone tell me if debt built up on credit cards commenced before 1997 can be written off. I have been contacted by a company saying they can do this but I have to pay them £1000 for the priviledge and they say they have had 100% success in writing off most debts before this date.
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question about visa transaction
hi, im new here found this website on google and thought its the right place to ask this, If i have visa card on paypal and lets say i want to send 60p as a gift will i get charged 10pounds or only 60p? thanks
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Refused a card...what now?
Hello, I am a student nurse going to New Zealand for a work placement in March 2010, I need to book my flight. I have the funds available to pay by debit card but thought that I would use my Gran's credit card (the only one in the family) to buy my airfare so it was fully secure and insured. The problem is, Emirates have…
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Natwest Current advantage gold account. Am I guaranteed.....
Hi everyone, I have just applied for the UPGRADE to NATWEST CURRENT ADVANTAGE GOLD ACCOUNT. Now what I am wondering is: 1. Am I guaranteed the overdraft they mention? 2. Will I get the credit card as well? Any help would be graeteful. Pete
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£150 error in my favour - advise please
I have a credit card which had a balance of £580 on it two months ago. I made a payment of £40. I received my next statement and on the same day that the £40 was credited, an unknown £150 credit also appeared. Last month I transferred £400 from another card to clear the balance. I have today received my latest statement…
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Late payment - have I lost my 0% offer?
This month I mistakenly paid my Virgin cc before the statement was generated - I then forgot to check the account until after the payment date and noticed a £12 late fee. After looking back at my bank statement I realised my error but now Im really worried that I've lost my 0% Balance Transfer deal. Does anybody know if…
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Help - Interest charged after going OD on a 0%
Help - I urgently need some advice! The interest on my cash amount (of about £300) took me over the limit during this month by about £6 on my £5500 Alliance and Leicester MBNA credit card. I did use the card to the tune of around £22 before the interest was calculated which has now been refunded but took me up to my limit…
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Credit card debt
I wonder if anyone has any advice for a friend of mine. He currently has combined credit card debt of £4000 - £3000 on Virgin and £1000 on Argos. He is paying £75/month of which £72 is interest. He is looking at switching these debts to another credit card with 0% interest on balance transfers but Argos will not let him…
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Can't get a credit card!
I've checked my credit rating and it is very high, but still got turned down for a credit card. Any advice?
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GYM Annual Subscription paid with Credit Card
Just looking for a bit of advise my local Gym is offering 12 month for the price of 9 if I pay up front - £79 per month for family membership including use of pool. If I pay with my CC and they go belly up would I be covererd under section 75. Thanks for any advice. x
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MBNA Virgin Atlantic Card - extortion???????
I'm hoping that somebody can help me understand what has just happened. I got this card to put loyalty points on the Virgin Flying Club. The interest rate's high (17.9% APR) but the plan is to repay each month in full. I made a stupid mistake last month, and inadvertently paid the total on the front page of the statement,…
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Card with lowest monthly minimum repayment?
I'm currently with Tesco and pay 3% of the balance as a minumum repayment each month. Used to be with Virgin and it was £25. I preferred that as I could overpay what I was able to that month. Does anyone know of any 0% deals for new customers with a minimum repayment of £25 a month? Also, Tesco's adviser reckons they will…
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Santander not replying to emails or letters
...and everyone on the phone is as much use as a chocolate teapot. Any ideas how I can get a response? :confused: Been charged interest inside interest free period and no one gives a damn as I keep getting charged interest on the wrong interest.
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Contact @ Work
Hi, Ive looked through many pages, but cant seem to find any thread, sorry if there is one. My girlfriend was recently contacted at work from Capital One, regarding the 2 months arrears on her account. The phone call was answered by a colleague, who asked what it was in connection to. The Capital One caller quite openly…
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CCA Write Off of Credit Card Balances
Has anybody out there personal experience of the many firms offering to have credit card debt written off due to non compliance with the conditions within the Consumer Credit Act. Most firms advertise as regulated by the Ministry of Justice and charge an 'up front' fee which is refundable if unsuccessful. Sounds too good…
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Is it the norm for a card to be blocked after a mobile phone purchase?
Got 2 credit cards..virgin i used last week to purchase a cheap mobile phone for my sons birthday around £35..soon after the card was blocked and received a call from virgin to confirm i had made the purchase..passed all security questions and they said all ok..after 2 more calls still unable to use the card..they now say…
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Need £2000 for a car
Hi, Looking at buying a new car. With mine taken in part ex I need another £2000 to make up the extra. Few loan companies offer a small loan. Is it best to get a 0% interest 12 months credit card. Nearing the end of the 12 months, switch the balance to a 0% balance transfer one? I take it once its transferred you don't pay…
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Im looking for a £700 credit card (poor history)
No Longer With Us
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Missing Payment
Hi There. I made a payment on my capital one credit card by phone. But they say they did not receive it. I called my bank and checked my statement, my money is gone. I made the payment again and they received it. But the money I paid before is still missing. I have called them several times and faxed statements and cover…
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Confused about dormant cards
I have been a card tart for years, and have currently got 7 Dormant balance transfer cards that I will never need again. I once tried to cancel one and was told it would affect my credit rating, thats is why Ii have so many now. However, Martin says to cancel old ones? now I am confused. I am now getting replacement cards…
