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Nationwide cash card?
Hello, I followed the advice here and applied for a Nationwide Flexaccount in order to obtain their debit card, since I travel quite a bit and the low charges worldwide would be very useful. However, after finishing the application I was offered a "cash card". What exactly is this, and what's the difference with a debit…
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Tesco clubcard credit card...
Does anyone have a tesco clubcard credit card as l would like to know what you think about this card and how the points systm works. l would also like to know peoples opinions on this card .
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with the halifax credit card form should i
mention the amount i would like to transfer over . does it make it easier to get? what sort of credit limits have people been having. thanks in advance.
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Are high-interest cards better for improving your credit rating?
I often see high interest cards like Capital One and Vanquis recommended for improving your credit rating, but one thing that's never clarified is (a) whether they actually have a better effect than other cards, or (b) if they're only being recommended because they're more likely to accept people with bad credit. As…
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is it easier to get a card and loans if you are a home
owner? thanks in advance
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How often is your credit report/rating updated?
Recently we've been able to clear and close a couple of credit card accounts and bank accounts with small overdrafts, we were wondering how long before it will show on our credit report that these debts have been repaid? As we are hoping to open a new bank account with first direct and have an overdraft available. Do they…
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RBS (Natwest) Student Credit Card
I got this credit card with RBS when I was a poor impoverished student ;) with the limit of £500. It was a good card at the time to grab it without worrying about being declined for others. My student current account that was also part of the application is gone now I have graduated, however my credit card is still going.…
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Tesco Clubcard Credit Card
Hi there Has anybody ever had one of these credit cards? Simple query really - I'm looking at getting one of these cards as they are 0% interest on purchases for 12 months - going to America soon and was hoping to use it there, however have noted on the product details under 'Fees & Charges' it has 'Foreign Exchange -…
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Debit Card Charges?
I have just been charged 1.5% by my bank for purchasing foreign currency using my Visa debit card. I am told this charge is levied by Visa. What is so special about foreign currency? What is the point of a debit card if it incurs charges similar to a credit card?
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MSE News: Amex set to revamp cashback credit card
This is the discussion thread for the following MSE News Story, specifically to discuss the views expressed in the article: "The market's top cashback credit card is cutting its rate, but will become MORE profitable for some cardholders, depending on the amount spent per year. American Express's Platinum card is chopping…
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balance transfer info
Hi I have finally been accepted back into mainstream credit with a flybe card (thanks to those on this forum who enlightened me on this beautiful piece of plastic). My question is - I plan to pay off 2 credit cards (vanquis and capital one) as well as £200 cash for something. Is it possible to transfer the overall amount…
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Old Default
Hi, I have an old unpaid default on my credit file for £289 which is from Orange. This was back in the Wanadoo broadband days (they were taken over by Orange) i never received any communication regarding the default and would like it removed. The default has been registered by a company called "1st Credit" who i assume…
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Transfer from credit card to bank account?
Hi, We are looking to buy a car for £2600. We can save this money in about 4 months, but we have found the car now, as long as we pay in cash. So our thought is to get a friend with funds to pay it in cash, and then pay that friend with our interest-free credit card - which we then pay off in 4 months. (the alternative is…
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i have £7000 to transfer from a Virgin MBNA
card. I am aiming to cancel a tesco card over the next week or so as transferred and paying some off. i have a barclaycard which is ok till october 2009. What is the best card to go for? any particular options . thanks in advance. appreciate help received so far and very appreciative.thanks
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where is the website with the list of all the credit card and
offers for balance transfers etc. cannot remember what the website was called. think was a moneysavingexpert sponsored site as trying to review what cards to apply for. thanks
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credit cards for student
Hi there I just wanted to know if anyone has been able to obtain the post office credit card or tesco credit card, whilst putting down there occupation as a student? I read on another post that a person being unemployed and getting refused for credits card then changed there occupation on the post office application to…
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Improving my credit score
Hi, this is my first post, so I hope I'm doing this in the right place ;) I've just got my credit score from Credit Expert and I got 690 - which is not very good. I have no credit cards, 2 store cards (one which I missed a couple of payments on earlier this year) both are fully paid off now and I owe them nothing, and 3…
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Credit Card Cash Interest
Dear all, I had a question i have a Capital One Credit Card, At a time i took out cash from a cash machine obviously knowing the fees and that trailing cash interest will still continue. At the time as a gesture of good will Cap 1 credited me back 21p however looking at my statement i got credited back the full £3 advance…
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Overdraft V Credit Card Balance *
Firstly huge apology if I've posted this in the wrong bit - its just it falls into serveral camps! (So I have posted this in two areas sorry!) I have just over £4000.00 on my credit card and I am trying to pay off about £400.00 per month to get this down to a more manageable level. However I am just wondering if I am…
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leeds bs credit card
hello does Leeds cc offer any deals after your original deal has finished ? what sort of deals has people got?