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i have £7000 to transfer from a Virgin MBNA

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Deals_2
Deals_2 Posts: 2,410 Forumite
card.

I am aiming to cancel a tesco card over the next week or so as transferred and paying some off.

i have a barclaycard which is ok till october 2009.

What is the best card to go for? any particular options . thanks in advance. appreciate help received so far and very appreciative.thanks

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Provided that your credit files are in good shape, there are lots of good deals out there.

    Which is best depends, to some extent, on which cards - besides Barclaycard, Tesco and Virgin - you have at the mo or have held recently.

    13 months at 0% is currently available to new customers from Halifax on balance transfers made in the first 90 days. There's a 3% BT fee.
    IME, and from feedback here, credit limits are generous and the minimum monthly payment is just 1% of the balance shifted ;)

    http://www.halifax.co.uk/creditcards/pluscard136.asp

    Caution: this belongs to the HBOS stable so, if you already have one of those, you may not be handed the credit limit you need.
    People who don't know their rights, don't actually have those rights.
  • Deals_2
    Deals_2 Posts: 2,410 Forumite
    very appreciative.
    Moggles wrote: »
    Provided that your credit files are in good shape, there are lots of good deals out there.

    Which is best depends, to some extent, on which cards - besides Barclaycard, Tesco and Virgin - you have at the mo or have held recently.

    13 months at 0% is currently available to new customers from Halifax on balance transfers made in the first 90 days. There's a 3% BT fee.
    IME, and from feedback here, credit limits are generous and the minimum monthly payment is just 1% of the balance shifted ;)

    http://www.halifax.co.uk/creditcards/pluscard136.asp

    Caution: this belongs to the HBOS stable so, if you already have one of those, you may not be handed the credit limit you need.
  • Deals_2
    Deals_2 Posts: 2,410 Forumite
    will try some other site otherwise maybe..?
    Deals wrote: »
    very appreciative.
  • catieeb06
    catieeb06 Posts: 576 Forumite
    I know Abbey/Santander gets slated but I work for them and can only apologise for other colleagues incompetence.

    Anyway, we currently have the Zero card or the Organic Card.

    Zero offers 0% BT for 12 months, Organic offers 0% BT for 15 months.

    Up to you :)
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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