Credit cards

Discussion List

• John Lewis/Waitrose Partnership Card

  I used to have one of these but it has expired. I want a new one because I shop in Waitrose a fair amount and would like to get points (and always pay in full at the end of the month). Does anyone know any cashback site that allows me to apply for this? I tried Quidco but did not get anything in the search. Thank you.…

• advice please

  If i pay my holiday deposit by credit card then pay the remainderin cash is the whole amount covered should the company go bust. cheers guys:beer:

• Recommend a Debit card for...

  Hi, I would like advice on getting a debit card that I could load upfront with money and set up all my BT and Internet bills to come out of each month. I don't like direct debits coming out of my regular account and BT and O2 won't let me pay for a year upfront. I would work out and load this debit account with enough to…

• Credit card with Airmiles

  Hi, I'm new to this so please don't be cross with me if this has been discussed before (although I've already checked out posts & threads but just want some up to date advice)! My Mum (74) uses a credit card, sensibly, paying everything off each month. She has a sister in Seattle who she visits every two or three years and…

• Using Cashback Site to apply for CC

  Hi Apologies if this has been posted somewhere else - I have checked everywhere I can think of on here first and not seen it though. I want to apply for a Barclaycard so I can transfer the balance from my current credit card and wondered if there were any cashback sites offering cashback. I have looked at Quidco, TCB,…

• Halifax Miss Payment Advice

  Hey, I've got a Halifax CC which is 0% until April. I've had some problems with my direct debt this month and subsequently am a couple of days late in making the payment. I was just wondering if anybody knows if this will affect my 0%? I've never made a late payment before, does anybody know how harsh Halifax will be?

• Needing help with credit card reclaims

  Im about to start the process of claiming my charges on my credit cards. What I really need to know before I start is.... Can I reclaim even though they are currently with the debt collection services? I have to pay numerous debt collections installments of my balances not the actual credit card companies, but could i…

• Unrecognised Transactions

  In Aug 2006 £9200 of transactions appearsed on my credit card. After much correspondence with the Bank in question they decided to hold me responsible with the transactions. I have been told by my solicitor in recent days that they believe that my chances of success in a court would be in the region of 10|20% maximum,…

• Virgin 0% BT - low minimum payment ?

  I'm thinking of applying for the Virgin 16 mth 0% BT card. The Summary Box info seemed (at least to me!) to imply that the minimum monthly paymt would likely be lower on this card than on many others. There is no mention of paying a fixed % of the outstanding balance, rather it looks like it would be 25 pounds (usually).…

• Barclaycard Card Protection

  Folks, At the end of last year I applied for a Barclaycard credit card and was sucessful, I phoned up and activated it and was offered their card protection policy which I repeatedly declined despite their attempts to scare me into taking it. Several weeks later (last friday) I received the introduction pack to the card…

• fraud protection advice

  Hi, I have recently taken out my first credit card with barclays. they have given me a 10k limit on a cashback credit card. They keep trying to sell me their additional fraud protection at £60ish pounds per year. Being new to credit cards I am just enquiring if anyone already has this protection through barclays and if it…

• Virgin Credit Card

  Hi All, Im trying my hardest to pay off my £4000 credit card but find the interest soul destroying as i feel im not getting anywhere. I have tried applying for 0% balance transfers but keep getting declined. Is there any way i can have the interest held? If i cancel the account, will i have to pay it all off? Thanks guys…

• Cash Back Credit Cards

  Morning All I am thinking of taking out a cashback credit card to make some extra money on the normal things I buy. I am a bit worried that I will use more than I think but if I just stick to buying petrol on it, as I know exactly what I save for it every month and as soon as I have bought it I can pay it off, then I could…

• Extortionate MBNA Credit Card Charges

  :mad: Hi, Wondering if anyone could advise me on this issue please. The 0% interest rate on my MBNA credit card was due to end in the last week of December 2008 and as a result, I arranged to transfer the outstanding balance on it to another credit card that offered a similar interest free rate. Almost all of the balance…

• auqa card

  what are there opening limit 100 250 500 ????????

• Visa debit same protection as Credit card?

  Have seen conflicting things on the BBC that any card carrying a visa sign even debit cards, has some protection against items purchased and then not turning up due to the firm going bust etc? I am about to make some big purchases but have an Abbey Visa debit and a Nationwide Visa debit card which i want to use... I dont…

• increasing limit

  I want to increase my limit on my card, anyone got good tips or ponters to help get it raised. Whats the usual stipulation for getting a limit raised, pay on time or pay more than the minimum? thanks

• Help CC Newbie!

  Hello just wondering if anyone can help... Ive not had a CC before and dont quite klnow how it all works with the BT'S? and 0% ect... Basically I need to borrow £2000ish which will be paid back within about 9months if that, Ideally I need cash however some places accept CC ...(Need to buy a 2nd hand car) ...Ive been…

• Help, trying to understand 0% cards

  I currently have a halifax card i've been using for 0% purchases (the offer runs out in mar). I have another card (mbna) with 0% until May '09. If I transfer some of my purchases onto the MBNA card before May, will I be charged 0% on the amount for the life of the balance or will i be charged interest from May onwards?

• New MBNA Card - any drawbacks?

  I've recently received a mailshot from MBNA, offering me a Platinum Plus Visa card with 0% on balance transfers and 0% on cash transfers to current account until Feb 2010 (3% fees on each) plus 0% onpurchases until May 2009. I'm 24, salary of just over £20k and have the debts in my signature (will clear the credit cards…