Help CC Newbie!

JadeNacre

Hello just wondering if anyone can help...

Ive not had a CC before and dont quite klnow how it all works with the BT'S? and 0% ect...

Basically I need to borrow £2000ish which will be paid back within about 9months if that, Ideally I need cash however some places accept CC ...(Need to buy a 2nd hand car) ...Ive been reading through all the tabs up top and i still cant get my head around it all?!?...I mean can you take the cash from the CC? whats the limit on the CC??..

any kind of help would be appreciated.

manhy thanks in advance

jade

YorkshireBoy

JadeNacre wrote: »

Ive been reading through all the tabs up top and i still cant get my head around it all?!?...

Even after reading this one?...

http://www.moneysavingexpert.com/cards/stooze-cash-credit-cards#MBNA

I mean can you take the cash from the CC? whats the limit on the CC??..

You ask (MBNA, Virgin for example) for a 'money transfer' to your current account. Do not take a 'cash advance' because that won't be given at 0%.

As regards "limit", do you mean the credit limit or the maximum you can take off the card? If the former, no one can tell you that so you'll have to wait and see (don't raise your hopes too high though since it's your first card). If the latter, it's up to 95% of your credit limit.