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Supplier 'loses' my CC details in post
I recently purchased several thousand pounds worth of household goods from a large retailer. I paid by VISA, the goods were received, but several weeks later I received a letter from the retailer saying that my credit card had been denied and that I needed to organise for the payment to be taken again. I assumed that this…
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M.F.I Warning on credi card, Are you covered
Hi Just wanted to warn anyone about this!! I bought an item of furnture from MFI, and it has since went bust! I payed with my credit card (GE Money:mad: ) and I thought I was covered to relclaim the money! NO I am not!!! I was under the understanding that if you pay by credit card and a firm goes bust your card protects…
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Business Credit cards
Hi We are looking for a credit card for our business, we currently have one that we spend a lot on pay it off every month but don't get any rewards from it like cash back, airmiles etc. Does anyone know which is the best card to have? Thanks for your help
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Closing unused credit card accounts
Is it a good idea to close unused credit card accounts? My partner has a lot of these. If she closes a few, will it help her get higher credit limits in future applications? She has not been rejected yet for any new cards, but I guess if she keeps on applying for the latest offers, she will eventually be rejected?? (even…
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Balace Transfer Problem
Hi there, I just recently transfers my Balance from my Barclaycard to my Halifax CC. (11/12/08) This got approved etc.. and Halifax said it would take a 5-6 working days for this to work. So I logged on my Internet banking today when I got into work and see that my Halifax balance transfer has gone through fine on the…
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Credit score affected by debts at my address?
Was at the bank today applying for a credit card when I mentioned that the owner of the house I live in has unpaid debts with a collection company after him, though I have none. I was warned that this could show up on my credit score (being at the same address) and affect it. Is this true?
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How Credit Card Companies charge Interest
My Mum has an M&S credit card and recently had a statement with £453.01 on it and only paid £271 of the balance off and the credit card company still charged her interest on the whole £453.01 instead of what was left, is this legal? Do all credit cards charge this way? Personally I think its daylight robbery and if I can…
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CC Interest rates
Can somebody tell me what the interest rates are for the Virgin CC and a Platinum Barclaycard? Thanks
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Please Sign The Petition To PM - Unfair Credit Card Practises
All The Petition submitted to the PM requesting to penalize the credit cards has been approved. Please take few moments to sign the petition titled "Penalize The Credit Card Companies That Rip-off Customers By Unfair, Unethical and Unjustifiable Practices" submitted to PM. Here's the link:…
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How do I close my Egg card?
Does anyone have the correct address I need to write to in order to cancel my Egg card and close my account completely? I sent off two letters already. I called and asked for an address both times. The first address I was given turned out to be the address for closing a savings account or something irrelevant, the second…
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Credit Card Fraud
HI ,,,the other week i booked a hotel on line using my mastercard.I had no conformation in e.mail so i was suspicious about that.And i have since realised that the hotel i booked for one night just takes a deposit (4.50 euro) and you pay when you leave.The next day i went into a computer store to buy something and i used…
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Ryannair Debit Card Payments exhorbiant charges
I booked a flight for four yesterday from Ryannair. I made one payment on my Visa Debit Card and was charged a total of 32 pounds, eight pounds for each passenger. Surely this is way beyond any admin charge that the company would incur for a single transaction. Anyone like to comment ?
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Argos question
Hello, I have an Argos card which is due to be paid in full end of Jan (which is fine). I have an avaliable credit of £50 and wanted to buy £100 of goods so I get another 3 months (I buy in bulk). Just wondered if anyone knew when I could use the card if I paid £50 online tomorrow, I know it credits the account the same…
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When is a Virgin 0% interest offer not a 0% interest offer
Here is a sobering tale of why it is important to read Virgin Credit Card T&C's In August good old Virgin sends out and offer '0% interest on all purchases made before 31st October till end of March 2009' I'm not usually interested in these offers preferring to pay off my whole balance each month. During October I had a…
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Should i lower the credit limit?
I was just thinking as i'm paying off my CC balance is it ok for me to keep lowering the credit limit on the card everytime i pay abit more off? does it go against you or effect your credit history?
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usa
i am going to the usa in january for a break with my partner and i want a credit card that wont charge me commission on perchases or cash withdrawels HELP!!!:j
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Egg Refused BACS payment now charging me interest
Hello, Apologies if I'm in the wrong section but I was really hoping someone could advise me on how to deal with a problem I'm having with Egg Money Credit Card. I emailed them in November that I wished to cancel my credit card account. I then paid off the balance via a BACS payment. The payment was refused by Egg &…
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Virgin application time?
A friend of mine applied for a Virgin card online2 weeks ago,and has heard nothing. Apparently the message at the end of the application said up to 10 working days,and if further info was needed they would contact. They have had no contact since then. Does anyone know if this is normal in the probably busy run up to Xmas?…
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best way to get a cheap loan. BT?
Hi. i was looking at martins article on BT's and want to apply for a credit card to take advantage of the 0% interest rate. I do not have any large credit balances as they are paid off in full - but will need some money in the next month as I have a major function to pay for. A loan will cost more in interest, but a BT is…
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Do Sainsbury's know what they're doing?
I can't believe Sainsbury's CC. About 9 months ago they chopped my credit limit down to a few hundred pounds more than I owed them (all on LOB deals). A couple of months later, a guy from them phoned me up to ask if I wanted to do a BT to Sainsbury's at a good rate (more LOB). I explained to him that I did want to transfer…
