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maestro cards not accept
hi, the business that work for has recently received a letter regarding to needing a secure code to accept the a maestro payment through are hsbc machine. Also recently we have been having to phone up to get a code to get the payment to go through, and that if we don't use a secure code we could be fined up to 13500 pound…
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Abbey Zero is no more
I applied for an Abbey Zero card online a few weeks ago thinking I could use it when I go to New York later this month. Got the contract in the post last week. Looked it over, but not too carefully. The card came today. It's not an Abbey Zero card. For one thing, there's a 2.95% charge on foreign currency transactions.…
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Can MBNA increase the Interest rate to ridiculous 34%?
I have got quite a bit of balance outstanding on MBNA cards (Virgin, A&L and Abbey - about 30k!). I was talking to the representative yesterday and I was shocked to hear that the 0% balance rate has gone to 34%!!! It seems once the balance transfer was done, they moved to 16%, then to 26% and then to 34%. Due to financial…
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FLYBE credit card increases, do they ??
just thought i would start a thread to see if the flybe card actually increase limits, if so how often!!! its just for interest thread please post your experiences if any!!:p
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Obtaining a CCA
Im looking at obtaining CCA requests from my credit card providers. All taken out before 2007. Im struggling at the the minute to pay and any debt wiped off would be of great help. However can they make life difficult and ask to pay the whole lot up front? I heard that a claim for wiping the debt is if a card company…
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American express cashback
Hi - sorry to sound dim but can someone please tell me if the 5% cashback is applicable every year or only in the first year you have the card?
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Lost and Stolen
I remember reading on the news letters or in one of the articles about buying things on your credit card because if they are lost or stolen you can reclaim the expenditure from your credit card company. Now it might be a slight stretch for this, or I might be being silly not to be doing it I'm not sure, but I was hoping…
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Credit card transation time limit
Hi, I'm new to forums in general and I need some advice. Are there any time restrictions on credit card transations abroad? We went on a short trip to the US, bought some souveniers using the credit card. Payed it off in full when we got back, however on a recent statement a transaction has only just been processed.…
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credit card at 16 ?
is it possible for a 16 year old to get a credit card ?? most places seem to be 18 years. thank you
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Barclay card - illness = Missed Payment
Please can someone help me? My Mum has just realised that she missed her barclay card payment - due two days ago and is on the phone to them at the moment. She's been really ill the last few days and has had a very bad result from an xray so completely forgot to make the payment. If she had a letter from her doctor is…
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Barclaycard sneaky interest charge?
hi guys, something has just happened with my Barclaycard which has left me very annoyed. following advice from these forums, last month i finally managed to pay off my credit card :j I raided my piggy bank and paid off the lot - £2,100 give or take a few quid. it was a massive weight off my mind. yesterday i receive an…
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Have I been accepted?? First Direct CC
Hi guys After reading about NOT having a credit card ever (and I'm 35) can affect your credit score I decided to get one as I will be going for a mortgage at the end of next year. (spend a little pay it off in full each month just to get my rating up) I've gone for one with FD (who i bank with) via thier online applying…
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re-apply for amex platinum
Hi. I just received my 5% cashback this month. Do you think its possible for me to cancel the card, re-apply and then start gaining 5% again?
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Strange letter from Barclaycard
I have just received in the post a letter from Barclaycard thanking me for applying for a credit card but my application has been unsuccessful on this occasion. I have never applied for a Barclaycard. Do you think this could be someone obtaining my details and trying to use them?. Whats the best thing to do here please. Do…
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mk one gift vouchers!!!!!!!
:confused: i am stuck with £30 in mk one vouchers that i have tried to reclaim as the commpany has gone into administration. does anyone have any ideas how i can get this money back. i have written to them with no reply. this has been going on since june.....be glad of any advice. thanks
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Unusual balance transfer question!
Hi All, I have a quick question and was hoping someone may know the answer. My brother has got himself in debt on a couple of credit cards to the tune of approx. £3600. He has a bad credit rating due to reasons I won't go into here. I was wondering if it is possible for me to pay off his credit card debt using my own…
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Best way to buy a car
I'm buying my wife a car for Xmas (impetuous old !!!!!! that I am!):T I don't want to pay anyone interest if I can get away with it for the amount I need to finance. Took Martin's advice and got a Virgin credit card (took 5 mins max!) and did a balance transfer to my current account to pay for the car. This is because car…
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Argos CC and PayPal
I've just got an Argos Mastercard. I've only been using it since the end of last week and so have only a couple of transactions, one of them being a PayPal payment for an ebay purchase I made and another which has appeared being a Foreign Exchange Fee for roughly 3% of the Paypal amount. Does anyone know if Argos charge a…
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Credit Card Insurance
Hi everyone this is my first visit.This is about Credit Card Travel Insurance.I have a Capitol One CC and the Insurance SEEMS fantastic there is no age limit pre existing medical conditions accepted (DVT taking medication) I downloaded the 53 pages and it even includes lost/stolen car keys ,collision damage waiver on hire…
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Trouble finding money - Bad credit
* I am a student having a problem finding £1,000 to pay overdue tuition fees. * I have a student account with a £1,600 limit, which i am close to the limit of. * I have tried applying for a couple of credit cards and been rejected. (Presumably have a bad credit rating/history) The problem is the student loans company are…
