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Barclaycard that never was
Hi, I have just done an equifax report on myself and have found barclaycard have me owing them near to £4000 I would'nt mind too much but I have never had a barclaycard sol fin. I have to get this taken of my records because it is dept that I should not have. Is there a uk number or email address that I can use to do this…
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Redundancy and paying off loans ?
My husband is about to be made redundant and will get a decent pay out of £30 ish. However we have a £20k loan and £2,000 on a credit card, my initial thoughts with the change to the policy of the benefits people paying the mortgage is that we pay those off and then use the remainder to tread water until the government…
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most likely cc application with bad credit ?
who are the easiest to be accepted with -please
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Overcharge by hotel - can I get in back?
Hi, Basically,as the title says, I received a credit card bill today to find that a hotel I and my family stayed in in America, charged me an extra $150 two days after we left. I emailed to ask why and was told that it was a clean up fee due to the "undisclosed pet" that we had in our room. I rang the hotel for an…
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A search on my credit file I didn't allow...
Hi all, Just signed up to the free month with Experian, and I have noticed a search on my file I didn't allow. :mad: It was RBS and it was for insureance. I got a call, but he said he was from Halifax, (Who I bank with.) But RBS isn't owned by Halifax! :eek: How do I complain and ask for this to be removed from my file?…
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Credit card application letter from MBNA - can I discover how they have my address?
I've recently received a letter from MBNA inviting me to take out a credit card. I've never previously banked / had a card with them, the address is opted out on the mail order preference scheme and on the voters register. The only other people who might have passed on the address are my bank (so unlikely), Vodafone or…
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Barclaycard - DD Payments This Month
Anyone been having issues with DDs this months with BarclayCard, mainly on the old Goldfish side. First the payment was meant to occur on 29 October or immediately after - it did not and occurred on 10th November Second the payment has gone through but they have classed it as a cheque payment at their end in clearing even…
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Egg Card to pay off loan.
I have just applied for the Egg card which has 0% balance tranfers until 1st Feb 2010. Can I use this to pay off a loan I have with Natwest? Will I just be charged the 3% fee and then 0% until Feb 2010?
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How Many Credit Cards Am I Allowed
Looking to get a super balance transfer card to fund my business account for paying suppliers until sales improve, I have been warned however not to make any purchases with this card for reasons most of you guys probably understand more than I do. So my question is can I get another credit card specifically for purchases?…
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cardprotection
Hello Savers, Each year around christmas time I renew my credit card and bank card insurance. Each year I wonder if this needs to be done. It gaurds all my cards if they get stolen. Dosnt the bank do this automatically anyway. Hope somebody can let me know if its worthwhile to keep. B
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need some advise
hey all, ive applied for some cc's recently and ran into a spot of bother, essentially i was given a cc by my bank (hsbc) and given a limit of £2k, i was wanting to use this card then transfer it to a 0% balance xfer one, i applied for the virgin 16month deal and was rejected due to my earnings. when i first was given the…
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Balance Transfers between Partners
Hi all I have a virgin card which I am using for the o% balance transfers, I have some joint debt on there between me and my partner but he is considering getting an egg card to take advantage of the 0% on balance transfers. Does anyone know if he can transfer from my virgin card to his egg card? or to balance transfers…
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MBNA lied about their 6% balance transfer rate 'for the life of the balance'
'6% balance transfer rate for the life of the balance'. I took up this offer...twice. The first time a number of years ago and this time around this time last year. This month for the 2nd time they've reneged on this promise and upped both the interest rate and minimum payment. Unfortunately I have misplaced the original…
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question about argos card?
Hi not sure if anyone may know the answer to this, but we have an argos card, my dh forgot to pay them, it was for a really silly amount £4.51 they have now added interest to the pricely sum of £6.** i shall pay this but they have lowered our credit limit to £200.00 i wanted to get something for my son for christmas…
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MBNA lied about their 6% balance transfer rate 'for the life of the balance'
'6% balance transfer rate for the life of the balance'. I took up this offer...twice. The first time a number of years ago and this time around this time last year. This month for the 2nd time they've reneged on this promise and upped both the interest rate and minimum payment. Unfortunately I have misplaced the original…
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HSBC Credit Card - I Need OUT!
evening all, can anybody help me out? currently i have a HSBC credit card but, being a student, i'm struggling to pay it off. i make the minimum payment each month plus whatever i can afford but this month i've still had almost £70 charges in interest on there. i can't be doing this anymore but whats best to do? is it…
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Section 75
I've been advised that the Visa Debit Card has the same protection as the Credit card because it's still Visa, with reference to Section 75. Anyone know if this is correct or not please?
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Section 75
I've been told a Visa Debit Card has the same protection as a Credit card regarding Section 75. Any answers to whether this information is correct or not please?
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Barclaycard nearly expired
Hi guys, My barclaycard expires on 12/08. When will they send me out a new one? Are they likely to question sending me out a new one?? I have claimed charges back on it previously but nearly 6 months ago now and its about 230/260 credit on it?? Tia Sal
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MBNA Loan sharks
Like a lot of people i have a few credit cards that to my regret find are all owned by MBNA Big Mistake!!! for instance. I stopped my PPI and asked for repayment of the PPI Not only have not repaid it after asking years ago. but within months of stopping the PPI raised the intereest Rate by over 100% on my virgin card.…
