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My card is not working properly !! (barcalycard credit builder)
I have my first credit card: Barclaycard. (It's the credit builder, but the card itself looks just like my husbands Barclaycard). I have a stupid limit of £200 and I read that to make some progress I have to spend something on it and paying it so in a few months I'll have a history. But my card DOESN'T WORK!!! I tried it a…
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Barclaycard Breathe - denying a 0% purchases offer ever existed
I signed up for a Barclaycard Breathe when they were offering 0% on purchases for 12 months. This exact offer was listed on this site (this was about 3-4 weeks ago). However, I logged in for the first time to check my online transactions, and saw my interest rate was not 0% on purchases. So I called up and got through to…
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credit cards
hi, is it correct if a credit card agreement was signed at the wrong place, the agreement becomes invalid.. thx
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M & S Card
Hi Has anyone managed to get an M & S card, I have just been refused my credit reference is ok but as I am financially linked to husband who as a couple of defaults one which he is disputing I have been refused. Just wondered if anyone has managed to get one and does your credit file has to be excellent.:confused: Many…
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Monument Visa CC READ BEFORE APPLYING
Hi Moneysavers, I recently applied for a Monument Visa card and receieved a letter today saying " Thank you for you recent application for a Monument Visa Card. Unfortunatly the Monument card is currently only offered by invitation only so unfortunatly you have not been successful at this stage" We will contact you in the…
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Full & Final Payment
Although I am managing to cover my credit card payments, I feel £600 a month could be better spent as this is just about covering the monthly interest. A friend of mine said that if I contacted the credit card company and offered them about 60% of the total bill they will accept it as full and final payment and will close…
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Balance transfer cards with no fees
Does anyone know of any 0% balance transfer cards with no fees apart from Abbey Zero and Ulster Bank? On stoozing.com it has ICICI as fee free but when you go to apply it comes up with a 3% fee. Thanks :)
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What is classed as purchase on credit cards?
Hi All, I have had a few loans and a credit card for balance transfer to my bank account before, but never a credit card for purchases. I have just received my Barclaycard breath 12 months 0% interest on purchases as I am getting married in Oct 09. I wanted to use the card to pay for various things, I have looked on the…
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Barclays ATMs don't like my PIN
This is a rather strange one, but I thought I'd post it as it may be of help to someone..... When I received a new Barclaycard a while ago I went to a Barclays cash machine to change my PIN. It wouldn't let me have the combination of digits in the PIN that I wanted, although it was hard to see why - it wasn't a stupidly…
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Hard Money Line Of Credit Available
Greetings! We wish to inform you that we are presently offering; Hard money loans Lines of credit. Venture Capital Start up funds Personal loans Investment loans Home loans Property financing loans To help; Your business cash flow, Build your business Finance your inventory Restructure your credit. Refinance you out of…
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Goldfish to Barclaycard Goldfish problem
If you were switched from a Goldfish account to Barclaycard Goldfish then check your bill. There was a problem setting up my DD payment. I was notified by post and told I'd be charged £12 (returned DD) for this. I phoned up they refunded this without being asked. I paid off my bill and asked them to check I wouldn't be…
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free credit reports from card providers
i am just curious, i have the cap one paltimum card, and as part of the contract i can get 2 free equifax reports a year, however i also have a natwest current account (advantage gold) to which if i activate their fraud security i also can get a free report from equifax. will the fact that i am already signed up to equifax…
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Beware - BT credit card time limit
My husband and I have never ever paid interest in our lives for credit card facilities – so imagine our horror this month when we received an account from BT charged with interest of £13 -92 and advised, that next month it would be £13.16. In July 2008 from BT- I was offered a balance transfer of up to 3.300 for 0%…
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credit card refund
hi i bought some valium on the internet months ago(no prescription), it never arrived, i called them again, they said they would send it again, still nothing. i paid with credit card( hsbc mastercard),am i covered or can they say because is not legal to have medications shipped etc they dont have to pay? thanks jjgarcia
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Natwest credit card confusion
Hi Wondering if anyone can help. In June i took out a Natwest credit card and had 0% on all purchases for 6 months. The 0% rate is coming to an end on 3rd December this year which is when my next statement is due. I had planned to pay off the balance which stands at £560 next month after the 3rd but before the payment due…
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Credit Card Charges
I cleared my balances off on a few credit cards that i had but by chance this evening i checked one of the statements on line and found that i have been charged full ppp and extra interest charges after clearing the balance in full can anyone tell me if this is right?
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Can they do this?
Hi I recently applied for a HSBC 0% credit card and received a letter on the 8th October saying 'pleased to let you know that you have been approved' as long as some 'formalities' were done i.e. confirming my name and address and sending a copy of my current account statement as proof of identity. I got the documents back…
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Clear your credit cards. Is it a scam???
Hey everyone. Take a look at this website.. https://www.creditissuesltd.co.uk has anyone any info on this? It claims to be based around some legal issue in the consumer credit act. Has anyone got any experience of this or this organization?? If this is for real then surly, as when reclaiming bank/CC charges you shouldn't…
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MBNA changing statement due dates
Hi, Has anybody been caught out on this?? I have been charged a late payment fee of £12.00 plus an interest charge of £59.00 because of a so called late payment. I always pay on time thru HSBC Internet banking and on this occasion paid on the 31st October. It transpires that my statement due date had been brought forward…
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Cancelled Barclaycard and PPI Protection!
Not a great day for me financially! Been getting upsetting news about my money matters. Anyway I received a statement from a Barclaycard I thought I had cancelled via a telephone call months ago and the statement shows the latest transaction for card protection. How in the world is this possible when the card is supposed…
