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Help With Credit Card Transfer
Hi , i am new to the site , but would like some advice.. i have a barclaycard and have a few grand on it, the interest is high, i have just had a baby so havent a job at the moment , so can i apply to transfer for another card? or will they turn me down for not having a job i dont want to lie to them .... my husband earns…
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Existing Customer Balance Transfer - Credit Check?
Hi all, I wonder if anyone could let me know if, as an existing customer of Virgin Atlantic Amex (MBNA), they credit check you if you do a balance transfer? According to the "My Promotions" section I see after I log on, they are offering 0.0% on BT's until April 2009 with a max £50.00 fee which seems like a good deal.…
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Egg Money - overspending charge
Hi I currently have an egg money and Tesco credit card. I've recently been using both credit cards daily and the other day, they were both frozen and I couldn't purchase anything using the cards. The egg money card charged me £16 for overspending, but Tesco credit card didn't. (I'm a high purchaser) Why do credit cards…
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credit check for company credit card
hi guys, just got a promotion at work & i will be getting a company credit card for expenses. it is quite a large national company & was wondering will the card issuer have to do a credit check for a company card. i dont have any ccj's but have missed a couple of payments (loan payments & my own credit card) in the last…
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Just got a Virgin Card
I have been trying to clear an old Cahoot (Abbey) revolving loan. A year ago it had about £6k on it, but over this time i've managed to get this down to £3k. A few weeks ago I applied for a few credit cards with 12 - 15 month 0% balance transfers. Egg turned me down and offered me another card (no transfers) as they do.…
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Barclay card... not sure if they want me
Hi everyone, I have just applied for a Barclay Card (the one for people who want to strengthen their credit score) and it said it would give me a 60 second decision but then it said it couldn't and that it would let me know in due course. I have a couple of questions, firstly does anyone know how long this sort of thing…
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Balance Transfers problems
Hi, I am not sure what I am doing wrong but I hear Martin and other experts telling us all to balance transfer our credit card debt to new 0% cards as if its as easy as just picking which one you want. I am ok with money, no overdraft or huge credit card debt and I even took a test on my credit rating which was done via a…
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Missed payment - credit rating
Hi I feel a bit stupid, I have just checked one of my online statements and I missed a payment. Not for very much money - anad I got hit with a £12 charge. I can live with the £12 charge, but that are the impact of this on my credit rating. Usually, I pay my credit card before the bill comes in. I dont know how this one…
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All My Accounts have Disappeared from Experian!?
This morning I got a new alert from CreditExpert and All of my credit accounts have disappeared!! There are only 2 left, my Amex and a closed Halifax current account. I still have 2 other current accounts with halifax which were there last time I looked (1 mnth ago) but have now disappeared!! I have 2 other CCs and my…
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HSBC M/C Help aaargh
Will breifly outline nightmare having with hsbc hoping for some advice: Bought a wii online on 12/12/07 with HSBC M/C for £180, retailer had none in stock in time for xmas delivery, by email he confirmed (numerous times) he would refund the cost (T&Cs said all ok anyway) Not had money back so opened a chargeback with HSBC…
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interest on purchases
Hi I have had an mbna card for 4 years, and was sure that I have not been charged interest as I pay my bill every month except for a few rare occasions. I saw interest written on my bills for a while now and thought that this is the charge if i do not clear the full amount but today I was told by them when i queried it…
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Credit Card Help
Just need some advice please i have a few credit cards, and debts outstanding in the region of 7K. I have managed to get a good loan for 8K which will cut down my monthly outgoings by around £220. Things is i have just paid off the full balance of the largest credit card 4.4K, now i don't want to us it in the near future,…
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Virgin card £40 cashback
Hi I don't know if people have had this offer .But if are Virgin Media customer, and you take out a Virgin credit card and as soon as you use it they will knock £40 off of your Virgin media account . Neil
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Question re Egg Money
Hi All I applied for an egg money card online last week and was accepted on their typical terms... but no sign of the card 8 working days later. So I call up and they say my application has been passed to another department for further checks and they would "be in touch" (no indication of when...) Does anyone know if this…
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Cancel Amex Plat Charge, before Receiving/Activating Card?
Bit perturbed by Amex. Beginning of May, applied for Plat Amex online and was accepted. Had phonecall mid-May to tell me I'd been approved. Great. Set up direct debit with woman on phone at the time. PIN Number arrived 3 weeks ago, but no card, and email received 3 weeks ago telling me my online statement is now ready to…
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0% on Purchases & Web Cashback
Quick one. Is there a card with 0% on Purchases (for as long as possible) and WEB cashback (Quidco, TopsCashback & the like) Thanks in advance
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Will he be charged interest??
My husband has a mint credit card which has 0% on balance transfers until next feb and 0% on purchases until August. He has made one purchase with the card. Does this mean that he will be charged interest on this purchase from August? Or will the interest only apply to purchases made from August? (which he WILL NOT be…
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Splash plastic card
Hi Can anyone help please. I would like to know if anyone has ever used their splash plastic card to play the National-Lottery online and whether the card is accepted by the national-lottery? thanks
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Petrol Station Card Scam Case Closed;
AN investigation into an international-based credit card scam at a Weymouth petrol station has been closed and all suspects released from police bail. More than 600 victims were affected by the scam last year which used cloned credit cards to net a huge amount of money by preying on drivers using the Shell garage on…
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Is this too good to be true!?!? Is there a catch?
Is this too good to be true? Is there a catch? I currently have £7850 on my virgin credit card at 0%. The 0% deal runs out in August and will then revert to 17.7%!!!!!!! I would never be able to pay more than the interest. So i just rang the customer loyalty department at virgin to see if they could help me by extending…
